Asseco Poland S.A (ASOZF) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of Asseco Poland S.A $104, price $65.85, upside +57.9%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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Asseco Poland S.A
ASOZF · USClearly undervaluedStrong Fair Value upside, but quality is only moderate.
What runs behind every stock
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $10.51 – $65.85 · fair‑value band $78.00 – $129.99 · the $65.85 price screens below the $103.99 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Asseco Poland S.A. produces and sells software products worldwide. The company offers software and IT solutions for banking, payment, insurance, public administration, healthcare, defense and uniformed services, energy and gas, telecommunications and media, and security sectors.
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Asseco Poland S.A. produces and sells software products worldwide. The company offers software and IT solutions for banking, payment, insurance, public administration, healthcare, defense and uniformed services, energy and gas, telecommunications and media, and security sectors. It also provides cloud solutions; and ERP solutions and services, including proprietary and third-party software, and consulting and implementation services for micro, small, and mid-sized companies, as well as large enterprises. In addition, the company offers business intelligence software and services, such as professional consulting and advisory; data warehouses and big data solutions; reporting for regulators; fraud detection and anti-money laundering systems; and customer behavior analysis based on machine learning mechanisms, as well as access to information-analytical and reporting tools. The company was formerly known as Softbank S.A. and changed its name to Asseco Poland S.A. in January 2007. Asseco Poland S.A. was incorporated in 1989 and is based in Rzeszów, Poland.
Stock analysis
Asseco Poland S.A (ASOZF) currently trades at $65.85, while our model-based Fair Value estimate is $103.99, implying the stock looks roughly 36.7% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $157.53 per share, and 17 of the 26 models we run sit above the $65.85 price.
Bear case: the Dividend Discount group reads lowest at $12.97, and 9 of the 26 models stay below the price. Evidence for this calculation is medium.
Scenario range: $78.00 (bear) to $129.99 (bull), the price of $65.85 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Asseco Poland S.A reported revenue of 16.8B PLN in FY2025 versus 14.5B PLN in FY2021, a compound +3.7%/yr. Reported net income was 1.1B PLN in FY2025, compounding +24.9%/yr from FY2021.
Key figures
Market cap $4.5B · P/E ratio 25.0 · P/S ratio 1.70 · EPS (TTM) $2.63 · Net margin 6.8% · Return on equity 11.8% · Return on assets (EBIT) 8.3% · Revenue (TTM) 18.4B PLN.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 49 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 56% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −8% fair-value upside, at 58%, ASOZF screens cheaper than that median.
Fair Value models
All 26 models by family
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Set up alert →Quality Score breakdown
Of which business quality 64 · Market factors (momentum, volatility) 66
Revenue & earnings trend
Growth Forecast
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Earlier news
- Asseco Poland SA (ASOZF) (H1 2026) Earnings Call Highlights: Record Revenue and Profit Surge ...
- Asseco Poland SA (ASOZY) Q1 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic ...
- How The Asseco Poland (WSE:ACP) Story Is Shifting As Valuation Holds And Risks Reprice
- How The Asseco Poland (WSE:ACP) Investment Narrative Is Shifting Around The PLN 157.22 Target
Compare Asseco Poland S.A with another stock
Price, fair value, quality and upside side by side.
Context: sector, industry, market
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAP | €186.74 | €172.46 | −8% |
| Salesforce, Inc CRM | $229.57 | $342.73 | +49% |
| Shopify Inc SHOP | $144.01 | $64.36 | −55% |
| ServiceNow, Inc NOW | $134.01 | $147.41 | +10% |
| Uber Technologies, Inc UBER | $69.36 | $103.69 | +49% |
| Snowflake Inc SNOW | $330.31 | $74.36 | −77% |
| Automatic Data Processing, Inc ADP | $261.80 | $150.01 | −43% |
| Adobe Inc ADBE | $239.94 | $454.04 | +89% |
| Datadog, Inc DDOG | $268.70 | $32.52 | −88% |
| Cadence Design Systems, Inc CDNS | $326.70 | $225.48 | −31% |
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Key figures of Asseco Poland S.A
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