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Reit Azorim - H.F Living Ltd (AZRT) Fair Value & Analysis

Real Estate · Il · Market cap 624M ILA

RA Reit Azorim - H.F Living Ltd AZRT · TA
Price6.07 ILA
Fair Value5.98 ILA
Upside-1.6%
Quality40/100
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Expensive Growth
Highly profitable · 38.1% net margin
High debt · negative free cash flow
Mixed vs. peers (6/12)
Moderate moat 57/100
Evidence: Low Range 4.46 ILA – 8.93 ILA Share as image

Fair value as of: Jul 16, 2026

From 1 valuation models · updated 25 days ago

Share price +0.5% over the past month.

Below-average quality, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (4.46 ILA to 8.93 ILA) leaves room in how you read the outcome.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

18.20 ILA 3.24 ILA Fair Value 5.98 ILA Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range 3.24 ILA – 18.20 ILA · fair‑value band 4.46 ILA – 8.93 ILA · the 6.07 ILA price screens above the 5.98 ILA fair value. Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Reit Azorim - H.F Living Ltd (AZRT) currently trades at 6.07 ILA, while our model-based Fair Value estimate is 5.98 ILA, implying the stock looks roughly 1.6% fairly valued today. The Quality Score stands at 40/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Reit Azorim - H.F Living Ltd generated revenue of 67.8M ILA at a net margin of -6.5%. Revenue grew 11.3% year over year. It earns a return on equity of -0.4%. Net debt stands at 2.0B ILA. Fundamentals as of Jul 16, 2026

Our scenario range runs from 4.46 ILA (bear case) to 8.93 ILA (bull case); at 6.07 ILA, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Real Estate peers we cover trades at -22% fair-value upside, at -2%, AZRT screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) 5.25 ILA 7.03 ILA 10.50 ILA 50
All 1 models by family
Asset-Based
NCAV (Graham) 5.25 ILA 7.03 ILA 10.50 ILA 50

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Key figures & financial health

Revenue (TTM) 68.9M ILA
Revenue growth (YoY) +6.8%
Net margin 38.1%
Return on equity 2.5%
Free cash flow −32.0M ILA FY2025
P/E ratio 25.6
More key figures
Operating margin 68.2%
EPS (TTM) 0.2400 ILA
EPS growth (YoY) -90.3%
Net debt 2.0B ILA FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 35 · Market factors (momentum, volatility) 62

Profitability 8
Margins and returns on capital today
Quality Growth 65
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 14
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 49
Price trend over the last 3–12 months (market factor)
52W Momentum 62
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Reit Azorim - H.F Living Ltd leases and invests in housing rental properties. The company was incorporated in 2019 and is headquartered in Tel Aviv-Yafo, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Reit Azorim - H.F Living Ltd reported revenue of 71.8M ILA in FY2025 versus 15.4M ILA in FY2021, a compound +47.0%/yr. Reported net income was −4.4M ILA in FY2025.

Growth Quality 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
71.8M ILS
Latest YoY
+18.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+59.2%
Avg. growth/yr (7Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+59.9%
Revenue +47.0%/yr
FY21 15.4M ILA
FY22 48.6M ILA
FY23 58.1M ILA
FY24 60.6M ILA
FY25 71.8M ILA
Net income
FY21 251M ILA
FY22 −19.8M ILA
FY23 −75.2M ILA
FY24 −37.7M ILA
FY25 −4.4M ILA

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Cite: Fair Value Calculator (2026). "Reit Azorim - H.F Living Ltd Fair Value". https://www.fairvalue-calculator.com/stock/AZRT

Peer Group

REIT - Diversified · 165 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside −2% · Above median
Return on equity (TTM) 2% · Below median
Return on assets 1% · Bottom 25%
Net margin (TTM) 38% · Above median
Operating margin (TTM) 68% · Top 25%
Revenue growth 7% · Above median
Debt / equity 1.68× · Higher than 75% of peers

Valuation Multiples vs REIT - Diversified median · lower = cheaper

P/E (TTM) 25.6× · Pricier than 75% of peers
P/B 0.19× · Cheaper than 75% of peers
P/S (TTM) 2.96× · Cheaper than median
EV/EBITDA 29.3× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 31 · sector 13
FUTURE 34 · sector 13
PAST 10 · sector 20
HEALTH 16 · sector 72
DIVIDEND 0 · sector 97

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more REIT - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Goodman Group GMG A$29.11 A$7.37 -75%
VICI Properties Inc VICI $26.73 $41.74 +56%
W. P. Carey Inc WPC $76.69 $35.59 -54%
Charter Hall Group CHC A$21.90 A$11.46 -48%
Fibra Uno FUNO11 31.10 MXN 63.56 MXN +104%
COV COV €52.55 €62.39 +19%
The GPT Group GPT A$4.89 A$3.49 -29%
Mirvac Group MGR A$1.70 A$0.5700 -66%
KLCC Property Holdings 5235SS 8.85 MYR 6.91 MYR -22%
CRRUN CRRUN C$17.65 C$17.89 +1%

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Frequently asked questions

Is Reit Azorim - H.F Living Ltd (AZRT) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of 5.98 ILA versus a price of 6.07 ILA, about −2% (fairly valued).
What is the fair value of AZRT?
Our model-based fair value for Reit Azorim - H.F Living Ltd is 5.98 ILA (as of Jul 16, 2026), built from audited fundamentals. The current price is 6.07 ILA.
What is the quality score of AZRT?
Reit Azorim - H.F Living Ltd has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Reit Azorim - H.F Living Ltd (AZRT)?
Reit Azorim - H.F Living Ltd reported trailing-twelve-month revenue of about 67.8M ILS (latest available figure, as of Jul 16, 2026).
What is the net profit margin of AZRT?
The net profit margin of Reit Azorim - H.F Living Ltd is about -6.5%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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