Bluestem Group (BGRP) Fair Value & Analysis

Consumer Cyclical · US · Market cap $1.3M

A solid business, currently priced close to our fair value.

What matters now

• The price sits close to our fair value, market and models broadly agree here, little valuation tension.
• The models converge in a tight band ($0.0095 to $0.0104), unusually little disagreement for a valuation.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 29, 2026.

How to read this chart

60‑month range $0.0100 – $3.40 · fair‑value band $0.0095 – $0.0104 · the $0.0100 price screens below the $0.0100 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 29, 2026.

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Analysis

Bluestem Group (BGRP) currently trades at $0.0100, while our model-based Fair Value estimate is $0.0100, implying the stock looks roughly 0.0% fairly valued today. The Quality Score stands at 58/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Bluestem Group generated revenue of $1.7B at a net margin of -1.3%. Revenue declined 13.4% year over year. Net debt stands at $313M. Fundamentals as of Jul 29, 2026

Our scenario range runs from $0.0095 (bear case) to $0.0104 (bull case); at $0.0100, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -49% fair-value upside, at 0%, BGRP screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: DCF Models ($0.0198) versus Growth DCF ($0.0063). Highest evidence: Growth DCF (80).

Key figures & financial health

Quality Score breakdown

About the company

Bluestem Group Inc., through its subsidiaries, offers a selection of name-brand, private label, and non-branded merchandise through Internet Websites and catalog serving low to middle income consumers in the United States. It operates through Northstar Portfolio and Orchard Portfolio segments.

Full company description

Bluestem Group Inc., through its subsidiaries, offers a selection of name-brand, private label, and non-branded merchandise through Internet Websites and catalog serving low to middle income consumers in the United States. It operates through Northstar Portfolio and Orchard Portfolio segments. The Northstar Portfolio segment consists of Fingerhut and Gettington retail brands. This segment offers consumer electronics, domestics, housewares, and home furnishings. The Orchard Portfolio segment comprises of Tog Shop and WinterSilks retail brands. This segment provides apparel, accessories, and home products for women and men through various platforms, including online and direct mail. Bluestem Group Inc. also offers bed and bath, lawn and garden, and hardware products; video games, toys, and sporting goods; and footwear, cosmetics, fragrances, and jewelry products. The company was formerly known as Capmark Financial Group Inc. and changed its name to Bluestem Group Inc. in June 2015. Bluestem Group Inc. was incorporated in 1998 and is headquartered in Eden Prairie, Minnesota.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2015 – FY2019 · reported fiscal years

Bluestem Group reported revenue of $1.8B in FY2019 versus $478M in FY2015, a compound +39.2%/yr. Reported net income was −$35.5M in FY2019.

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Peer Group

Internet Retail · 109 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Internet Retail median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.