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Grupo Casas Bahia S.A (BHIA3) Fair Value & Analysis

Consumer Cyclical · BR · Market cap R$1.2B

GC Grupo Casas Bahia S.A BHIA3 · SA
PriceR$1.04
Fair ValueR$1.23
Upside+17.9%
Quality32/100
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Evidence: High Range R$0.7983 – R$1.65

Fair value as of: Jul 14, 2026

From 15 valuation models · updated today

Share price −17.5% over the past month.

Price vs Fair Value (12 months)

R$5.15 R$1.01 Fair Value R$1.23 Jul 2025 Jul 2026

12‑month range R$1.01 – R$5.15 · fair‑value band R$0.7983 – R$1.65 · the R$1.04 price screens below the R$1.23 fair value. As of Jul 14, 2026.

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Analysis

Grupo Casas Bahia S.A (BHIA3) currently trades at R$1.04, while our model-based Fair Value estimate is R$1.23 — implying the stock looks roughly 17.9% undervalued today. We read business quality at 32/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Grupo Casas Bahia S.A generated revenue of R$29.6B at a net margin of -12.3%. Revenue grew 6.1% year over year. Net debt stands at R$8.3B. Fundamentals as of Jul 14, 2026

Our scenario range runs from R$0.7983 (bear case) to R$1.65 (bull case); at R$1.04, the current price sits within that range. For context, the median of 10 Consumer Cyclical peers we cover trades at -23% fair-value upside — at 18%, BHIA3 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) R$29.6B
Revenue growth (YoY) +6.1%
Net margin -12.3%
Return on equity -188%
Free cash flow R$13.8B FY2025
Operating margin 3.7%
More key figures
EPS (TTM) R$-6.18
Net debt R$8.3B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 14, 2026. TTM = trailing twelve months.

About the company

Grupo Casas Bahia S.A., together with its subsidiaries, operates as an omnichannel retailer in Brazil. The company provides consumer electronics, home appliances, furniture, and other domestic items. It also engages in the manufacture, industrialization, and sale of wood-based furniture; ownership and management of equity interests; management of logistics operations; and provision of integrated solutions for e-commerce and multi-marketplace operations, such as fulfillment, transportation and full commerce (white label) services through technology platforms and plug and play operating models, as well as management of digital solutions. In addition, the company offers financial services through its mobile app, including the digital management of the Casas Bahia installment payment plan, payments, transfers, mobile recharges, and other financial services. Further, it is involved in the management and operation of payment instruments comprising prepaid cards and other payment …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Grupo Casas Bahia S.A reported revenue of R$29.2B in FY2025 versus R$30.9B in FY2021, a compound −1.4%/yr. Reported net income was −R$3.0B in FY2025.

Revenue −1.4%/yr
FY21 R$30.9B
FY22 R$30.9B
FY23 R$28.8B
FY24 R$27.2B
FY25 R$29.2B
Net income
FY21 −R$297M
FY22 −R$342M
FY23 −R$2.6B
FY24 −R$1.0B
FY25 −R$3.0B

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Cite: Fair Value Calculator (2026). "Grupo Casas Bahia S.A Fair Value". https://www.fairvalue-calculator.com/stock/BHIA3

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Frequently asked questions

Is Grupo Casas Bahia S.A (BHIA3) undervalued?
As of Jul 14, 2026, our model estimates a fair value of R$1.23 versus a price of R$1.04 — about +18% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BHIA3?
Our model-based fair value for Grupo Casas Bahia S.A is R$1.23 (as of Jul 14, 2026), built from audited fundamentals. The current price is R$1.04.
What is the quality score of BHIA3?
Grupo Casas Bahia S.A has a Quality Score of 32/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Grupo Casas Bahia S.A (BHIA3)?
Grupo Casas Bahia S.A reported trailing-twelve-month revenue of about R$29.6B (latest available figure, as of Jul 14, 2026).
What is the net profit margin of BHIA3?
The net profit margin of Grupo Casas Bahia S.A is about -12.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.