EN DE

Bank7 Corp (BSVN) Fair Value & Analysis

Financial Services · US · Market cap $435M

BC Bank7 Corp logo Bank7 Corp BSVN · US
Price$50.57
Fair Value$58.82
Upside+16.3%
Quality55/100
Watch Bank7 Corp for free, get notified when fair value or trend changes. Watch for free
Mixed Growth
Highly profitable · 45.1% net margin
Low debt · generates free cash flow
2.30% dividend yield
Ranks above peers (10/14)
Wide moat 70/100
Evidence: High Range $44.11 – $73.52 Share as image

Fair value as of: Jul 26, 2026

From 6 valuation models · updated 15 days ago

Share price +1.8% over the past month.

A solid business, screening 16% undervalued on our models.

What matters now

  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
  • Our model range runs from $44.11 (bear) to $73.52 (bull), base $58.82. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 55/100 (solid quality) with high evidence: the data supports the verdict.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

$51.80 $14.75 Fair Value $58.82 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 26, 2026.

How to read this chart

60‑month range $14.75 – $51.80 · fair‑value band $44.11 – $73.52 · the $50.57 price screens below the $58.82 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 26, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Bank7 Corp (BSVN) currently trades at $50.57, while our model-based Fair Value estimate is $58.82, implying the stock looks roughly 16.3% undervalued today. The Quality Score stands at 55/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Bank7 Corp generated revenue of $99.2M at a net margin of 45.1%. Revenue grew 15.8% year over year. It earns a return on equity of 18.6%. The balance sheet holds a net cash position of $245M. Fundamentals as of Jul 26, 2026

Our scenario range runs from $44.11 (bear case) to $73.52 (bull case); at $50.57, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 34% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 42% fair-value upside, at 16%, BSVN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income $26.14 $34.59 $94.70 76
Gordon GGM $7.62 $13.74 $18.91 70
P/E Multiple $44.11 $58.82 $73.52 63
All 6 models by family
Dividend Discount
Gordon GGM $7.62 $13.74 $18.91 70
DDM Multi-Stage $7.62 $12.55 $14.68 61
Multiples
P/E Multiple $44.11 $58.82 $73.52 63
P/B Multiple $27.69 $36.91 $46.14 55
Asset-Based
NCAV (Graham) $13.18 $17.67 $26.37 50
Economic Profit
Residual Income $26.14 $34.59 $94.70 76

Widest divergence: Multiples ($36.91) versus Dividend Discount ($12.55). Highest evidence: Residual Income (76).

Notify me when BSVN reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) $99.2M
Revenue growth (YoY) +15.8%
Net margin 45.1%
Return on equity 18.6%
Free cash flow $41.4M FY2025
P/E ratio 9.8
More key figures
Operating margin 61.5%
EPS (TTM) $4.67
Dividend yield 2.3%
EPS growth (YoY) +15.7%
Net cash $245M FY2025

Figures from reported company fundamentals · as of Jul 26, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 55/100

Of which business quality 54 · Market factors (momentum, volatility) 67

Profitability 41
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 82
Earnings quality: real cash, not paper profit
Fin. Strength 42
Balance sheet, leverage, solvency risk
Investment 52
Disciplined investing over empire-building
Low Volatility 71
Calm price path (market factor)
Momentum 59
Price trend over the last 3–12 months (market factor)
52W Momentum 76
Distance to the 52-week high (market factor)
Net Issuance 68
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers.

Full company description

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bank7 Corp reported revenue of $137M in FY2025 versus $58.5M in FY2021, a compound +23.7%/yr. Reported net income was $43.1M in FY2025, compounding +16.8%/yr from FY2021.

Growth Quality 94/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$137M
Latest YoY
−3.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.1%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.5%
Revenue +23.7%/yr
FY21 $58.5M
FY22 $81.7M
FY23 $131M
FY24 $143M
FY25 $137M
Net income +16.8%/yr
FY21 $23.2M
FY22 $29.6M
FY23 $28.3M
FY24 $45.7M
FY25 $43.1M

Watch BSVN: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Bank7 Corp Fair Value". https://www.fairvalue-calculator.com/stock/BSVN

Peer Group

Banks - Regional · 1083 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Above median
Fair Value upside +16% · Above median
Return on equity (TTM) 19% · Top 25%
Return on assets 2% · Top 25%
Net margin (TTM) 45% · Top 25%
Operating margin (TTM) 61% · Top 25%
Revenue growth 16% · Above median
Dividend yield (TTM) 2.3% · Below median
Debt / equity 0.02× · Lower than 75% of peers

Valuation Multiples vs Banks - Regional median · lower = cheaper

P/E (TTM) 9.8× · Cheaper than median
P/B 1.73× · Pricier than 75% of peers
P/S (TTM) 4.38× · Pricier than 75% of peers
P/FCF 10.5× · Pricier than median
EV/EBITDA 3.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 55 · sector 39
FUTURE 79 · sector 44
PAST 74 · sector 41
HEALTH 99 · sector 85
DIVIDEND 46 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 26, 2026).

Stock Price Fair Value vs Fair Value
PT Bank Central Asia Tbk BBCA 6,175 IDR 6,087 IDR -1%
KB Financial Group 105560 184,400 KRW 213,797 KRW +16%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,970 IDR 4,891 IDR +65%
PT Bank Mandiri (Persero) Tbk BMRI 4,310 IDR 7,841 IDR +82%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
Shinhan Financial Group 055550 107,900 KRW 137,259 KRW +27%
Hana Financial Group 086790 136,800 KRW 193,969 KRW +42%
Lloyds Banking Group LYG 4,138 ARS 8,275 ARS +100%
Banco de Chile, CHILE 193.10 CLP 152.55 CLP -21%
Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB 59,400 VND 84,201 VND +42%

Compare Bank7 Corp with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Bank7 Corp (BSVN) overvalued or undervalued?
As of Jul 26, 2026, our model estimates a fair value of $58.82 versus a price of $50.57, about +16% (undervalued).
What is the fair value of BSVN?
Our model-based fair value for Bank7 Corp is $58.82 (as of Jul 26, 2026), built from audited fundamentals. The current price is $50.57.
What is the quality score of BSVN?
Bank7 Corp has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Bank7 Corp (BSVN)?
Bank7 Corp reported trailing-twelve-month revenue of about $99.2M (latest available figure, as of Jul 26, 2026).
What is the net profit margin of BSVN?
The net profit margin of Bank7 Corp is about 45.1%, meaning it keeps roughly 45.1% of revenue as net income. Based on the latest reported figures.
Does Bank7 Corp pay a dividend?
Bank7 Corp currently shows a dividend yield of about 2.30% relative to its recent price (as of Jul 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Bank7 Corp and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.