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Balwin Properties Limited (BWN) Fair Value & Analysis

Real Estate · ZA · Market cap 2.0B ZAC

BP Balwin Properties Limited BWN · JSE
PriceR4.20
Fair ValueR7.38
Upside+75.7%
Quality52/100
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Weak Growth
Thin margins · 9.1% net margin
Low debt · generates free cash flow
Ranks above peers (12/13)
Narrow moat 40/100
Evidence: High Range R6.05 – R11.06 Share as image

Fair value as of: Jul 20, 2026

From 16 valuation models · updated 22 days ago

Share price +1.7% over the past month.

A solid business, screening 76% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (R6.05). The market is more pessimistic than our downside scenario.
  • Solid quality (52/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (R6.05 to R11.06) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

R4.22 R1.69 Fair Value R7.38 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range R1.69 – R4.22 · fair‑value band R6.05 – R11.06 · the R4.20 price screens below the R7.38 fair value. Dashed = 300-day average. As of Jul 20, 2026.

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Analysis

Balwin Properties Limited (BWN) currently trades at R4.20, while our model-based Fair Value estimate is R7.38, implying the stock looks roughly 75.7% undervalued today. The Quality Score stands at 52/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Balwin Properties Limited generated revenue of 2.7B ZAR at a net margin of 9.1%. Revenue grew 7.4% year over year. It earns a return on equity of 5.8%. Net debt stands at 3.0B ZAR. Fundamentals as of Jul 20, 2026

Our scenario range runs from R6.05 (bear case) to R11.06 (bull case); at R4.20, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Real Estate peers we cover trades at 32% fair-value upside, at 76%, BWN screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF R1.26 R2.38 R3.77 80
Residual Income R6.99 R6.96 R6.32 76
Rev-Margin DCF R3.31 R6.70 R10.53 74
All 16 models by family
DCF Models
FCF DCF R1.23 R2.52 R4.21 38
5Y Revenue Exit R3.31 R6.74 R11.14 39
5Y EBITDA Exit R5.00 R9.88 R15.56 41
10Y Revenue Exit R2.23 R4.97 R8.65 36
10Y EBITDA Exit R3.39 R6.95 R11.70 37
Dividend Discount
Gordon GGM R1.21 R2.18 R2.99 70
DDM Multi-Stage R1.21 R1.84 R2.32 61
Multiples
P/S Multiple R6.64 R8.85 R11.06 58
P/B Multiple R6.64 R8.85 R11.06 55
EV/EBIT R10.65 R14.79 R18.93 53
EV/EBITDA R8.79 R12.30 R15.82 54
EV/Revenue R5.09 R8.02 R10.95 43
Asset-Based
NCAV (Graham) R4.80 R6.43 R9.59 50
Growth DCF
Growth DCF R1.26 R2.38 R3.77 80
Rev-Margin DCF R3.31 R6.70 R10.53 74
Economic Profit
Residual Income R6.99 R6.96 R6.32 76

Widest divergence: Multiples (R8.85) versus Dividend Discount (R1.84). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 2.7B ZAC
Revenue growth (YoY) +7.4%
Net margin 9.1%
Return on equity 5.8%
Free cash flow 152M ZAC FY2026
P/E ratio 8.2
More key figures
Operating margin 13.5%
EPS (TTM) R0.5100
EPS growth (YoY) -4.4%
Net debt 3.0B ZAC FY2026

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 52/100

Of which business quality 51 · Market factors (momentum, volatility) 84

Profitability 27
Margins and returns on capital today
Quality Growth 48
Are margins and returns improving?
Cashflow 40
Earnings quality: real cash, not paper profit
Fin. Strength 50
Balance sheet, leverage, solvency risk
Investment 82
Disciplined investing over empire-building
Low Volatility 70
Calm price path (market factor)
Momentum 85
Price trend over the last 3–12 months (market factor)
52W Momentum 97
Distance to the 52-week high (market factor)
Net Issuance 80
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Balwin Properties Limited, together with its subsidiaries, engages in the development and sale of residential properties in South Africa. It operates through Sale of Apartments and Land; Provision of Services to Residential Estates; Bond Commission; Property Rentals; and Balwin Foundation segments. The company sells sectional title apartments.

Full company description

Balwin Properties Limited, together with its subsidiaries, engages in the development and sale of residential properties in South Africa. It operates through Sale of Apartments and Land; Provision of Services to Residential Estates; Bond Commission; Property Rentals; and Balwin Foundation segments. The company sells sectional title apartments. It also engages in various businesses, including fibre infrastructure and related services; mortgage bonds; manages and deploys renewable assets, solar PV systems, and wastewater treatment plants; security and access control supply and services; internet services; and maintenance services to body corporates. In addition, the company is involved in the art activities; operation on run series; rental of residential properties; investment and management of commercial properties; management of lifestyle amenities within developments; rental of digital advertising and cell tower infrastructure; online sale of sports equipment; and resale of previously owned Balwin apartments. Balwin Properties Limited was founded in 1996 and is based in Johannesburg, South Africa.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Balwin Properties Limited reported revenue of R2.7B in FY2026 versus R3.1B in FY2022, a compound −3.6%/yr. Reported net income was R245M in FY2026, compounding −9.3%/yr from FY2022.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2026)
2.7B ZAR
Latest YoY
+21.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.0%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.3%
Revenue −3.6%/yr
FY22 R3.1B
FY23 R3.3B
FY24 R2.4B
FY25 R2.2B
FY26 R2.7B
Net income −9.3%/yr
FY22 R363M
FY23 R436M
FY24 R216M
FY25 R233M
FY26 R245M
Character of growth · EPS growth decomposed (2015-2026) −9.5 % p.a.
Revenue per share +0.8 pp

of which total revenue +1.9 pp · buybacks/dilution −1.1 pp

EBIT margin −9.4 pp
Tax rate +0.0 pp
Residual (interest, one-offs) −0.9 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Balwin Properties Limited Fair Value". https://www.fairvalue-calculator.com/stock/BWN

Peer Group

Real Estate - Development · 588 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 53 · Above median
Fair Value upside +76% · Above median
Return on equity (TTM) 6% · Above median
Return on assets 3% · Above median
Net margin (TTM) 9% · Above median
Operating margin (TTM) 13% · Above median
Revenue growth 7% · Above median
Debt / equity 0.23× · Lower than median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/E (TTM) 8.2× · Cheaper than median
P/B 0.44× · Cheaper than median
P/S (TTM) 0.74× · Cheaper than median
P/FCF 0.8× · Pricier than median
EV/EBITDA 7.2× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 48
FUTURE 37 · sector 0
PAST 23 · sector 10
HEALTH 89 · sector 84
DIVIDEND 0 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹657.75 ₹159.49 -76%
Lodha Developers Limited LODHA ₹1,188 ₹583.43 -51%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,925 ₹1,183 -39%
Godrej Properties Limited GODREJPROP ₹2,102 ₹1,044 -50%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 555.00 IDR 1,388 IDR +150%
PT Sentul City Tbk, BKSL 64.00 IDR 84.16 IDR +32%
PT Ciputra Development Tbk, CTRA 555.00 IDR 1,388 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,100 IDR 6,239 IDR +52%

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Frequently asked questions

Is Balwin Properties Limited (BWN) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of R7.38 versus a price of R4.20, about +76% (undervalued).
What is the fair value of BWN?
Our model-based fair value for Balwin Properties Limited is R7.38 (as of Jul 20, 2026), built from audited fundamentals. The current price is R4.20.
What is the quality score of BWN?
Balwin Properties Limited has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Balwin Properties Limited (BWN)?
Balwin Properties Limited reported trailing-twelve-month revenue of about 2.7B ZAR (latest available figure, as of Jul 20, 2026).
What is the net profit margin of BWN?
The net profit margin of Balwin Properties Limited is about 9.1%, meaning it keeps roughly 9.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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