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Jardine Cycle & Carriage Limited (C07) Fair Value & Analysis

Industrials · SG · Market cap 10.8B SGD

JC Jardine Cycle & Carriage Limited C07 · SG
Price27.41 SGD
Fair Value42.92 SGD
Upside+56.6%
Quality58/100
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Evidence: Medium Range 32.19 SGD – 53.65 SGD

Fair value as of: Jul 4, 2026

From 21 valuation models · updated today

Share price −4.9% over the past month.

Price vs Fair Value (12 months)

34.82 SGD 23.83 SGD Fair Value 42.92 SGD Jul 2025 Jul 2026

12‑month range 23.83 SGD – 34.82 SGD · fair‑value band 32.19 SGD – 53.65 SGD · the 27.41 SGD price screens below the 42.92 SGD fair value. As of Jul 4, 2026.

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Analysis

Jardine Cycle & Carriage Limited (C07) currently trades at 27.41 SGD, while our model-based Fair Value estimate is 42.92 SGD — implying the stock looks roughly 56.6% undervalued today. We read business quality at 58/100 (solid quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, Jardine Cycle & Carriage Limited generated revenue of 21.4B SGD at a net margin of 4.7%. Revenue declined 8.9% year over year. It earns a return on equity of 12.9%. Net debt stands at 3.9B SGD. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 21.4B SGD
Revenue growth (YoY) -8.9%
Net margin 4.7%
Return on equity 12.9%
Free cash flow 2.1B SGD FY2025
P/E ratio 8.4
More key figures
Operating margin 12.3%
EPS (TTM) 3.26 SGD
Dividend yield 4.2%
EPS growth (YoY) +35.0%
Net debt 3.9B SGD FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Jardine Cycle & Carriage Limited, an investment holding company, provides the financial services, heavy equipment, mining, construction and energy, agribusiness, infrastructure and logistics, information technology, and property businesses in Indonesia, Singapore, and Malaysia. It manufactures, assembles, distributes, and retails motor vehicles, motorcycles and scooters; and provides aftersales services; manufactures and distributes automotive components. The company offers financial services, such as consumer finance for motorcycles and vehicles, anautomotive and heavy equipment financing, as well as insurance, fintech services, such as AstraPay, and digital banking services. It also manufactures, assembles, distributes, and owns dealership networks for Toyota, Daihatsu, Isuzu, and UD Trucks, as well as Honda motorcycles; and manufactures and retails BMW vehicles, and owns the Lexus cars dealership. In addition, the company distributes Komatsu, UD Trucks, SCANIA, Bomag, and Tadano …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Jardine Cycle & Carriage Limited reported revenue of 21.4B SGD in FY2025 versus 17.7B SGD in FY2021, a compound +4.8%/yr. Reported net income was 998M SGD in FY2025, compounding +10.9%/yr from FY2021.

Revenue +4.8%/yr
FY21 17.7B SGD
FY22 21.8B SGD
FY23 22.2B SGD
FY24 22.3B SGD
FY25 21.4B SGD
Net income +10.9%/yr
FY21 661M SGD
FY22 740M SGD
FY23 1.2B SGD
FY24 946M SGD
FY25 998M SGD

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Frequently asked questions

Is Jardine Cycle & Carriage Limited (C07) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 42.92 SGD versus a price of 27.41 SGD — about +57% (undervalued). Model-based estimate, not financial advice.
What is the fair value of C07?
Our model-based fair value for Jardine Cycle & Carriage Limited is 42.92 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 27.41 SGD.
What is the quality score of C07?
Jardine Cycle & Carriage Limited has a Quality Score of 58/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Jardine Cycle & Carriage Limited (C07)?
Jardine Cycle & Carriage Limited reported trailing-twelve-month revenue of about 21.4B SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of C07?
The net profit margin of Jardine Cycle & Carriage Limited is about 4.7%, meaning it keeps roughly 4.7% of revenue as net income. Based on the latest reported figures.
Does Jardine Cycle & Carriage Limited pay a dividend?
Jardine Cycle & Carriage Limited currently shows a dividend yield of about 4.16% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.