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Caterpillar Inc (CATR) Fair Value & Analysis

Industrials · CA · Market cap C$599B

CI Caterpillar Inc CATR · NEO
PriceC$57.48
Fair ValueC$12.83
Upside-77.7%
Quality61/100
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Healthy Growth
Solidly profitable · 14.3% net margin
Moderate debt · generates free cash flow
9.02% dividend yield
Wide moat 77/100
Evidence: High Range C$7.78 – C$21.39 Share as image

Fair value as of: Aug 13, 2026

From 23 valuation models · updated 6 days ago

Share price −8.2% over the past month.

A solid business, but screening 78% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (C$21.39). The favourable scenario is already priced in.
  • The model range is unusually wide (C$7.78 to C$21.39). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (3 years)

C$75.72 C$16.45 Fair Value C$12.83 Sep 2023 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

35‑month range C$16.45 – C$75.72 · fair‑value band C$7.78 – C$21.39 · the C$57.48 price screens above the C$12.83 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Caterpillar Inc (CATR) currently trades at C$57.48, while our model-based Fair Value estimate is C$12.83, implying the stock looks roughly 77.7% overvalued today. The Quality Score stands at 61/100 (solid quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Caterpillar Inc generated revenue of C$64.7B at a net margin of 14.3%. Revenue grew 9.5% year over year. It earns a return on equity of 46.3%. Net debt stands at C$33.3B. Fundamentals as of Aug 13, 2026

Our scenario range runs from C$7.78 (bear case) to C$21.39 (bull case); at C$57.48, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 17% below its 52-week high and 125% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at 10% fair-value upside, at -78%, CATR screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Note: the current price implies far more future growth than the conservative anchors of our models allow (base growth is deliberately capped, we do not regard such extreme rates as sustainable). Our models are not designed for expectations this high; that is why the individual models scatter extremely (C$1.66 to C$21.62). Read the values as a conservative anchor, not as a price target.
Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF C$7.54 C$11.71 C$17.67 80
Residual Income C$8.29 C$12.53 C$164.10 76
Rev-Margin DCF C$6.97 C$11.93 C$17.18 74
All 23 models by family
DCF Models
FCF DCF C$7.20 C$11.61 C$18.17 38
Owner Earnings C$6.44 C$10.50 C$16.53 31
5Y Revenue Exit C$6.97 C$11.82 C$17.78 39
5Y EBITDA Exit C$9.56 C$16.41 C$24.01 41
5Y P/E Exit C$10.16 C$17.47 C$24.70 38
10Y Revenue Exit C$6.67 C$11.08 C$16.47 36
10Y EBITDA Exit C$8.62 C$14.24 C$21.09 37
10Y P/E Exit C$9.00 C$14.97 C$21.60 35
Earnings-Based
Graham-Dodd C$7.00 C$15.58 C$19.90 54
PEG = 1.0 C$2.51 C$3.59 C$4.67 46
EPV C$7.81 C$9.61 C$11.21 59
Multiples
P/E Multiple C$16.21 C$21.62 C$27.02 63
P/S Multiple C$11.75 C$15.66 C$19.58 58
P/B Multiple C$8.34 C$11.12 C$13.90 55
EV/EBIT C$14.08 C$19.57 C$25.06 53
EV/EBITDA C$12.75 C$17.81 C$22.86 54
EV/Revenue C$7.47 C$11.70 C$15.93 43
Asset-Based
NCAV (Graham) C$1.24 C$1.66 C$2.47 50
Growth DCF
Growth DCF C$7.54 C$11.71 C$17.67 80
Rev-Margin DCF C$6.97 C$11.93 C$17.18 74
Economic Profit
Residual Income C$8.29 C$12.53 C$164.10 76
ROIC Compounder C$8.22 C$10.70 C$13.39 72
Growth Earnings
Growth-Adj P/E C$12.09 C$17.27 C$22.45 68

Widest divergence: Growth Earnings (C$17.27) versus Asset-Based (C$1.66). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) C$64.7B
Revenue growth (YoY) +9.5%
Net margin 14.3%
Return on equity 46.3%
Free cash flow C$7.5B FY2025
P/E ratio 45.6 as of Jun 18, 2026
More key figures
Operating margin 17.8%
EPS (TTM) C$1.46
Dividend yield 9.0%
EPS growth (YoY) -3.6%
Net debt C$33.3B FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100

Of which business quality 58 · Market factors (momentum, volatility) 58

Profitability 61
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 55
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 64
Disciplined investing over empire-building
Low Volatility 30
Calm price path (market factor)
Momentum 60
Price trend over the last 3–12 months (market factor)
52W Momentum 86
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Caterpillar Inc. manufactures and sells construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives in the United States and internationally.

Full company description

Caterpillar Inc. manufactures and sells construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives in the United States and internationally. Its Construction Industries segment offers asphalt pavers, cold planers, compactors, forestry machines, material handlers, motor graders, pipelayers, road reclaimers, telehandlers, track-type tractors, and track and wheel excavators; compact track, wheel, track-type, backhoe, and skid steer loaders; and related parts and tools. The company's Resource Industries segment provides electric rope and hydraulic shovels, draglines, rotary drills, hard rock vehicles, tractors, mining trucks, wheel loaders, off-highway and articulated trucks, wide-body trucks, wheel tractor scrapers and dozers, fleet management products, landfill and soil compactors, machinery components, autonomous ready vehicles and solutions, work tools, and safety services and mining performance solutions, as well as related parts and services. Its Energy & Transportation segment offers reciprocating engine powered generator sets; reciprocating engines, drivetrain, and integrated systems and solutions; turbines, centrifugal gas compressors, and related services; and diesel-electric locomotives and components, and other rail-related products. The company's Financial Products segment provides operating and finance leases, installment sale contracts, revolving charge accounts, repair/rebuild financing services, working capital loans, and wholesale financing; and insurance and risk management products and services. Its All Other segment offers wear and maintenance components; parts distribution; logistics solutions and distribution services; dealer portfolio management, and brand management and marketing strategy services; and digital investment services. Caterpillar Inc. was founded in 1925 and is headquartered in Irving, Texas.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

Caterpillar Inc reported revenue of C$67.6B in FY2025 versus C$59.4B in FY2022, a compound +4.4%/yr. Reported net income was C$8.9B in FY2025, compounding +9.8%/yr from FY2022.

Growth Quality 77/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
C$67.6B
Latest YoY
+4.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.4%
Revenue +4.4%/yr
FY22 C$59.4B
FY23 C$67.1B
FY24 C$64.8B
FY25 C$67.6B
Net income +9.8%/yr
FY22 C$6.7B
FY23 C$10.3B
FY24 C$10.8B
FY25 C$8.9B

CATR screens 78% overvalued. Compare with Deere & Company →

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Cite: Fair Value Calculator (2026). "Caterpillar Inc Fair Value". https://www.fairvalue-calculator.com/stock/CATR

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

Is Caterpillar Inc (CATR) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of C$12.83 versus a price of C$57.48, about −78% (overvalued).
What is the fair value of CATR?
Our model-based fair value for Caterpillar Inc is C$12.83 (as of Aug 13, 2026), built from audited fundamentals. The current price: C$57.48.
What is the quality score of CATR?
Caterpillar Inc has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Caterpillar Inc (CATR)?
Caterpillar Inc reported trailing-twelve-month revenue of about C$64.7B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of CATR?
The net profit margin of Caterpillar Inc is about 14.3%, meaning it keeps roughly 14.3% of revenue as net income. Based on the latest reported figures.
Does Caterpillar Inc pay a dividend?
Caterpillar Inc currently shows a dividend yield of about 9.02% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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