EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Central Bancompany, Inc. Class A Common Stock (CBC) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of Central Bancompany, Inc. Class A Common Stock $17.53, price $31.37, upside -44.1%, quality 47 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
  3. Add to watchlist

Financial Services · US · ISIN US1524131000

CB Central Bancompany, Inc. Class A Common Stock logo Some data Sep 24, 2026

Central Bancompany, Inc. Class A Common Stock

CBC · US

Weakest SetupStrongly overvalued and low quality.

!Fair value $17.53 · Strongly overvalued (−44%)
!Quality 47/100
!Mixed Growth (revenue 3y +17.6 %/yr)
✓Highly profitable · 39.2% net margin (TTM)
✓generates free cash flow
·0.91% dividend yield
!Mixed vs. peers (5/9)
✓Wide moat 68/100
!Insider activity 45/100
!Evidence only medium, so the estimate is less certain
!Weak on dividend: 18 out of 100
Watch Central Bancompany, Inc. Class A Common Stock for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$33.51 $3.32 Fair Value $17.53 May 2005 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range $3.32 – $33.51 · fair‑value band $12.14 – $22.32 · the $31.37 price screens above the $17.53 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

Follow Central Bancompany, Inc. Class A Common Stock in your weekly email

Every Wednesday you see whether Central Bancompany, Inc. Class A Common Stock is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management.

Show more

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.

Stock analysis

Central Bancompany, Inc. Class A Common Stock (CBC) currently trades at $31.37, while our model-based Fair Value estimate is $17.53, implying the stock looks roughly 79.0% overvalued today.

Show more

Valuation

Bull case: the Multiples group reads highest at a median of $21.19 per share, and 0 of the 6 models we run sit above the $31.37 price.

Bear case: the Asset-Based group reads lowest at $10.57, and 6 of the 6 models stay below the price. Evidence for this calculation is medium.

Scenario range: $12.14 (bear) to $22.32 (bull), the price of $31.37 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 47/100 (below-average quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Central Bancompany, Inc. Class A Common Stock reported revenue of $1.2B in FY2025 versus $732M in FY2021, a compound +13.6%/yr. Reported net income was $391M in FY2025, compounding +12.2%/yr from FY2021.

Key figures

Market cap $7.6B · P/E ratio 17.6 · P/S ratio 5.64 · EPS (TTM) $1.78 · Dividend yield 0.9% · Net margin 32.0% · Return on equity 11.6% · Return on assets 2.0%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).

What moves the price

The share trades about 6% below its 52-week high and 72% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at −44%, CBC screens richer than that median.

Fair Value models

Bear $12.14 Fair Value $17.53 Bull $22.32
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($1.09 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income $13.86 $15.36 $22.05 73
Gordon GGM $9.03 $17.99 $27.25 64
DDM Multi-Stage $9.03 $15.55 $18.99 64
All 6 models by family
Dividend Discount
Gordon GGM $9.03 $17.99 $27.25 64
DDM Multi-Stage $9.03 $15.55 $18.99 64
Multiples
P/E Multiple $15.89 $21.19 $26.49 63
P/B Multiple $16.57 $22.09 $27.62 55
Asset-Based
NCAV (Graham) $7.89 $10.57 $15.78 51
Economic Profit
Residual Income $13.86 $15.36 $22.05 73

Open the full fair value analysis →

Notify me when CBC reaches fair value

Put CBC on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 47/100

Of which business quality 45 · Market factors (momentum, volatility) 83

Profitability 37
Margins and returns on capital today
Quality Growth 70
Are margins and returns improving?
Cashflow 65
Earnings quality: real cash, not paper profit
Fin. Strength 33
Balance sheet, leverage, solvency risk
Investment 69
Disciplined investing over empire-building
Low Volatility 80
Calm price path (market factor)
Momentum 79
Price trend over the last 3–12 months (market factor)
52W Momentum 93
Distance to the 52-week high (market factor)
Net Issuance 0
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 95/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+36.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.6%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−76.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−77.1%
Dividend (yield on the price)0.9%

CBC screens 79% overvalued. Compare with DBS Group →

Recent news

News mood ⓘNews mood, the average tone of recent news (27 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive
Recent news coverage is more positive than average.

Compare Central Bancompany, Inc. Class A Common Stock with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1074 stocks

Beats the industry median on 5/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 47 · Below median
Fair Value upside −45% · Bottom 25%
Profitability
Return on equity (TTM) 12% · Above median
Return on assets 2% · Top 25%
Net margin (TTM) 39% · Top 25%
Operating margin (TTM) 53% · Top 25%
Growth and dividend
Revenue growth 10% · Above median
Dividend yield (TTM) 0.9% · Bottom 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 17.6× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 12
FUTURE (revenue growth)52 · sector 45
PAST (return on equity)46 · sector 41
HEALTH (low debt)0 · sector 85
DIVIDEND (yield)18 · sector 53

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
DBS Group D05 77.80 SGD 40.48 SGD −48%
China Merchants Bank Co 3968 HK$51.65 HK$64.29 +24%
Intesa Sanpaolo S.p.A ISP €6.73 €4.04 −40%
HDFC Bank Limited HDFCBANK ₹738.60 ₹418.52 −43%
BNP Paribas SA BNP €101.30 €105.99 +5%
UniCredit S.p.A UCG €83.28 €77.62 −7%
Mizuho Financial Group MFG $10.87 $6.75 −38%
ICICI Bank Limited ICICIBANK ₹1,340 ₹636.31 −53%
The PNC Financial Services Group PNC $227.96 $159.52 −30%
Oversea-Chinese Banking Corporation O39 32.14 SGD 19.80 SGD −38%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Central Bancompany, Inc. Class A Common Stock · Fair Value
$17.53 −79%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Central Bancompany, Inc. Class A Common Stock Fair Value". https://www.fairvalue-calculator.com/stock/CBC

Frequently asked questions

Is Central Bancompany, Inc. Class A Common Stock (CBC) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $17.53 versus a price of $31.37, about −44% upside (overvalued).
What is the fair value of CBC?
Our model-based fair value for Central Bancompany, Inc. Class A Common Stock is $17.53 (as of Sep 24, 2026), built from audited fundamentals. The current price: $31.37.
What is the quality score of CBC?
Central Bancompany, Inc. Class A Common Stock has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Central Bancompany, Inc. Class A Common Stock (CBC)?
Our model-based price target is the fair value of $17.53 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario $12.14, optimistic scenario $22.32. It is a calculation from audited fundamentals, not an analyst target.
What is the Central Bancompany, Inc. Class A Common Stock stock forecast for 2026?
Our models put fair value at $17.53, about −44% upside versus a price of $31.37 (overvalued). Cautious scenario $12.14, optimistic scenario $22.32. The calculation is refreshed regularly with new filings.
What is the revenue of Central Bancompany, Inc. Class A Common Stock (CBC)?
Central Bancompany, Inc. Class A Common Stock reported trailing-twelve-month revenue of about $1.0B (latest available figure, as of Sep 24, 2026).
Does Central Bancompany, Inc. Class A Common Stock pay a dividend?
Central Bancompany, Inc. Class A Common Stock currently shows a dividend yield of about 0.91% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Central Bancompany, Inc. Class A Common Stock (CBC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Central Bancompany, Inc. Class A Common Stock it is $17.53 per share (as of Sep 24, 2026), against a price of $31.37. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Central Bancompany, Inc. Class A Common Stock stock overvalued or undervalued in 2026?
As of Sep 24, 2026, CBC trades above its calculated fair value: price $31.37, fair value $17.53, a gap of about −44% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CBC?
No. The price is what the market pays today ($31.37); the fair value is what the company's own numbers justify ($17.53). For Central Bancompany, Inc. Class A Common Stock the two are $13.84 per share apart. That gap is exactly why we show both numbers side by side.
How much is Central Bancompany, Inc. Class A Common Stock worth?
The market values Central Bancompany, Inc. Class A Common Stock at about $7.6B (market capitalisation, as of Sep 24, 2026). Per share that is $31.37; our models calculate a fair value of $17.53 per share.
What do the bullish and bearish scenarios say about CBC?
Our models span a range for Central Bancompany, Inc. Class A Common Stock: cautious scenario $12.14, base $17.53, optimistic $22.32 per share (as of Sep 24, 2026, price $31.37). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CBC?
Central Bancompany, Inc. Class A Common Stock trades at a price-to-earnings ratio of 17.6 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $17.53 is built from several models across several years.
How solid is the balance sheet of Central Bancompany, Inc. Class A Common Stock (CBC)?
Balance-sheet figures for Central Bancompany, Inc. Class A Common Stock (as of Sep 24, 2026): return on equity 11.6%. They feed the Quality Score of 47/100, which measures business quality independently of the share price.
How far is CBC from its 52-week high?
Central Bancompany, Inc. Class A Common Stock trades at $31.37, about 6% below its 52-week high of $33.51 and 72% above the low of $18.24 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $17.53 is for.
Which stocks are comparable to Central Bancompany, Inc. Class A Common Stock?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, Intesa Sanpaolo S.p.A, HDFC Bank Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Central Bancompany, Inc. Class A Common Stock stock attractive at the current price?
The data as of Sep 24, 2026: price $31.37, calculated fair value $17.53 (−44%), Quality Score 47/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CBC calculated?
We run Central Bancompany, Inc. Class A Common Stock through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $17.53, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Central Bancompany, Inc. Class A Common Stock itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Central Bancompany, Inc. Class A Common Stock (CBC)?
The closing price on Sep 23, 2026 was $31.37. Our model-based fair value is $17.53, about −44% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Central Bancompany, Inc. Class A Common Stock right now?
The price sits above even our optimistic bull case ($22.32). The favourable scenario is already priced in. Solid but not exceptional quality (47/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($12.14 to $22.32) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Central Bancompany, Inc. Class A Common Stock

How large is the market capitalisation of Central Bancompany, Inc. Class A Common Stock (CBC)?
The market capitalisation of Central Bancompany, Inc. Class A Common Stock is $7.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Central Bancompany, Inc. Class A Common Stock (CBC)?
The price-to-sales ratio of Central Bancompany, Inc. Class A Common Stock is 5.64 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Central Bancompany, Inc. Class A Common Stock (CBC)?
Earnings per share at Central Bancompany, Inc. Class A Common Stock are $1.78 (price ÷ EPS = P/E 17.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Central Bancompany, Inc. Class A Common Stock (CBC)?
The dividend yield of Central Bancompany, Inc. Class A Common Stock is 0.9% (payout 16.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Central Bancompany, Inc. Class A Common Stock (CBC)?
The net margin of Central Bancompany, Inc. Class A Common Stock is 32.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Central Bancompany, Inc. Class A Common Stock (CBC)?
The return on equity (ROE) of Central Bancompany, Inc. Class A Common Stock is 11.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the return on assets of Central Bancompany, Inc. Class A Common Stock (CBC)?
The return on assets (ROA) of Central Bancompany, Inc. Class A Common Stock is 2.0% (last twelve months). Profit relative to everything the company owns. Harder to inflate than return on equity because debt does not boost it.
What is the operating margin of Central Bancompany, Inc. Class A Common Stock (CBC)?
The operating margin of Central Bancompany, Inc. Class A Common Stock is 53.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Central Bancompany, Inc. Class A Common Stock (CBC)?
Revenue at Central Bancompany, Inc. Class A Common Stock is growing +10.4% versus a year earlier (3y avg +17.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Central Bancompany, Inc. Class A Common Stock (CBC)?
Earnings per share at Central Bancompany, Inc. Class A Common Stock are growing +7.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Central Bancompany, Inc. Class A Common Stock (CBC) generate?
The free cash flow of Central Bancompany, Inc. Class A Common Stock is $231M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Central Bancompany, Inc. Class A Common Stock (CBC) hold?
Central Bancompany, Inc. Class A Common Stock holds more cash than debt, $1.1B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch Central Bancompany, Inc. Class A Common Stock in the live analysis

One click puts Central Bancompany, Inc. Class A Common Stock on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.