Cashbuild Limited (CBLDF) fair value: what the stock is really worth
As of Sep 18, 2026: fair value of Cashbuild Limited $14.37, price $6.40, upside +124.5%, quality 65 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
37‑month range $6.40 – $8.13 · fair‑value band $10.78 – $17.97 · the $6.40 price screens below the $14.37 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Cashbuild Limited engages in the retailing of building materials and associated products in South Africa, Botswana, Eswatini, Lesotho, Namibia, Zambia, and Malawi. It operates through Cashbuild, P&L Hardware, Cashbuild Common Monetary Operations, and Cashbuild Non-Common Monetary Operations segments.
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Cashbuild Limited engages in the retailing of building materials and associated products in South Africa, Botswana, Eswatini, Lesotho, Namibia, Zambia, and Malawi. It operates through Cashbuild, P&L Hardware, Cashbuild Common Monetary Operations, and Cashbuild Non-Common Monetary Operations segments. The company offers builder, hand, and garden tools; safety equipment and workwear, tanks, field toilets, drain covers, and wheel barrows; and aggregates, plastic sheeting, and steel products. It also provides brickwork; concrete; cement; electrical, and bathroom and kitchen products; doors, putty, and windows; roofing and ceiling products; tools and hardware; inverters, petrol generators, lighting, and gas solutions; soft drinks and snacks; and outdoor and decorative products. It serves contractors, homebuilders and improvers, farmers, traders, and other customers. The company operates through the Cashbuild model and P&L Hardware stores. Cashbuild Limited was founded in 1978 and is based in Johannesburg, South Africa.
Stock analysis
Cashbuild Limited (CBLDF) currently trades at $6.40, while our model-based Fair Value estimate is $14.37, implying the stock looks roughly 55.5% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $28.18 per share, and 20 of the 22 models we run sit above the $6.40 price.
Bear case: the Asset-Based group reads lowest at $3.76, and 2 of the 22 models stay below the price. Evidence for this calculation is medium.
Scenario range: $10.78 (bear) to $17.97 (bull), the price of $6.40 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 65/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Cashbuild Limited reported revenue of 11.5B ZAR in FY2025 versus 12.6B ZAR in FY2021, a compound −2.3%/yr. Reported net income was 221M ZAR in FY2025, compounding −24.0%/yr from FY2021.
Key figures
Market cap $167M · P/E ratio 12.3 · P/S ratio 0.24 · EPS (TTM) $0.5200 · Net margin 1.9% · Return on equity 11.5% · Return on assets (EBIT) 6.9% · Operating margin 3.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 20% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −22% fair-value upside, at 125%, CBLDF screens cheaper than that median.
Fair Value models
Bear $10.78Fair Value $14.37Bull $17.97
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.63/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.6%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years), in ZAR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis. Measured in ZAR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
≈ −16.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−16.6%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.5% → 2%
⚠ Rate on operating basis: 2025 sits 111% above its own trend.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Home Improvement Retail · 34 stocks
Beats the industry median on 11/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score65 · Above median
Fair Value upside+125% · Top 25%
Profitability
Return on equity (TTM)12% · Top 25%
Return on assets3% · Above median
Net margin (TTM)2% · Below median
Operating margin (TTM)3% · Below median
Growth and dividend
Revenue growth4% · Above median
Dividend yield (TTM)86.7% · Top 25%
Balance sheet
Debt / equity0.01× · Lowest 25%
Valuation Multiplesvs Home Improvement Retail median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Cashbuild Limited Fair Value". https://www.fairvalue-calculator.com/stock/CBLDF
Frequently asked questions
Is Cashbuild Limited (CBLDF) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $14.37 versus the last price from Sep 18, 2026 of $6.40, about +125% upside (undervalued).
What is the fair value of CBLDF?
Our model-based fair value for Cashbuild Limited is $14.37 (as of Sep 23, 2026), built from audited fundamentals. Last price (from Sep 18, 2026): $6.40.
What is the quality score of CBLDF?
Cashbuild Limited has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Cashbuild Limited (CBLDF)?
Our model-based price target is the fair value of $14.37 (as of Sep 23, 2026) from 22 valuation models. Cautious scenario $10.78, optimistic scenario $17.97. It is a calculation from audited fundamentals, not an analyst target.
What is the Cashbuild Limited stock forecast for 2026?
Our models put fair value at $14.37, about +125% upside versus the last price from Sep 18, 2026 of $6.40 (undervalued). Cautious scenario $10.78, optimistic scenario $17.97. The calculation is refreshed regularly with new filings.
What is the revenue of Cashbuild Limited (CBLDF)?
Cashbuild Limited reported trailing-twelve-month revenue of about 11.7B ZAR (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Cashbuild Limited (CBLDF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Cashbuild Limited it is $14.37 per share (as of Sep 23, 2026), against a price of $6.40. It is the blended result of 22 valuation models (cash flow, earnings, asset, dividend).
Is Cashbuild Limited stock overvalued or undervalued in 2026?
As of Sep 23, 2026, CBLDF trades below its calculated fair value: price $6.40, fair value $14.37, a gap of about +125% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CBLDF?
No. The price is what the market pays today ($6.40); the fair value is what the company's own numbers justify ($14.37). For Cashbuild Limited the two are $7.97 per share apart. That gap is exactly why we show both numbers side by side.
How much is Cashbuild Limited worth?
The market values Cashbuild Limited at about $167M (market capitalisation, as of Sep 23, 2026). Per share that is $6.40; our models calculate a fair value of $14.37 per share.
What do the bullish and bearish scenarios say about CBLDF?
Our models span a range for Cashbuild Limited: cautious scenario $10.78, base $14.37, optimistic $17.97 per share (as of Sep 23, 2026, price $6.40). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CBLDF?
Cashbuild Limited trades at a price-to-earnings ratio of 12.3 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $14.37 is built from several models across several years. Other multiples: P/B 1.4, P/S 0.2, EV/EBITDA 4.4.
How solid is the balance sheet of Cashbuild Limited (CBLDF)?
Balance-sheet figures for Cashbuild Limited (as of Sep 23, 2026): return on equity 11.5%, debt of 0.01 per unit of equity. They feed the Quality Score of 65/100, which measures business quality independently of the share price.
How far is CBLDF from its 52-week high?
Cashbuild Limited trades at $6.40, about 20% below its 52-week high of $7.99 and at the low of $6.40 (as of Sep 18, 2026). Distance from the high says nothing about value: that is what the fair value of $14.37 is for.
Which stocks are comparable to Cashbuild Limited?
From the same area (Consumer Cyclical) we also value The Home Depot, Inc, Lowe's Companies, Inc, Wesfarmers Limited, Floor & Decor Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Cashbuild Limited stock attractive at the current price?
The data as of Sep 23, 2026: price $6.40, calculated fair value $14.37 (+125%), Quality Score 65/100, from 22 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CBLDF calculated?
We run Cashbuild Limited through 22 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $14.37, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Cashbuild Limited currently trades 125 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Cashbuild Limited (CBLDF)?
The latest price we hold is from Sep 18, 2026 and stands at $6.40. Our model-based fair value is $14.37, about +125% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Cashbuild Limited right now?
The price is below even our cautious bear case ($10.78). The market is more pessimistic than our downside scenario. Solid quality (65/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Cashbuild Limited
How large is the market capitalisation of Cashbuild Limited (CBLDF)?
The market capitalisation of Cashbuild Limited is $167M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Cashbuild Limited (CBLDF)?
The price-to-sales ratio of Cashbuild Limited is 0.24 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Cashbuild Limited (CBLDF)?
Earnings per share at Cashbuild Limited are $0.5200 (price ÷ EPS = P/E 12.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Cashbuild Limited (CBLDF)?
The net margin of Cashbuild Limited is 1.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Cashbuild Limited (CBLDF)?
The return on equity (ROE) of Cashbuild Limited is 11.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Cashbuild Limited (CBLDF)?
On an EBIT basis the return on assets of Cashbuild Limited is 6.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Cashbuild Limited (CBLDF)?
The operating margin of Cashbuild Limited is 3.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Cashbuild Limited (CBLDF)?
Revenue at Cashbuild Limited is growing +3.5% versus a year earlier (3y avg +1.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Cashbuild Limited (CBLDF)?
Earnings per share at Cashbuild Limited are growing −9.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Cashbuild Limited (CBLDF) generate?
The free cash flow of Cashbuild Limited is 1.2B ZAR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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Sep 23, 2026