Comfort Fincap Limited (COMFINCAP) Fair Value & Analysis
Financial Services · IN · Market cap ₹704M
Fair value as of: Jul 5, 2026
From 22 valuation models · updated today
Share price −5.0% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹6.53 – ₹9.14 · fair‑value band ₹10.77 – ₹17.95 · the ₹7.18 price screens below the ₹14.36 fair value. As of Jul 5, 2026.
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Comfort Fincap Limited (COMFINCAP) currently trades at ₹7.18, while our model-based Fair Value estimate is ₹14.36 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 51/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Comfort Fincap Limited generated revenue of ₹162M at a net margin of 46.4%. Revenue grew 37.4% year over year. It earns a return on equity of 8.0%. Net debt stands at ₹31.4M. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹10.77 (bear case) to ₹17.95 (bull case); at ₹7.18, the current price sits below that range. The share trades about 23% below its 52-week high and 18% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -17% fair-value upside — at 100%, COMFINCAP screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Comfort Fincap Limited operates as a non-banking finance company in India. The company offers loans against shares and securities, loans against properties, inter corporate loans, personal loans, mortgage loans, auto loans, home improvement loans, business loans, car loans, gold loans, promotor funding, margin funding, IPO financing, ESOP financing, machinery financing, trade financing, and bills discounting services. It also engages in the trading of shares and securities; and arbitrage business in stock and commodity market. The company was formerly known as Parasnath Textiles Limited and changed its name to Comfort Fincap Limited in June 2011. Comfort Fincap Limited was incorporated in 1982 and is based in Mumbai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Comfort Fincap Limited reported revenue of ₹161M in FY2026 versus ₹119M in FY2022, a compound +7.9%/yr. Reported net income was ₹74.9M in FY2026, compounding +14.1%/yr from FY2022.
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10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €278.30 | €152.55 | -45% |
| Mastercard Incorporated MA | C$29.95 | C$10.05 | -66% |
| M4I M4I | €430.50 | €317.57 | -26% |
| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $177.63 | $125.08 | -30% |
| Bajaj Finance Limited BAJFINANCE | ₹968.30 | ₹720.78 | -26% |
| PayPal Holdings PYPL | 720.50 MXN | 1,441 MXN | +100% |
| Synchrony Financial, S1YF34 | R$357.68 | R$715.36 | +100% |
| Shriram Finance Limited SHRIRAMFIN | ₹897.35 | ₹769.17 | -14% |
| Power Finance Corporation PFC | ₹431.75 | ₹467.63 | +8% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.