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Endeavor Bancorp. (EDVR) Fair Value & Analysis

Financial Services · US · Market cap $84.8M

Price$19.25
Fair Value$16.57
Upside-13.9%
Quality95/100
Evidence: High Range $12.43 – $20.71

Fair value as of: Jun 26, 2026

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Analysis

Endeavor Bancorp. (EDVR) currently trades at $19.25, while our model-based Fair Value estimate is $16.57 — implying the stock looks roughly 13.9% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Endeavor Bancorp. operates as the bank holding company for Endeavor Bank that provides various banking products and services for small-to-medium-sized businesses in California. It offers checking and money market accounts; money market accounts; certificate of deposits; lines of credit and term loans; commercial real estate loans; conventional property loans; SBA 504 and SBA 7A loans; equipment financing and business credit and debit cards. The company also provides ancillary services, such as cash vault services, merchant services, lockbock services, sweep/zero balance accounts; and investment-purpose commercial properties, including multi-family housings, industrial, warehouses, manufacturing, and general-purpose commercial properties. In addition, it offers treasury/cash management services, including remote/mobile deposit capture, ACH origination, company administration, information reporting, internal transfers and loan payments/advances, estatements and enotices, quickbooks, a…

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Frequently asked questions

Is Endeavor Bancorp. (EDVR) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $16.57 versus a price of $19.25 — about −14% (overvalued). Model-based estimate, not financial advice.
What is the fair value of EDVR?
Our 21-model fair value for Endeavor Bancorp. is $16.57 (as of Jun 26, 2026), built from audited fundamentals. The current price is $19.25.
What is the quality score of EDVR?
Endeavor Bancorp. has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.