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EFCIL (EFCIL) Fair Value & Analysis

Real Estate · Market cap ₹28.6B

E EFCIL EFCIL · NSE
Price₹193.21
Fair Value₹266.07
Upside+37.7%
Quality38/100
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Evidence: High Range ₹177.60 – ₹746.81

Fair value as of: Jul 3, 2026

From 23 valuation models · updated today

Share price +7.5% over the past month.

Price vs Fair Value (10 months)

₹344.85 ₹173.82 Fair Value ₹266.07 Aug 2025 Jul 2026

10‑month range ₹173.82 – ₹344.85 · fair‑value band ₹177.60 – ₹746.81 · the ₹193.21 price screens below the ₹266.07 fair value. As of Jul 3, 2026.

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Analysis

EFCIL (EFCIL) currently trades at ₹193.21, while our model-based Fair Value estimate is ₹266.07 — implying the stock looks roughly 37.7% undervalued today. We read business quality at 38/100 (below-average quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, EFCIL generated revenue of ₹10.4B at a net margin of 22.3%. Revenue grew 38.8% year over year. It earns a return on equity of 33.7%. Net debt stands at ₹13.2B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹10.4B
Revenue growth (YoY) +38.8%
Net margin 22.3%
Return on equity 33.7%
Free cash flow ₹345M FY2026
P/E ratio 11.6
More key figures
Operating margin 37.0%
EPS (TTM) ₹16.62
EPS growth (YoY) +5.0%
Net debt ₹13.2B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

EFCIL reported revenue of ₹10.4B in FY2026 versus ₹0 in FY2022. Reported net income was ₹2.3B in FY2026, compounding +1,064.3%/yr from FY2022.

Revenue
FY22 ₹0
FY23 ₹1.0B
FY24 ₹4.2B
FY25 ₹6.6B
FY26 ₹10.4B
Net income +1,064.3%/yr
FY22 ₹126K
FY23 ₹43.4M
FY24 ₹580M
FY25 ₹1.1B
FY26 ₹2.3B

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Frequently asked questions

Is EFCIL (EFCIL) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹266.07 versus a price of ₹193.21 — about +38% (undervalued). Model-based estimate, not financial advice.
What is the fair value of EFCIL?
Our model-based fair value for EFCIL is ₹266.07 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹193.21.
What is the quality score of EFCIL?
EFCIL has a Quality Score of 38/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of EFCIL (EFCIL)?
EFCIL reported trailing-twelve-month revenue of about ₹10.4B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of EFCIL?
The net profit margin of EFCIL is about 22.3%, meaning it keeps roughly 22.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.