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Elah Holdings Inc (ELLH) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Elah Holdings Inc $4.18, price $17.75, upside -76.5%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? No
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EH
Thin data
Sep 23, 2026
Thin data
Sep 23, 2026
Elah Holdings Inc
ELLH · USWeakest SetupStrongly overvalued and low quality.
!Fair value $4.18 · Strongly overvalued (−76%)
!Quality 44/100
!Weak Growth (revenue 5y −47.7 %/yr)
!High debt · negative free cash flow
!Trails peers (1/8)
!Narrow moat 2/100
!Insider activity 40/100
!Evidence only low, so the estimate is less certain
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $9.91 – $104.00 · fair‑value band $3.12 – $6.25 · the $17.75 price screens above the $4.18 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 23, 2026.
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Company profile
Elah Holdings, Inc. does not have significant operations. It focuses on acquiring profitable businesses in the commercial and industrial markets. The company was formerly known as Real Industry, Inc. and changed its name to Elah Holdings, Inc. in May 2018. The company was incorporated in 1972 and is based in Dallas, Texas.
Stock analysis
Elah Holdings Inc (ELLH) currently trades at $17.75, while our model-based Fair Value estimate is $4.18, implying the stock looks roughly 324.6% overvalued today.
Show more
Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: $3.12 (bear) to $6.25 (bull), the price of $17.75 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Elah Holdings Inc reported revenue of $7.0K in FY2025 versus $30.0K in FY2021, a compound −30.5%/yr. Reported net income was −$2.3M in FY2025.
Key figures
Market cap $13.1M · EPS (TTM) $−3.26 · Return on equity −34.8% · Return on assets (EBIT) −21.8% · Operating margin −46,600% · Revenue (TTM) $6.0K · Revenue growth (YoY) −50.0% · Free cash flow −$2.0M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 18 out of 100 (low confidence).
What moves the price
The share trades about 19% below its 52-week high and 79% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −53% fair-value upside, at −76%, ELLH screens richer than that median.
Fair Value models
Bear $3.12
Fair Value $4.18
Bull $6.25
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham)
$3.36
$4.50
$6.72
54
All 1 models by family
Asset-Based
NCAV (Graham)
$3.36
$4.50
$6.72
54
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Set up alert →Quality Score breakdown
Overall quality
44/100
Of which business quality 44 · Market factors (momentum, volatility) 53
Profitability
0
Margins and returns on capital today
Quality Growth
50
Are margins and returns improving?
Cashflow
32
Earnings quality: real cash, not paper profit
Fin. Strength
42
Balance sheet, leverage, solvency risk
Investment
100
Disciplined investing over empire-building
Low Volatility
50
Calm price path (market factor)
Momentum
60
Price trend over the last 3–12 months (market factor)
52W Momentum
45
Distance to the 52-week high (market factor)
Net Issuance
82
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−36.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−30.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−47.7%
Start year 2020 (pandemic). Over 10 years: −69.9% a year
Revenue growth 36 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−26.4%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−1,113.4% (2020) → −32,314.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
ELLH screens 325% overvalued. Compare with Lionheart III Corp →
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Shell Companies · 82 stocks
Beats the industry median on 1/7 measures
Overall it trails its industry peers.
Valuation Multiplesvs Shell Companies median · lower = cheaper
Context: sector, industry, market
- Is the Materials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Shell Companies stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Lionheart III Corp LION | $11.36 | $15.02 | +32% |
| AA Mission Acquisition Corp AAM | $0.0360 | $0.0490 | +36% |
| Berto Acquisition Corp TACO | $10.46 | $2.73 | −74% |
| Metals Acquisition Corp MTAL | $10.16 | $20.32 | +100% |
| Axiom Intelligence Acquisition Corp AXIN | $10.33 | $1.71 | −83% |
| Bold Eagle Acquisition Corp BEAG | $10.82 | $4.00 | −63% |
| Lionheart Holdings CUB | $10.88 | $5.06 | −53% |
| Texas Ventures Acquisition III Corp TVACW | $0.2210 | $0.2600 | +18% |
| Translational Development Acquisition Corp TDAC | $10.86 | $4.28 | −61% |
| TGE Value Creative Solutions Corp BEBE | $10.04 | $3.58 | −64% |
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Frequently asked questions
Is Elah Holdings Inc (ELLH) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $4.18 versus a price of $17.75, about −76% upside (overvalued).
What is the fair value of ELLH?
Our model-based fair value for Elah Holdings Inc is $4.18 (as of Sep 23, 2026), built from audited fundamentals. The current price: $17.75.
What is the quality score of ELLH?
Elah Holdings Inc has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Elah Holdings Inc (ELLH)?
Our model-based price target is the fair value of $4.18 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $3.12, optimistic scenario $6.25. It is a calculation from audited fundamentals, not an analyst target.
What is the Elah Holdings Inc stock forecast for 2026?
Our models put fair value at $4.18, about −76% upside versus a price of $17.75 (overvalued). Cautious scenario $3.12, optimistic scenario $6.25. The calculation is refreshed regularly with new filings.
What is the revenue of Elah Holdings Inc (ELLH)?
Elah Holdings Inc reported trailing-twelve-month revenue of about $6.0K (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Elah Holdings Inc (ELLH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Elah Holdings Inc it is $4.18 per share (as of Sep 23, 2026), against a price of $17.75. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Elah Holdings Inc stock overvalued or undervalued in 2026?
As of Sep 23, 2026, ELLH trades above its calculated fair value: price $17.75, fair value $4.18, a gap of about −76% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ELLH?
No. The price is what the market pays today ($17.75); the fair value is what the company's own numbers justify ($4.18). For Elah Holdings Inc the two are $13.57 per share apart. That gap is exactly why we show both numbers side by side.
How much is Elah Holdings Inc worth?
The market values Elah Holdings Inc at about $13.1M (market capitalisation, as of Sep 23, 2026). Per share that is $17.75; our models calculate a fair value of $4.18 per share.
What do the bullish and bearish scenarios say about ELLH?
Our models span a range for Elah Holdings Inc: cautious scenario $3.12, base $4.18, optimistic $6.25 per share (as of Sep 23, 2026, price $17.75). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Elah Holdings Inc (ELLH)?
Balance-sheet figures for Elah Holdings Inc (as of Sep 23, 2026): return on equity −34.8%. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is ELLH from its 52-week high?
Elah Holdings Inc trades at $17.75, about 19% below its 52-week high of $22.00 and 79% above the low of $9.91 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of $4.18 is for.
Which stocks are comparable to Elah Holdings Inc?
From the same area (Financial Services) we also value Lionheart III Corp, AA Mission Acquisition Corp, Berto Acquisition Corp, Metals Acquisition Corp, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Elah Holdings Inc stock attractive at the current price?
The data as of Sep 23, 2026: price $17.75, calculated fair value $4.18 (−76%), Quality Score 44/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ELLH calculated?
We run Elah Holdings Inc through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $4.18, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Elah Holdings Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Elah Holdings Inc (ELLH)?
The closing price on Sep 24, 2026 was $17.75. Our model-based fair value is $4.18, about −76% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Elah Holdings Inc right now?
The price sits above even our optimistic bull case ($6.25). The favourable scenario is already priced in. Weak quality (44/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range ($3.12 to $6.25) leaves room in how you read the outcome.
Key figures of Elah Holdings Inc
How large is the market capitalisation of Elah Holdings Inc (ELLH)?
The market capitalisation of Elah Holdings Inc is $13.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Elah Holdings Inc (ELLH)?
Earnings per share at Elah Holdings Inc are $−3.26. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of Elah Holdings Inc (ELLH)?
The return on equity (ROE) of Elah Holdings Inc is −34.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Elah Holdings Inc (ELLH)?
On an EBIT basis the return on assets of Elah Holdings Inc is −21.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Elah Holdings Inc (ELLH)?
The operating margin of Elah Holdings Inc is −46,600% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Elah Holdings Inc (ELLH)?
Revenue at Elah Holdings Inc is growing −50.0% versus a year earlier (3y avg −30.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Elah Holdings Inc (ELLH) generate?
The free cash flow of Elah Holdings Inc is −$2.0M (fiscal year 2024). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Elah Holdings Inc (ELLH) hold?
Elah Holdings Inc holds more cash than debt, $5.2M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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