Fintech Scion Limited (FINR) Fair Value & Analysis
Technology · US · Market cap $13.9M
Fintech Scion Limited
FINR · US
Fair value as of: Aug 17, 2026
From 7 valuation models · updated yesterday
Below-average quality, and screening another 40% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case ($0.0490). The favourable scenario is already priced in.
- Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Price vs Fair Value (3 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 17, 2026.
How to read this chart
35‑month range $0.0010 – $3.00 · fair‑value band $0.0420 – $0.0490 · the $0.0700 price screens above the $0.0420 fair value. Dashed = 300-day average. As of Aug 17, 2026.
Analysis
Fintech Scion Limited (FINR) currently trades at $0.0700, while our model-based Fair Value estimate is $0.0420, implying the stock looks roughly 40.0% overvalued today. The Quality Score stands at 36/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).
Trailing-twelve-month revenue stands at $604K. Revenue declined 76.7% year over year. Fundamentals as of Aug 17, 2026
Our scenario range runs from $0.0420 (bear case) to $0.0490 (bull case); at $0.0700, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -59% fair-value upside, at -40%, FINR screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 7 models by family
Widest divergence: Asset-Based ($0.0600) versus Multiples ($0.0300). Highest evidence: Growth DCF (72).
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Key figures & financial health
Figures from reported company fundamentals · as of Aug 17, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 56
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Fintech Scion Limited provides digital banking services by providing the tools and solutions to facilitate payment services to merchants, offering various secured, online, and managed transactions and settlements.
Full company description
Fintech Scion Limited provides digital banking services by providing the tools and solutions to facilitate payment services to merchants, offering various secured, online, and managed transactions and settlements. The company's payments platform hosts a suite of integrated payment products and services that are used across multiple channels and industry verticals, including end-to-end payment processing for a range of payment types; merchant acquiring and issuing; multiple methods of mobile, contactless, and QR code-based payments; complementary software integrations; virtual international bank account number or IBAN issuing; integrated and mobile point of sale or POS solutions; security and risk management solutions; and reporting and analytical tools. Fintech Scion Limited is based in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2019 – FY2023 · reported fiscal years
Fintech Scion Limited reported revenue of $2.4M in FY2023 versus $80.0K in FY2019, a compound +134.5%/yr. Reported net income was −$40.7M in FY2023.
FINR screens 40% overvalued. Compare with Microsoft Corporation →
Peer Group
Software - Infrastructure · 370 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Aug 17, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $506.06 | $365.74 | -28% |
| Oracle Corporation ORAC | C$7.22 | C$2.34 | -68% |
| Fortinet, Inc FTNT | $160.84 | $61.46 | -62% |
| Synopsys, Inc 1SNPS | €358.00 | €93.61 | -74% |
| Block, Inc XYZ | A$111.01 | A$70.69 | -36% |
| Range Intelligent Computing Technology Group 300442 | ¥67.70 | ¥30.89 | -54% |
| Oracle Financial Services Software Limited OFSS | ₹11,679 | ₹6,897 | -41% |
| 360 Security Technology Inc 601360 | ¥9.58 | ¥1.05 | -89% |
| One97 Communications Limited PAYTM | ₹1,610 | ₹241.68 | -85% |
| PT GoTo Gojek Tokopedia Tbk GOTO | 50.00 IDR | 20.41 IDR | -59% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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