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Finansia X Public Company (FSX) Fair Value & Analysis

Financial Services · TH · Market cap 1.3B THB

FX Finansia X Public Company FSX · BK
Price1.11 THB
Fair Value0.4335 THB
Upside-61.0%
Quality19/100
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Weak Growth
Loss-making · -38.8% net margin
Low debt · negative free cash flow
Trails peers (3/10)
Narrow moat 23/100
Evidence: Low Range 0.2975 THB – 0.5780 THB Share as image

Fair value as of: Jul 20, 2026

From 2 valuation models · updated 21 days ago

Share price −5.1% over the past month.

Below-average quality, and screening another 61% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (0.5780 THB). The favourable scenario is already priced in.
  • Weak quality (19/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (0.2975 THB to 0.5780 THB) leaves room in how you read the outcome.
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Price vs Fair Value (3 years)

3.20 THB 0.6800 THB Fair Value 0.4335 THB Aug 2023 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

36‑month range 0.6800 THB – 3.20 THB · fair‑value band 0.2975 THB – 0.5780 THB · the 1.11 THB price screens above the 0.4335 THB fair value. Dashed = 300-day average. As of Jul 20, 2026.

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Analysis

Finansia X Public Company (FSX) currently trades at 1.11 THB, while our model-based Fair Value estimate is 0.4335 THB, implying the stock looks roughly 61.0% overvalued today. The Quality Score stands at 19/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Finansia X Public Company generated revenue of 1.2B THB at a net margin of -38.8%. Revenue declined 8.4% year over year. It earns a return on equity of -13.0%. Net debt stands at 170M THB. Fundamentals as of Jul 20, 2026

Our scenario range runs from 0.2975 THB (bear case) to 0.5780 THB (bull case); at 1.11 THB, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 31% below its 52-week high and 68% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -61%, FSX screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
EV/EBITDA 0.1700 THB 0.2900 THB 0.4200 THB 54
NCAV (Graham) 1.61 THB 2.15 THB 3.21 THB 50
All 2 models by family
Multiples
EV/EBITDA 0.1700 THB 0.2900 THB 0.4200 THB 54
Asset-Based
NCAV (Graham) 1.61 THB 2.15 THB 3.21 THB 50

Widest divergence: Asset-Based (2.15 THB) versus Multiples (0.2900 THB). Highest evidence: EV/EBITDA (54).

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Key figures & financial health

Revenue (TTM) 1.2B THB
Revenue growth (YoY) -8.4%
Net margin -38.8%
Return on equity -13.0%
Free cash flow −71.7M THB FY2025
Operating margin 9.0%
More key figures
EPS (TTM) -0.4500 THB
Net debt 170M THB FY2025

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 19/100

Of which business quality 24 · Market factors (momentum, volatility) 47

Profitability 1
Margins and returns on capital today
Quality Growth 7
Are margins and returns improving?
Cashflow 8
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 70
Disciplined investing over empire-building
Low Volatility 48
Calm price path (market factor)
Momentum 56
Price trend over the last 3–12 months (market factor)
52W Momentum 32
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Finansia X Public Company Limited, through its subsidiaries, engages in the securities business in Thailand. It operates through three segments: Securities and Derivatives Brokerage, Investment Banking, and Proprietary Trading. The company provides securities and derivative brokering, and securities borrowing and lending services.

Full company description

Finansia X Public Company Limited, through its subsidiaries, engages in the securities business in Thailand. It operates through three segments: Securities and Derivatives Brokerage, Investment Banking, and Proprietary Trading. The company provides securities and derivative brokering, and securities borrowing and lending services. It also offers underwriting, and investment and financial advisory services, as well as solutions for investment proprietary trading, and fund management services. In addition, the company is also involved in digital asset and holding businesses. Finansia X Public Company Limited was incorporated in 2022 and is headquartered in Bangkok, Thailand.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

Finansia X Public Company reported revenue of 988M THB in FY2025 versus 2.2B THB in FY2022, a compound −23.1%/yr. Reported net income was −419M THB in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
988M THB
Latest YoY
−21.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−23.1%
Revenue −23.1%/yr
FY22 2.2B THB
FY23 1.4B THB
FY24 1.3B THB
FY25 988M THB
Net income
FY22 203M THB
FY23 −195M THB
FY24 −63.0M THB
FY25 −419M THB

FSX screens 61% overvalued. Compare with Huatai Securities Co →

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Cite: Fair Value Calculator (2026). "Finansia X Public Company Fair Value". https://www.fairvalue-calculator.com/stock/FSX

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 24 · Bottom 25%
Fair Value upside −61% · Bottom 25%
Return on assets 1% · Below median
Net margin (TTM) -39% · Bottom 25%
Operating margin (TTM) 9% · Below median
Revenue growth -8% · Bottom 25%
Debt / equity 0.07× · Lower than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/S (TTM) 0.03× · Cheaper than 75% of peers
EV/EBITDA 2.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 9
FUTURE 0 · sector 96
PAST 0 · sector 30
HEALTH 97 · sector 93
DIVIDEND 0 · sector 36

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Finansia X Public Company (FSX) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of 0.4335 THB versus a price of 1.11 THB, about −61% (overvalued).
What is the fair value of FSX?
Our model-based fair value for Finansia X Public Company is 0.4335 THB (as of Jul 20, 2026), built from audited fundamentals. The current price is 1.11 THB.
What is the quality score of FSX?
Finansia X Public Company has a Quality Score of 19/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Finansia X Public Company (FSX)?
Finansia X Public Company reported trailing-twelve-month revenue of about 1.2B THB (latest available figure, as of Jul 20, 2026).
What is the net profit margin of FSX?
The net profit margin of Finansia X Public Company is about -38.8%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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