Grupo Profuturo S.A.B. de C.V (GPROFUT) fair value: what the stock is really worth
As of Oct 21, 2026: fair value (intrinsic value) of Grupo Profuturo S.A.B. de C.V stock MXN 88.69, price MXN 120, that is 26.1% below the price, quality 54 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 51.33 MXN – 126.40 MXN · fair‑value band 66.72 MXN – 143.26 MXN · the 120.00 MXN price screens above the 88.69 MXN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Grupo Profuturo, S.A.B. de C.V. manages loans, pension, and retirement fund business in Mexico. Grupo Profuturo, S.A.B. de C.V. was founded in 1996 and is based in Mexico City, Mexico.
Stock analysis
Grupo Profuturo S.A.B. de C.V (GPROFUT) currently trades at 120.00 MXN, while our model-based Fair Value estimate is 88.69 MXN, 26% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 120.05 MXN per share, and 1 of the 6 models we run sit above the 120.00 MXN price.
Bear case: the Asset-Based group reads lowest at 26.13 MXN, and 5 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: 66.72 MXN (bear) to 143.26 MXN (bull), the price of 120.00 MXN sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Grupo Profuturo S.A.B. de C.V reported revenue of 36.2B MXN in FY2025 versus 25.5B MXN in FY2021, a compound +9.1%/yr. Reported net income was 4.1B MXN in FY2025, compounding +6.7%/yr from FY2021.
Key figures
Market cap 34.2B MXN (≈ $1.8B) Small · P/E ratio 7.4 · P/S ratio 0.95 · EPS (TTM) 16.22 MXN · Dividend yield 5.6% · Net margin 13.1% · Return on equity 33.9% · Return on assets (EBIT) 1.3% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 65 out of 100 (low confidence).
What moves the price
The share trades about 5% below its 52-week high and 9% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −59% fair-value upside, at −26%, GPROFUT screens cheaper than that median.
Fair Value models
Bear66.72 MXNFair Value 88.69 MXNBull143.26 MXN
Price 120.00 MXN · Downside -26.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (13.86 MXN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.86/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+30.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.8%
Start year 2020 (pandemic). Over 10 years: +15.2% a year
Revenue growth 24 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.6%
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What shareholders gained per year (last 5 years), in MXN ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis. Measured in MXN: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
≈ +15.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.3%
Dividend (yield on the price)5.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.7.6% vs 9.8%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.20% → 14%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Rate on operating basis: 2025 sits 54% above its own trend.
Compare Grupo Profuturo S.A.B. de C.V with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance Brokers · 31 stocks
Beats the industry median on 12/15 measures
Overall it ranks above its industry peers.
Valuation
Quality Score54 · Bottom 25%
Fair Value upside−26.1% · Above median
Profitability
Return on equity (12 months)33.9% · Top 25%
Return on assets2.6% · Bottom 25%
Net margin (12 months)13.1% · Above median
Operating margin (12 months)20.1% · Above median
Growth and dividend
Revenue growth (quarter YoY)−20.3% · Bottom 25%
Dividend yield (12 months)5.6% · Above median
Balance sheet
Debt / equity0.23× · Below median
Valuation Multiplesvs Insurance Brokers median · lower = cheaper
P/E (12 months)7.4× · Cheapest 25%
P/B2.28× · Cheaper than median
P/S (12 months)0.95× · Cheapest 25%
Price / free cash flow (fiscal year)16.2× · Cheaper than median
EV/EBITDA5.2× · Cheapest 25%
PEG0.52× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 0
FUTURE (revenue growth)0· sector 26
PAST (return on equity)100· sector 69
HEALTH (low debt)–
DIVIDEND (yield)100· sector 67
VALUE 0: the price sits above our fair-value range.
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Grupo Profuturo S.A.B. de C.V Fair Value". https://www.fairvalue-calculator.com/stock/GPROFUT
Frequently asked questions
Is Grupo Profuturo S.A.B. de C.V (GPROFUT) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 88.69 MXN versus the last price from Oct 21, 2026 of 120.00 MXN, about 26% lower (overvalued).
What is the fair value of GPROFUT?
Our model-based fair value for Grupo Profuturo S.A.B. de C.V is 88.69 MXN (as of Nov 6, 2026), built from audited fundamentals. Last price (from Oct 21, 2026): 120.00 MXN.
What is the quality score of GPROFUT?
Grupo Profuturo S.A.B. de C.V has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Our model-based price target is the fair value of 88.69 MXN (as of Nov 6, 2026) from 6 valuation models. Cautious scenario 66.72 MXN, optimistic scenario 143.26 MXN. It is a calculation from audited fundamentals, not an analyst target.
What is the Grupo Profuturo S.A.B. de C.V stock forecast for 2026?
Our models put fair value at 88.69 MXN, about 26% lower versus the last price from Oct 21, 2026 of 120.00 MXN (overvalued). Cautious scenario 66.72 MXN, optimistic scenario 143.26 MXN. The calculation is refreshed regularly with new filings.
What is the revenue of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Grupo Profuturo S.A.B. de C.V reported trailing-twelve-month revenue of about 35.9B MXN (latest available figure, as of Nov 6, 2026).
Does Grupo Profuturo S.A.B. de C.V pay a dividend?
Grupo Profuturo S.A.B. de C.V currently shows a dividend yield of 5.56% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Grupo Profuturo S.A.B. de C.V has a dividend yield of 5.6%.
What is the intrinsic value of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Grupo Profuturo S.A.B. de C.V it is 88.69 MXN per share (as of Nov 6, 2026), against a price of 120.00 MXN. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Grupo Profuturo S.A.B. de C.V stock overvalued or undervalued in 2026?
As of Nov 6, 2026, GPROFUT trades above its calculated fair value: price 120.00 MXN, fair value 88.69 MXN, a gap of about −26% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GPROFUT?
No. The price is what the market pays today (120.00 MXN); the fair value is what the company's own numbers justify (88.69 MXN). For Grupo Profuturo S.A.B. de C.V the two are 31.31 MXN per share apart. That gap is exactly why we show both numbers side by side.
How much is Grupo Profuturo S.A.B. de C.V worth?
The market values Grupo Profuturo S.A.B. de C.V at about 34.2B MXN (market capitalisation, as of Nov 6, 2026). Per share that is 120.00 MXN; our models calculate a fair value of 88.69 MXN per share.
What do the bullish and bearish scenarios say about GPROFUT?
Our models span a range for Grupo Profuturo S.A.B. de C.V: cautious scenario 66.72 MXN, base 88.69 MXN, optimistic 143.26 MXN per share (as of Nov 6, 2026, price 120.00 MXN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GPROFUT?
Grupo Profuturo S.A.B. de C.V trades at a price-to-earnings ratio of 7.4 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 88.69 MXN is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 9.2. Other multiples: PEG 0.5, P/B 2.3, P/S 1.0, EV/EBITDA 5.2.
What is the PEG ratio of GPROFUT?
The PEG ratio of Grupo Profuturo S.A.B. de C.V is 0.52 (P/E divided by earnings growth, as of Nov 6, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Balance-sheet figures for Grupo Profuturo S.A.B. de C.V (as of Nov 6, 2026): return on equity 33.9%, debt of 0.23 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is GPROFUT from its 52-week high?
Grupo Profuturo S.A.B. de C.V trades at 120.00 MXN, about 5% below its 52-week high of 126.40 MXN and 9% above the low of 109.59 MXN (as of Nov 3, 2026). Distance from the high says nothing about value: that is what the fair value of 88.69 MXN is for.
Which stocks are comparable to Grupo Profuturo S.A.B. de C.V?
From the same area (Financial Services) we also value Marsh & McLennan Companies, Inc, Arthur J. Gallagher & Co, Aon plc, Willis Towers Watson Public Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Grupo Profuturo S.A.B. de C.V stock attractive at the current price?
The data as of Nov 6, 2026: price 120.00 MXN, calculated fair value 88.69 MXN (−26%), Quality Score 54/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GPROFUT calculated?
We run Grupo Profuturo S.A.B. de C.V through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 88.69 MXN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Grupo Profuturo S.A.B. de C.V itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The latest price we hold is from Oct 21, 2026 and stands at 120.00 MXN. Our model-based fair value is 88.69 MXN, about 26% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Grupo Profuturo S.A.B. de C.V right now?
Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (66.72 MXN to 143.26 MXN) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Grupo Profuturo S.A.B. de C.V
How large is the market capitalisation of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The market capitalisation of Grupo Profuturo S.A.B. de C.V is 34.2B MXN (≈ $1.8B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The price-to-sales ratio of Grupo Profuturo S.A.B. de C.V is 0.95 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Earnings per share at Grupo Profuturo S.A.B. de C.V are 16.22 MXN (price ÷ EPS = P/E 7.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The dividend yield of Grupo Profuturo S.A.B. de C.V is 5.6% (payout 41.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The net margin of Grupo Profuturo S.A.B. de C.V is 13.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The return on equity (ROE) of Grupo Profuturo S.A.B. de C.V is 33.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
On an EBIT basis the return on assets of Grupo Profuturo S.A.B. de C.V is 1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Grupo Profuturo S.A.B. de C.V (GPROFUT)?
The operating margin of Grupo Profuturo S.A.B. de C.V is 20.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Revenue at Grupo Profuturo S.A.B. de C.V is growing −20.3% versus a year earlier (3y avg +22.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Grupo Profuturo S.A.B. de C.V (GPROFUT)?
Earnings per share at Grupo Profuturo S.A.B. de C.V are growing +64.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Grupo Profuturo S.A.B. de C.V (GPROFUT) generate?
The free cash flow of Grupo Profuturo S.A.B. de C.V is 2.1B MXN (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Grupo Profuturo S.A.B. de C.V (GPROFUT) carry?
The net debt of Grupo Profuturo S.A.B. de C.V is 709M MXN (fiscal year 2025, ≈ 0.3 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 6, 2026