H2O Retailing Corporation (HTOCF) Fair Value & Analysis
Consumer Defensive · US · Market cap $1.1B
H2O Retailing Corporation
HTOCF · US
Fair value as of: Jul 24, 2026
From 22 valuation models · updated 17 days ago
Fair value updated Jul 24, 2026, revised from $28.75 to $28.29 (−1.6%) since Jun 25, 2026.
A solid business, screening 183% undervalued on our models.
What matters now
- The price is below even our cautious bear case ($19.80). The market is more pessimistic than our downside scenario.
- Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
- A fairly wide model range ($19.80 to $36.78) leaves room in how you read the outcome.
Price vs Fair Value (2 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 24, 2026.
How to read this chart
27‑month range $9.32 – $10.00 · fair‑value band $19.80 – $36.78 · the $10.00 price screens below the $28.29 fair value. Dashed = 300-day average. As of Jul 24, 2026.
Analysis
H2O Retailing Corporation (HTOCF) currently trades at $10.00, while our model-based Fair Value estimate is $28.29, implying the stock looks roughly 182.9% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, H2O Retailing Corporation generated revenue of $680B at a net margin of 4.4%. Revenue declined 1.5% year over year. It earns a return on equity of 9.7%. Net debt stands at $99.0B. Fundamentals as of Jul 24, 2026
Our scenario range runs from $19.80 (bear case) to $36.78 (bull case); at $10.00, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 4% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -31% fair-value upside, at 183%, HTOCF screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 22 models by family
Widest divergence: Multiples ($54.41) versus Growth DCF ($10.45). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 24, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 51 · Market factors (momentum, volatility) 67
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
H2O Retailing Corporation engages in the development, operation, and management of commercial facilities in Japan. It operates through Department Store Business, Food Segment, Commercial Facility Business, and Others segments. The Department Store Business segment operates department stores selling clothing, personal items, household goods, and food.
Full company description
H2O Retailing Corporation engages in the development, operation, and management of commercial facilities in Japan. It operates through Department Store Business, Food Segment, Commercial Facility Business, and Others segments. The Department Store Business segment operates department stores selling clothing, personal items, household goods, and food. The Food Business segment is involved in food supermarkets and food manufacturing. The Commercial Facility segment engages in commercial property rental management, building management, and other businesses. The Other Businesses segment is involved in convenience store management, beauty select shop management, interior construction, and information processing services. The company also manufactures daily dishes, packed lunches, breads, dry foods, and other food items sold in supermarkets and department stores; hotel management; and costume rentals. In addition, it provides individual food delivery services; maintenance, cleaning and security services for stores; uniforms and corporate uniforms; convenience stores and station kiosks; and pet supplies and pet grooming services. The company was formerly known as Hankyu Department Stores, Inc. and changed its name to H2O Retailing Corporation in October 2007. H2O Retailing Corporation was founded in 1929 and is headquartered in Osaka, Japan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
H2O Retailing Corporation reported revenue of $682B in FY2025 versus $739B in FY2021, a compound −2.0%/yr. Reported net income was $34.8B in FY2025.
Watch HTOCF: get an alert when its fair value changes →
Peer Group
Grocery Stores · 83 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Grocery Stores median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Grocery Stores stocks, each showing price versus our Fair Value estimate (as of Jul 24, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Loblaw Companies Limited L | C$65.49 | C$44.44 | -32% |
| Koninklijke Ahold Delhaize N.V AD | €36.30 | €53.50 | +47% |
| The Kroger Co KR | $58.82 | $28.19 | -52% |
| Woolworths Group WOW | A$39.20 | A$13.40 | -66% |
| George Weston Limited WN | C$100.98 | C$63.61 | -37% |
| Coles Group COL | A$23.56 | A$15.86 | -33% |
| Metro Inc MRU | C$93.64 | C$94.01 | +0% |
| Carrefour SA CA | €16.40 | €11.51 | -30% |
| CP ALL Public Company TCPD | 1.89 SGD | 2.36 SGD | +25% |
| BIM Birlesik Magazalar A.S., BIMAS | 385.75 TRY | 267.12 TRY | -31% |
Compare H2O Retailing Corporation with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Consumer Defensive stocks →
Frequently asked questions
Is H2O Retailing Corporation (HTOCF) overvalued or undervalued?
What is the fair value of HTOCF?
What is the quality score of HTOCF?
What is the revenue of H2O Retailing Corporation (HTOCF)?
What is the net profit margin of HTOCF?
Does H2O Retailing Corporation pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track H2O Retailing Corporation and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.