IFS Capital Limited (I49) Fair Value & Analysis
Financial Services · SG · Market cap 65.8M SGD
Fair value as of: Jul 4, 2026
From 24 valuation models · updated today
Share price −5.9% over the past month.
Price vs Fair Value (12 months)
12‑month range 0.1178 SGD – 0.2318 SGD · fair‑value band 0.2000 SGD – 0.2700 SGD · the 0.1750 SGD price screens below the 0.2700 SGD fair value. As of Jul 4, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
IFS Capital Limited (I49) currently trades at 0.1750 SGD, while our model-based Fair Value estimate is 0.2700 SGD — implying the stock looks roughly 54.3% undervalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Over the trailing twelve months, IFS Capital Limited generated revenue of 56.9M SGD at a net margin of 8.3%. Revenue grew 18.4% year over year. It earns a return on equity of 3.0%. Net debt stands at 233M SGD. Fundamentals as of Jul 4, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.
About the company
IFS Capital Limited, together with its subsidiaries, provides private credit origination, insurance, and asset management services to SMEs, consumers, and investors in Singapore, Hong Kong, Thailand, Malaysia, and Indonesia. It operates in four segments: Private Credit, Insurance, Private Equity and Other Investments, and Asset Management. The company offers factoring, accounts receivable financing, trade financing, asset-based financing loans, working capital, leasing, and hire purchase services, as well as consumer loan services; and issues performance bonds and guarantees, domestic maid insurance, property and casualty insurance, motor insurance, engineering insurance, and work injury compensation insurance, as well as holds equity securities and bonds under the regulated insurance fund. It is also involved in the provision of development capital in the form of convertible debt instruments and private equity investments; and asset management services, and venture capital …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
IFS Capital Limited reported revenue of 62.6M SGD in FY2025 versus 43.4M SGD in FY2021, a compound +9.6%/yr. Reported net income was 4.7M SGD in FY2025, compounding −12.1%/yr from FY2021.
Is I49 fairly valued? → Check now
Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €287.50 | €226.82 | -21% |
| Mastercard Incorporated M4I | €424.30 | €242.93 | -43% |
| American Express Company AXP | C$28.87 | C$24.27 | -16% |
| Capital One Financial Corporation COF | $200.70 | $125.08 | -38% |
| Bajaj Finance Limited BAJFINANCE | ₹884.10 | ₹604.72 | -32% |
| PayPal Holdings PYPL34 | R$10.53 | R$17.14 | +63% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is IFS Capital Limited (I49) undervalued?
What is the fair value of I49?
What is the quality score of I49?
What is the revenue of IFS Capital Limited (I49)?
What is the net profit margin of I49?
Does IFS Capital Limited pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.