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Independent Bank Corp (INDB) Fair Value & Analysis

Financial Services · US · Market cap $3.8B

Price$83.84
Fair Value$55.27
Upside-34.1%
Quality95/100
Evidence: High Range $41.45 – $69.08

Fair value as of: Jun 25, 2026

Analysis

Independent Bank Corp (INDB) currently trades at $83.84, while our model-based Fair Value estimate is $55.27 — implying the stock looks roughly 34.1% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate…

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Frequently asked questions

Is Independent Bank Corp (INDB) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $55.27 versus a price of $83.84 — about −34% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INDB?
Our 21-model fair value for Independent Bank Corp is $55.27 (as of Jun 25, 2026), built from audited fundamentals. The current price is $83.84.
What is the quality score of INDB?
Independent Bank Corp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.