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INDBANK (INDBANK) Fair Value & Analysis

Financial Services · Market cap ₹1.5B

I INDBANK INDBANK · NSE
Price₹33.19
Fair Value₹27.29
Upside-17.8%
Quality59/100
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Evidence: High Range ₹20.47 – ₹34.12

Fair value as of: Jul 3, 2026

From 24 valuation models · updated today

Share price +1.6% over the past month.

Price vs Fair Value (12 months)

₹45.95 ₹29.21 Fair Value ₹27.29 Jul 2025 Jul 2026

12‑month range ₹29.21 – ₹45.95 · fair‑value band ₹20.47 – ₹34.12 · the ₹33.19 price screens above the ₹27.29 fair value. As of Jul 3, 2026.

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Analysis

INDBANK (INDBANK) currently trades at ₹33.19, while our model-based Fair Value estimate is ₹27.29 — implying the stock looks roughly 17.8% overvalued today. We read business quality at 59/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, INDBANK generated revenue of ₹249M at a net margin of 28.6%. Revenue grew 14.4% year over year. It earns a return on equity of 7.4%. The balance sheet holds a net cash position of ₹867M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹249M
Revenue growth (YoY) +14.4%
Net margin 28.6%
Return on equity 7.4%
Free cash flow ₹11.5M FY2026
P/E ratio 20.9
More key figures
Operating margin 30.1%
EPS (TTM) ₹1.59
EPS growth (YoY) +3.8%
Net cash ₹867M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

INDBANK reported revenue of ₹252M in FY2026 versus ₹176M in FY2022, a compound +9.3%/yr. Reported net income was ₹71.2M in FY2026, compounding +0.6%/yr from FY2022.

Revenue +9.3%/yr
FY22 ₹176M
FY23 ₹159M
FY24 ₹196M
FY25 ₹210M
FY26 ₹252M
Net income +0.6%/yr
FY22 ₹69.6M
FY23 ₹35.0M
FY24 ₹90.0M
FY25 ₹84.6M
FY26 ₹71.2M

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Similar stocks

6 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $27.00 $47.45 +76%
Morgan Stanley, a financial holding company, MS $206.66 $138.97 -33%
The Goldman Sachs Group GS $1,106 $390.09 -65%
CITIC Securities Company 600030 ¥28.64 ¥32.02 +12%
6030 6030 HK$27.26 HK$30.74 +13%
Mirae Asset Securities Co 006800 46,100 KRW 36,828 KRW -20%

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Frequently asked questions

Is INDBANK (INDBANK) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹27.29 versus a price of ₹33.19 — about −18% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INDBANK?
Our model-based fair value for INDBANK is ₹27.29 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹33.19.
What is the quality score of INDBANK?
INDBANK has a Quality Score of 59/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of INDBANK (INDBANK)?
INDBANK reported trailing-twelve-month revenue of about ₹249M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of INDBANK?
The net profit margin of INDBANK is about 28.6%, meaning it keeps roughly 28.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.