Information Planning CO., LTD. (IPNAF) Fair Value & Analysis
Technology · US · Market cap $87.0M
Information Planning CO., LTD.
IPNAF · US
Fair value as of: Jul 18, 2026
From 24 valuation models · updated 24 days ago
A solid business, screening 26% undervalued on our models.
What matters now
- Solid quality (69/100) at a price below fair value, the discount is the argument here, not the business quality.
- A fairly wide model range ($4.68 to $10.38) leaves room in how you read the outcome.
Price vs Fair Value (4 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
44‑month range $2.48 – $850,842 · fair‑value band $4.68 – $10.38 · the $5.75 price screens below the $7.22 fair value. Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Information Planning CO., LTD. (IPNAF) currently trades at $5.75, while our model-based Fair Value estimate is $7.22, implying the stock looks roughly 25.6% undervalued today. The Quality Score stands at 69/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Information Planning CO., LTD. generated revenue of $4.1B at a net margin of 28.8%. Revenue grew 13.2% year over year. It earns a return on equity of 16.9%. The balance sheet holds a net cash position of $2.9B. Fundamentals as of Jul 18, 2026
Our scenario range runs from $4.68 (bear case) to $10.38 (bull case); at $5.75, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at 26%, IPNAF screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth Earnings ($10.37) versus Asset-Based ($1.91). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 67 · Market factors (momentum, volatility) 44
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Information Planning CO., LTD. provides system consulting services primarily for financial institutions in Japan. The company offers credit risk solutions, including comprehensive financial statement reading, financial analysis and loan decision support, real estate collateral evaluation management, corporate rating, sole proprietor rating, delinquent …
Full company description
Information Planning CO., LTD. provides system consulting services primarily for financial institutions in Japan. The company offers credit risk solutions, including comprehensive financial statement reading, financial analysis and loan decision support, real estate collateral evaluation management, corporate rating, sole proprietor rating, delinquent management system, self-assessment support, credit risk qualification and asset calculation systems, as well as bad debt record rate calculation and receivable write-off reserve management systems. It also provides loan-related and customer management solutions, such as loan approval support, contract create support, electronic contract, business evaluation support, management plan formulation support, sale support, sales branch support, and general approval support systems; and general affairs and accounting related solutions comprising fixed asset, accounting support, securities, capital investment, and expense payment administrative support management systems. In addition, the company engages in the real estate leasing and management activities; and provision of development, planning, and system data entry services. Information Planning CO., LTD. was incorporated in 1986 and is headquartered in Tokyo, Japan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Information Planning CO., LTD. reported revenue of $3.8B in FY2025 versus $3.1B in FY2021, a compound +5.1%/yr. Reported net income was $1.1B in FY2025, compounding +5.5%/yr from FY2021.
of which total revenue +5.7 pp · buybacks/dilution −15.7 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
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Peer Group
Software - Application · 709 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Application median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAPS | C$12.69 | C$16.26 | +28% |
| Shopify Inc SHOP | C$173.23 | C$20.54 | -88% |
| Uber Technologies, Inc UBER | $72.67 | $51.11 | -30% |
| Salesforce, Inc CRM | $170.77 | $182.10 | +7% |
| ServiceNow, Inc NOW | $107.71 | $33.12 | -69% |
| Cadence Design Systems, Inc CDNS | $384.17 | $80.41 | -79% |
| Snowflake Inc SNOW | $271.87 | $34.04 | -87% |
| Adobe Inc ADBE | $230.61 | $379.48 | +65% |
| Automatic Data Processing, Inc ADP | $241.92 | $177.51 | -27% |
| Intuit Inc INTU | $291.09 | $258.69 | -11% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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