IREDA (IREDA) Fair Value & Analysis
Financial Services · Market cap ₹361B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated today
Share price +2.9% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹108.41 – ₹169.49 · fair‑value band ₹63.88 – ₹202.60 · the ₹128.58 price screens above the ₹63.88 fair value. As of Jul 3, 2026.
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IREDA (IREDA) currently trades at ₹128.58, while our model-based Fair Value estimate is ₹63.88 — implying the stock looks roughly 50.3% overvalued today. We read business quality at 43/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, IREDA generated revenue of ₹7.0B at a net margin of 46.0%. Revenue grew 7.2% year over year. It earns a return on equity of 15.5%. Net debt stands at ₹738B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
IREDA reported revenue of ₹82.6B in FY2026 versus ₹27.8B in FY2022, a compound +31.3%/yr. Reported net income was ₹18.7B in FY2026, compounding +31.1%/yr from FY2022.
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Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | 5,663 MXN | 3,002 MXN | -47% |
| Mastercard Incorporated MA | C$29.95 | C$17.84 | -40% |
| M4I M4I | €430.50 | €367.81 | -15% |
| American Express Company AXP | C$28.87 | C$17.03 | -41% |
| Capital One Financial Corporation COF | $200.70 | $125.08 | -38% |
| Bajaj Finance Limited BAJFINANCE | ₹884.10 | ₹604.72 | -32% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.