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Iris Business Services Limited (IRIS) Fair Value & Analysis

Technology · IN · Market cap ₹5.5B

IB Iris Business Services Limited IRIS · NSE
Price₹238.99
Fair Value₹343.61
Upside+43.8%
Quality62/100
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Healthy Growth
Highly profitable · 98.4% net margin
Low debt · generates free cash flow
Ranks above peers (9/10)
Moderate moat 58/100
Evidence: High Range ₹257.71 – ₹429.51 Share as image

Fair value as of: Aug 13, 2026

From 23 valuation models · updated 3 days ago

Fair value updated Aug 13, 2026, revised from ₹156.19 to ₹343.61 (+120.0%) since Aug 6, 2026. Share price −5.4% over the past month.

A solid business, screening 44% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (₹257.71). The market is more pessimistic than our downside scenario.
  • Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

₹575.00 ₹67.15 Fair Value ₹343.61 Nov 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

57‑month range ₹67.15 – ₹575.00 · fair‑value band ₹257.71 – ₹429.51 · the ₹238.99 price screens below the ₹343.61 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Iris Business Services Limited (IRIS) currently trades at ₹238.99, while our model-based Fair Value estimate is ₹343.61, implying the stock looks roughly 43.8% undervalued today. The Quality Score stands at 62/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Iris Business Services Limited generated revenue of ₹1.3B at a net margin of 98.4%. Revenue grew 13.0% year over year. It earns a return on equity of 10.2%. The balance sheet holds a net cash position of ₹437M. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹257.71 (bear case) to ₹429.51 (bull case); at ₹238.99, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 44% below its 52-week high and 18% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -40% fair-value upside, at 44%, IRIS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹618.98 ₹1,079 ₹1,844 80
ROIC Compounder ₹44.51 ₹48.06 ₹51.12 72
Growth-Adj P/E ₹1,040 ₹1,485 ₹1,931 68
All 23 models by family
DCF Models
FCF DCF ₹630.16 ₹1,154 ₹2,070 38
Owner Earnings ₹768.41 ₹1,411 ₹2,535 31
5Y Revenue Exit ₹243.36 ₹312.08 ₹387.21 39
5Y EBITDA Exit ₹261.24 ₹350.14 ₹448.66 41
5Y P/E Exit ₹1,032 ₹1,991 ₹3,128 38
10Y Revenue Exit ₹369.10 ₹482.83 ₹628.58 36
10Y EBITDA Exit ₹382.06 ₹510.61 ₹680.47 37
10Y P/E Exit ₹888.43 ₹1,708 ₹2,943 35
Earnings-Based
Graham-Dodd ₹418.18 ₹2,161 ₹2,988 54
Lynch FV ₹590.62 ₹843.74 ₹1,097 50
PEG = 1.0 ₹590.62 ₹843.74 ₹1,097 46
EPV ₹44.51 ₹48.06 ₹51.12 59
Multiples
P/E Multiple ₹1,291 ₹1,722 ₹2,152 63
P/S Multiple ₹257.71 ₹343.61 ₹429.51 58
P/B Multiple ₹439.13 ₹585.51 ₹731.89 55
EV/EBIT ₹92.88 ₹116.49 ₹140.10 53
EV/EBITDA ₹88.83 ₹111.09 ₹133.35 54
EV/Revenue ₹57.86 ₹73.21 ₹88.55 43
Asset-Based
NCAV (Graham) ₹48.79 ₹65.38 ₹97.58 50
Growth DCF
Growth DCF ₹618.98 ₹1,079 ₹1,844 80
Economic Profit
Residual Income ₹544.48 ₹950.18 ₹23,102 61
ROIC Compounder ₹44.51 ₹48.06 ₹51.12 72
Growth Earnings
Growth-Adj P/E ₹1,040 ₹1,485 ₹1,931 68

Widest divergence: Growth Earnings (₹1,485) versus Economic Profit (₹48.06). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹1.3B
Revenue growth (YoY) +13.0%
Net margin 98.4%
Return on equity 10.2%
Free cash flow ₹979M FY2026
P/E ratio 35.0
More key figures
Operating margin 12.3%
EPS (TTM) ₹6.83
EPS growth (YoY) +47.3%
Net cash ₹437M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 66 · Market factors (momentum, volatility) 37

Profitability 75
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 80
Earnings quality: real cash, not paper profit
Fin. Strength 86
Balance sheet, leverage, solvency risk
Investment 25
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 10
Distance to the 52-week high (market factor)
Net Issuance 57
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

IRIS RegTech Solutions Limited, together with its subsidiaries, provides regulatory technology solutions in India, the Middle East, the Asia Pacific, Africa, the United States, Europe, and the United Kingdom. It operates through SupTech, RegTech, TaxTech, DataTech segments.

Full company description

IRIS RegTech Solutions Limited, together with its subsidiaries, provides regulatory technology solutions in India, the Middle East, the Asia Pacific, Africa, the United States, Europe, and the United Kingdom. It operates through SupTech, RegTech, TaxTech, DataTech segments. The company offers IRIS iDEAL, a regulatory reporting solution for banks, credit institutions, and investment firms; IRIS CARBON, a SaaS platform to create comprehensive financial and non-financial reports in XBRL/iXBRL formats; IRIS GST Software, a filing solution with an ERP connector, reconciliation module, vendor management, and informative MIS and reports; and IRIS IRP, a connection solution for taxpayers. It also provides IRIS iFILE, an end-to-end electronic filing platform to collect, validate, and analyze any type of data from entities; IRIS E-Invoicing, an e-invoicing solution with integrated GST compliance and reconciliation; IRIS Zircon, that are APIs for GST, Eway bill, and e-invoicing for enterprises and partners; and IRI LMS, a DT and IDT litigation management tool to simplify GST audits and litigations for enterprises. In addition, the company offers IRIS iConnect, an XBRL analytics tool to evaluate and compare XBRL and iXBRL data using the familiar Microsoft Excel format; IRIS Credixo for banks and fintech to make credit analysis models; and IRIS Peridot, an app for GST counterparty verification. Further, it provides workflow-based e-filing software; tax technology solutions; taxonomy development and testing; and consulting and training services, as well as software licensing, subscription of software as a service, and application maintenance services. The company serves regulators, including central banks, business registries, capital market regulators, and stock exchanges, as well as corporates, banks, and mutual funds. The company was formerly known as IRIS Business Services Limited and changed its name to IRIS RegTech Solutions Limited in November 2025. IRIS RegTech Solutions Limited was incorporated in 2000 and is headquar

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Iris Business Services Limited reported revenue of ₹1.3B in FY2026 versus ₹613M in FY2022, a compound +20.3%/yr. Reported net income was ₹1.3B in FY2026, compounding +235.5%/yr from FY2022.

Growth Quality 95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹1.3B
Latest YoY
+2.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.6%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.7%
Revenue +20.3%/yr
FY22 ₹613M
FY23 ₹736M
FY24 ₹1.0B
FY25 ₹1.3B
FY26 ₹1.3B
Net income +235.5%/yr
FY22 ₹10.0M
FY23 ₹42.7M
FY24 ₹86.9M
FY25 ₹130M
FY26 ₹1.3B

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Cite: Fair Value Calculator (2026). "Iris Business Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/IRIS

Peer Group

Software - Application · 718 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Above median
Fair Value upside +44% · Top 25%
Return on equity (TTM) 10% · Above median
Return on assets 3% · Above median
Net margin (TTM) 98% · Top 25%
Operating margin (TTM) 12% · Above median
Revenue growth 13% · Above median

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 35.0× · Pricier than median
P/FCF 0.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 92 · sector 2
FUTURE 65 · sector 38
PAST 41 · sector 13
HEALTH 100 · sector 98
DIVIDEND 0 · sector 34

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

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Salesforce, Inc CRM $193.32 $249.28 +29%
ServiceNow, Inc NOW $124.94 $43.73 -65%
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Beijing Kingsoft Office Software, Inc 688111 ¥254.50 ¥81.23 -68%
Tata Elxsi Limited TATAELXSI ₹3,712 ₹2,519 -32%
Douzone Bizon Co 012510 120,000 KRW 92,181 KRW -23%
KFin Technologies Limited KFINTECH ₹922.00 ₹556.85 -40%

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Frequently asked questions

Is Iris Business Services Limited (IRIS) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹343.61 versus a price of ₹238.99, about +44% (undervalued).
What is the fair value of IRIS?
Our model-based fair value for Iris Business Services Limited is ₹343.61 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹238.99.
What is the quality score of IRIS?
Iris Business Services Limited has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Iris Business Services Limited (IRIS)?
Iris Business Services Limited reported trailing-twelve-month revenue of about ₹1.3B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of IRIS?
The net profit margin of Iris Business Services Limited is about 98.4%, meaning it keeps roughly 98.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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