Info-Tech (ITS) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Info-Tech stock S$1.63, price S$0.76, upside +115.9%, quality 74 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
16‑month range 0.7316 SGD – 1.12 SGD · fair‑value band 1.12 SGD – 2.04 SGD · the 0.7550 SGD price screens below the 1.63 SGD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Info-Tech Systems Ltd. engages in the sale of cloud-based accounting software and human resource management software (HRMS) in Malaysia, and Singapore. Its accounting software enables to manage accounting work, such as tracking, creating and sending bills, analyzing profits, and retrieving reports.
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Its HRMS products include HR software, next generation HRMS AI, mobile attendance App, time attendance software, payroll software, leave management software, claims management software, e-scheduling software, performance appraisal software, project cost management software, applicant tracking system, flexible work arrangement (FWA) software, and occupational employment dataset (OED) submissions tools.
It also provides accounting software and e-invoicing software; payroll outsourcing services; biometric systems, including fingerprint and facial recognition and door access system; and job portal.
Further, it is involved in provision of training; the distribution of electronic security systems; job portal management; and software development and maintenance. The company was formerly known as Info-Tech Systems Integrators Pte. Ltd. and changed its name to Info-Tech Systems Ltd. in May 2025.
Info-Tech Systems Ltd. was incorporated in 2007 and is headquartered in Singapore.
Stock analysis
Info-Tech (ITS) currently trades at 0.7550 SGD, while our model-based Fair Value estimate is 1.63 SGD, implying the stock looks roughly 54% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 2.02 SGD per share, and 20 of the 26 models we run sit above the 0.7550 SGD price.
Bear case: the Dividend Discount group reads lowest at 0.2350 SGD, and 6 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: 1.12 SGD (bear) to 2.04 SGD (bull), the price of 0.7550 SGD sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 74/100 (solid quality), in the Technology sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Info-Tech reported revenue of 56.5M SGD in FY2025 versus 30.8M SGD in FY2022, a compound +22.3%/yr. Reported net income was 15.0M SGD in FY2025, compounding +27.9%/yr from FY2022.
Key figures
Market cap 195M SGD (≈ $152M) Micro · P/E ratio 13.0 · P/S ratio 3.18 · EPS (TTM) 0.0582 SGD · Dividend yield 4.8% · Net margin 31.9% · Return on equity 76.5% · Return on assets (EBIT) 33.1% (4-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 87 out of 100 (medium confidence).
What moves the price
The share trades about 32% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 10% fair-value upside, at 116%, ITS screens cheaper than that median.
Fair Value models
Bear1.12 SGDFair Value 1.63 SGDBull2.04 SGD
Price 0.7550 SGD · Upside +115.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.0377 SGD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+29.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.3%
’22
’23
’24
’25
What shareholders gained per year (last 3 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+24.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+19.3%
Dividend (yield on the price)4.8%
Profit margin 2022 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.31% → 34%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−1.4%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.3%
Yearly sales growth analysts expect, extended to five years.
After inflation (Singapore: IMF forecast 2.0% a year to 2030, 1.7% from 2016 to 2025) that is about −3.4% a year for the price and +7.1% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 628 stocks
Beats the industry median on 12/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score74 · Top 25%
Fair Value upside+115.9% · Top 25%
Profitability
Return on equity (12 months)76.5% · Top 25%
Return on assets17.9% · Top 25%
Net margin (12 months)31.9% · Top 25%
Operating margin (12 months)33.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)21.7% · Top 25%
Dividend yield (12 months)4.8% · Top 25%
Valuation Multiplesvs Software - Application median · lower = cheaper
P/E (12 months)13.0× · Cheapest 25%
P/B4.88× · Priciest 25%
P/S (12 months)3.18× · Pricier than median
Price / free cash flow (fiscal year)12.4× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Info-Tech Fair Value". https://www.fairvalue-calculator.com/stock/ITS
Frequently asked questions
Is Info-Tech (ITS) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of 1.63 SGD versus a price of 0.7550 SGD, about +116% upside (undervalued).
What is the fair value of ITS?
Our model-based fair value for Info-Tech is 1.63 SGD (as of Nov 8, 2026), built from audited fundamentals. The current price: 0.7550 SGD.
What is the quality score of ITS?
Info-Tech has a Quality Score of 74/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Info-Tech (ITS)?
Our model-based price target is the fair value of 1.63 SGD (as of Nov 8, 2026) from 26 valuation models. Cautious scenario 1.12 SGD, optimistic scenario 2.04 SGD. It is a calculation from audited fundamentals, not an analyst target.
What is the Info-Tech stock forecast for 2026?
Our models put fair value at 1.63 SGD, about +116% upside versus a price of 0.7550 SGD (undervalued). Cautious scenario 1.12 SGD, optimistic scenario 2.04 SGD. The calculation is refreshed regularly with new filings.
What is the revenue of Info-Tech (ITS)?
Info-Tech reported trailing-twelve-month revenue of about 61.3M SGD (latest available figure, as of Nov 8, 2026).
Does Info-Tech pay a dividend?
Info-Tech currently shows a dividend yield of 4.77% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Info-Tech (ITS) and when is the ex-dividend date?
Info-Tech pays a dividend of 0.036 SGD per share a year, a dividend yield of 4.8%. The last ex-dividend date was Aug 20, 2026. The payout ratio is 45.0% of earnings. Free cash flow covers the dividend 1.69 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Info-Tech (ITS)?
For today's price to be fair in a discounted-cash-flow model, Info-Tech would have to grow free cash flow by -1.4 % per year for five years (discount rate 12.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +22.3 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of ITS use?
Our models discount Info-Tech at 12.5 %: a base by market capitalisation (micro), country premium for Singapore. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Info-Tech that is -1.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.5 %) and the same formula as our fair value.
How much growth has Info-Tech (ITS) delivered so far?
Over the past 3 years revenue at Info-Tech grew +22.3 % a year. The price currently implies free-cash-flow growth of -1.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Info-Tech (ITS) growing?
The median revenue growth in the sector is +16.8 % a year. That is the yardstick for the growth priced into Info-Tech (-1.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Info-Tech (ITS)?
The free-cash-flow yield on the price is 8.04 %: that much free cash flow Info-Tech produces per unit of market value. When it exceeds the discount rate of our models (12.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Info-Tech (ITS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Info-Tech it is 1.63 SGD per share (as of Nov 8, 2026), against a price of 0.7550 SGD. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Info-Tech stock overvalued or undervalued in 2026?
As of Nov 8, 2026, ITS trades below its calculated fair value: price 0.7550 SGD, fair value 1.63 SGD, a gap of about +116% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ITS?
No. The price is what the market pays today (0.7550 SGD); the fair value is what the company's own numbers justify (1.63 SGD). For Info-Tech the two are 0.8750 SGD per share apart. That gap is exactly why we show both numbers side by side.
How much is Info-Tech worth?
The market values Info-Tech at about 195M SGD (market capitalisation, as of Nov 8, 2026). Per share that is 0.7550 SGD; our models calculate a fair value of 1.63 SGD per share.
What do the bullish and bearish scenarios say about ITS?
Our models span a range for Info-Tech: cautious scenario 1.12 SGD, base 1.63 SGD, optimistic 2.04 SGD per share (as of Nov 8, 2026, price 0.7550 SGD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ITS?
Info-Tech trades at a price-to-earnings ratio of 13.0 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 1.63 SGD is built from several models across several years. Other multiples: PEG 0.6, P/B 4.9, P/S 3.2, EV/EBITDA 5.5.
What is the PEG ratio of ITS?
The PEG ratio of Info-Tech is 0.58 (P/E divided by earnings growth, as of Nov 8, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Info-Tech (ITS)?
Balance-sheet figures for Info-Tech (as of Nov 8, 2026): return on equity 76.5%. They feed the Quality Score of 74/100, which measures business quality independently of the share price.
How far is ITS from its 52-week high?
Info-Tech trades at 0.7550 SGD, about 32% below its 52-week high of 1.12 SGD and 3% above the low of 0.7316 SGD (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 1.63 SGD is for.
Which stocks are comparable to Info-Tech?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Info-Tech stock attractive at the current price?
The data as of Nov 8, 2026: price 0.7550 SGD, calculated fair value 1.63 SGD (+116%), Quality Score 74/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ITS calculated?
We run Info-Tech through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 1.63 SGD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Info-Tech currently trades 54% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Info-Tech (ITS)?
The closing price on Nov 6, 2026 was 0.7550 SGD. Our model-based fair value is 1.63 SGD, about +116% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Info-Tech right now?
The price is below even our cautious bear case (1.12 SGD). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (74/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (1.12 SGD to 2.04 SGD) leaves room in how you read the outcome.
Key figures of Info-Tech
How large is the market capitalisation of Info-Tech (ITS)?
The market capitalisation of Info-Tech is 195M SGD (≈ $152M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Info-Tech (ITS)?
The price-to-sales ratio of Info-Tech is 3.18 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Info-Tech (ITS)?
Earnings per share at Info-Tech are 0.0582 SGD (price ÷ EPS = P/E 13.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Info-Tech (ITS)?
The dividend yield of Info-Tech is 4.8% (payout 61.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Info-Tech (ITS)?
The net margin of Info-Tech is 31.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Info-Tech (ITS)?
The return on equity (ROE) of Info-Tech is 76.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Info-Tech (ITS)?
On an EBIT basis the return on assets of Info-Tech is 33.1% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Info-Tech (ITS)?
The operating margin of Info-Tech is 33.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Info-Tech (ITS)?
Revenue at Info-Tech is growing +21.7% versus a year earlier (3y avg +22.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Info-Tech (ITS)?
Earnings per share at Info-Tech are growing +88.5% versus a year earlier. How much earnings per share grew versus a year earlier.
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Thin data
Nov 8, 2026