Industria de Diseno Textil SA (ITX) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Industria de Diseno Textil SA stock €64.97, price €60.06, upside +8.2%, quality 80 out of 100. Rating: fairly valued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range €16.75 – €60.06 · fair‑value band €42.84 – €87.92 · the €60.06 price screens below the €64.97 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Industria de Diseño Textil, S.A., together with its subsidiaries, engages in the retail and online distribution of clothing, footwear, accessories, and household products in Spain, rest of Europe, the Americas, Asia, and internationally.
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The company sells its products under the Zara, Pull&Bear, Massimo Dutti, Bershka, Stradivarius, Oysho, Lefties, and Zara Home.
It is also involved in the textile manufacturing, logistics, design, insurance, construction, buyer activities, and real estate businesses, as well as provides financial services. Industria de Diseño Textil, S.A. was founded in 1963 and is headquartered in Corunna, Spain.
Stock analysis
Industria de Diseno Textil SA (ITX) currently trades at €60.06, while our model-based Fair Value estimate is €64.97, so the stock looks roughly fairly valued today (gap 7.6%).
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Valuation
Bull case: the DCF Models group reads highest at a median of €41.36 per share, and 0 of the 26 models we run sit above the €60.06 price.
Bear case: the Economic Profit group reads lowest at €12.70, and 26 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: €42.84 (bear) to €87.92 (bull), the price of €60.06 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 80/100 (high quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Industria de Diseno Textil SA reported revenue of €39.9B in FY2026 versus €27.7B in FY2022, a compound +9.5%/yr. Reported net income was €6.2B in FY2026, compounding +17.7%/yr from FY2022.
Key figures
Market cap €187B Mega · P/E ratio 29.2 · P/S ratio 4.54 · EPS (TTM) €2.06 · Dividend yield 2.9% · Net margin 15.5% · Return on equity 36.8% · Return on assets (EBIT) 19.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 90 out of 100 (high confidence).
What moves the price
The share trades at its 52-week high and 31% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −19% fair-value upside, at 8%, ITX screens cheaper than that median.
Fair Value models
Bear€42.84Fair Value €64.97Bull€87.92
Price €60.06 · Upside +8.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 9 months old). Earnings retained since then (€0.2370 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+3.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.3%
Start year 2021 (pandemic). Over 10 years: +6.7% a year
Revenue growth 26 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−7.9%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+16.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+13.9%
Dividend (yield on the price)2.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.13.9% vs 8.0%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 20%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes about as much growth as the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+15.6%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+6.7%
Yearly sales growth analysts expect, extended to five years.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +13.2% a year for the price and +4.5% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (91 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
AI conclusion: Fast fashion's strong organization capital and pricing power support the moat, yet limited insider buying signals and fast follower risks remain concerns.
Main risk: Shein and Temu could capture more market share with lower prices and on-demand production from China, squeezing Inditex's sales volumes and margins in mass-market apparel.
Bull case: Inditex could leverage its integrated supply chain and brand diversification to maintain speed advantages over Shein and Temu while adapting inventory practices to meet EU rules without major margin erosion.
Bear case: If Shein and Temu continue gaining share and EU rules increase inventory costs, Inditex might see slower growth and compressed margins as its core fast-fashion model faces sustained competitive and regulatory pressure.
Inditex keeps opening stores for brands like Bershka in the United States as part of its push into new markets. The same integrated supply chain that supports quick trend response across all formats also underpins steady sales growth in existing regions. Will the added reach from these expansions strengthen the overall model more than it stretches management attention across multiple concepts?
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 102 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score80 · Top 25%
Fair Value upside+8.2% · Below median
Profitability
Return on equity (12 months)36.8% · Top 25%
Return on assets17.5% · Top 25%
Net margin (12 months)15.5% · Top 25%
Operating margin (12 months)18.9% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)9.1% · Above median
Dividend yield (12 months)2.9% · Below median
Valuation Multiplesvs Apparel Retail median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Industria de Diseno Textil SA Fair Value". https://www.fairvalue-calculator.com/stock/ITX
Frequently asked questions
Is Industria de Diseno Textil SA (ITX) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of €64.97 versus a price of €60.06, about +8% upside (fairly valued).
What is the fair value of ITX?
Our model-based fair value for Industria de Diseno Textil SA is €64.97 (as of Nov 5, 2026), built from audited fundamentals. The current price: €60.06.
What is the quality score of ITX?
Industria de Diseno Textil SA has a Quality Score of 80/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Industria de Diseno Textil SA (ITX)?
Our model-based price target is the fair value of €64.97 (as of Nov 5, 2026) from 26 valuation models. Cautious scenario €42.84, optimistic scenario €87.92. It is a calculation from audited fundamentals, not an analyst target.
What is the Industria de Diseno Textil SA stock forecast for 2026?
Our models put fair value at €64.97, about +8% upside versus a price of €60.06 (fairly valued). Cautious scenario €42.84, optimistic scenario €87.92. The calculation is refreshed regularly with new filings.
What is the revenue of Industria de Diseno Textil SA (ITX)?
Industria de Diseno Textil SA reported trailing-twelve-month revenue of about €41.3B (latest available figure, as of Nov 5, 2026).
Does Industria de Diseno Textil SA pay a dividend?
Industria de Diseno Textil SA currently shows a dividend yield of 2.91% relative to its recent price (as of Nov 5, 2026).
What growth is priced into Industria de Diseno Textil SA (ITX)?
For today's price to be fair in a discounted-cash-flow model, Industria de Diseno Textil SA would have to grow free cash flow by +15.6 % per year for five years (discount rate 10.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +14.3 % per year. As of Nov 5, 2026.
What discount rate (WACC) does the fair value of ITX use?
Our models discount Industria de Diseno Textil SA at 10.4 %: a base by market capitalisation (large), damped by beta 0.96, country premium for Spain. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Industria de Diseno Textil SA that is +15.6 % per year a year over ten years, using the same discount rate (10.4 %) and the same formula as our fair value.
How much growth has Industria de Diseno Textil SA (ITX) delivered so far?
Over the past 5 years revenue at Industria de Diseno Textil SA grew +14.3 % a year. The price currently implies +15.6 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Industria de Diseno Textil SA (ITX) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Industria de Diseno Textil SA (+15.6 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Industria de Diseno Textil SA (ITX)?
The free-cash-flow yield on the price is 3.76 %: that much free cash flow Industria de Diseno Textil SA produces per unit of market value. When it exceeds the discount rate of our models (10.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Industria de Diseno Textil SA (ITX)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Industria de Diseno Textil SA it is €64.97 per share (as of Nov 5, 2026), against a price of €60.06. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Industria de Diseno Textil SA stock overvalued or undervalued in 2026?
As of Nov 5, 2026, ITX trades below its calculated fair value: price €60.06, fair value €64.97, a gap of about +8% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ITX?
No. The price is what the market pays today (€60.06); the fair value is what the company's own numbers justify (€64.97). For Industria de Diseno Textil SA the two are €4.91 per share apart. That gap is exactly why we show both numbers side by side.
How much is Industria de Diseno Textil SA worth?
The market values Industria de Diseno Textil SA at about €187B (market capitalisation, as of Nov 5, 2026). Per share that is €60.06; our models calculate a fair value of €64.97 per share.
What do the bullish and bearish scenarios say about ITX?
Our models span a range for Industria de Diseno Textil SA: cautious scenario €42.84, base €64.97, optimistic €87.92 per share (as of Nov 5, 2026, price €60.06). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ITX?
Industria de Diseno Textil SA trades at a price-to-earnings ratio of 29.2 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €64.97 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2017 to 2026), reported earnings, FY2026 ex one-offs: 26.3. Other multiples: PEG 3.7, P/B 9.2, P/S 4.5, EV/EBITDA 18.6.
What is the PEG ratio of ITX?
The PEG ratio of Industria de Diseno Textil SA is 3.74 (P/E divided by earnings growth, as of Nov 5, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Industria de Diseno Textil SA (ITX)?
Balance-sheet figures for Industria de Diseno Textil SA (as of Nov 5, 2026): return on equity 36.8%. They feed the Quality Score of 80/100, which measures business quality independently of the share price.
How far is ITX from its 52-week high?
Industria de Diseno Textil SA trades at €60.06, at its 52-week high of €60.06 and 31% above the low of €45.75 (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of €64.97 is for.
Which stocks are comparable to Industria de Diseno Textil SA?
From the same area (Consumer Cyclical) we also value The TJX Companies, Inc, Fast Retailing Co, Ross Stores, Inc, Trent Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Industria de Diseno Textil SA stock attractive at the current price?
The data as of Nov 5, 2026: price €60.06, calculated fair value €64.97 (+8%), Quality Score 80/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ITX calculated?
We run Industria de Diseno Textil SA through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €64.97, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. Industria de Diseno Textil SA currently trades 8% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Industria de Diseno Textil SA (ITX)?
The closing price on Nov 5, 2026 was €60.06. Our model-based fair value is €64.97, about +8% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Industria de Diseno Textil SA right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (€42.84 to €87.92) leaves room in how you read the outcome.
Where does the earnings growth of Industria de Diseno Textil SA (ITX) come from?
Earnings per share at Industria de Diseno Textil SA grew +8.3 % a year from 2015 to 2026. Broken into its drivers: revenue per share +7.0 %, EBIT margin +1.4 %, tax rate −0.1 %, residual (interest, one-offs) −0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Industria de Diseno Textil SA
How large is the market capitalisation of Industria de Diseno Textil SA (ITX)?
The market capitalisation of Industria de Diseno Textil SA is €187B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Industria de Diseno Textil SA (ITX)?
The price-to-sales ratio of Industria de Diseno Textil SA is 4.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Industria de Diseno Textil SA (ITX)?
Earnings per share at Industria de Diseno Textil SA are €2.06 (price ÷ EPS = P/E 29.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Industria de Diseno Textil SA (ITX)?
The dividend yield of Industria de Diseno Textil SA is 2.9% (payout 85.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Industria de Diseno Textil SA (ITX)?
The net margin of Industria de Diseno Textil SA is 15.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Industria de Diseno Textil SA (ITX)?
The return on equity (ROE) of Industria de Diseno Textil SA is 36.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Industria de Diseno Textil SA (ITX)?
On an EBIT basis the return on assets of Industria de Diseno Textil SA is 19.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Industria de Diseno Textil SA (ITX)?
The operating margin of Industria de Diseno Textil SA is 18.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Industria de Diseno Textil SA (ITX)?
Revenue at Industria de Diseno Textil SA is growing +9.1% versus a year earlier (3y avg +7.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Industria de Diseno Textil SA (ITX)?
Earnings per share at Industria de Diseno Textil SA are growing +8.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Industria de Diseno Textil SA (ITX) carry?
The net debt of Industria de Diseno Textil SA is €659M (fiscal year 2026, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 5, 2026