JM Financial Limited (JMFINANCIL) Fair Value & Analysis
Financial Services · IN · Market cap ₹124B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated today
Share price +8.1% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹110.69 – ₹186.23 · fair‑value band ₹116.94 – ₹194.89 · the ₹129.26 price screens below the ₹155.91 fair value. As of Jul 3, 2026.
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JM Financial Limited (JMFINANCIL) currently trades at ₹129.26, while our model-based Fair Value estimate is ₹155.91 — implying the stock looks roughly 20.6% undervalued today. We read business quality at 52/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, JM Financial Limited generated revenue of ₹35.0B at a net margin of 34.4%. It earns a return on equity of 11.1%. Net debt stands at ₹67.7B. The stock trades on a trailing P/E of 10.3. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
JM Financial Limited, together with its subsidiaries, provides various integrated and diversified financial services to corporations, financial institutions, government organizations, high net-worth individuals, and retail customers in India and internationally. The company operates through Investment Bank; Mortgage Lending; Alternative & Distressed Credit; and Asset Management, Wealth Management & Securities Business (Platform AWS) segments. The Investment Bank segment manages capital markets transactions, as well as advises on mergers and acquisitions, and private equity syndication. This segment also provides institutional equities business and research, portfolio management, private equity funds, fixed income, syndication, and finance services. The Mortgage Lending segment offers finance against commercial and residential real estate to a range of corporate and non-corporate clients; housing finance; and lending services to educational institutions. The Alternative & Distressed …
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
JM Financial Limited reported revenue of ₹42.6B in FY2026 versus ₹37.5B in FY2022, a compound +3.2%/yr. Reported net income was ₹12.0B in FY2026, compounding +11.7%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.