Komercní banka, a.s., (KOMB) Fair Value & Analysis
Financial Services · CZ · Market cap 188B CZK
Fair value as of: Jun 26, 2026
From 22 valuation models · updated 4 days ago
Share price −0.2% over the past month.
Price vs Fair Value (12 months)
12‑month range 902.63 CZK – 1,151 CZK · fair‑value band 932.17 CZK – 1,554 CZK · the 996.00 CZK price screens below the 1,243 CZK fair value. As of Jun 26, 2026.
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Komercní banka, a.s., (KOMB) currently trades at 996.00 CZK, while our model-based Fair Value estimate is 1,243 CZK — implying the stock looks roughly 24.8% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Komercní banka, a.s., generated revenue of 38.0B CZK at a net margin of 47.1%. Revenue declined 4.1% year over year. It earns a return on equity of 13.6%. Net debt stands at 1.7B CZK. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Komercní banka, a.s., together with its subsidiaries, provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. The company operates through Retail Banking, Corporate Banking, and Investment Banking segments. It accepts various deposits, such as current, business, and savings accounts; term deposits; and building savings. The company's loan products include personal, revolving, sustainable housing, syndicated, consumer, credit card, and business loans; mortgages; home equity loans and lines of credit; and overdrafts, as well as operational, investment, pension, import and export, claim, real estate, and structured financing. It also offers debit and credit cards; travel, risk life, savings life, accident, residential real estate, household, investment life, property, capital life, solvency, and payment insurance products; bond issuance and private banking services; foreign currency and derivative products; in…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Komercní banka, a.s., reported revenue of 36.8B CZK in FY2025 versus 31.3B CZK in FY2021, a compound +4.1%/yr. Reported net income was 18.1B CZK in FY2025, compounding +9.1%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.