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Katapult Holdings (KPLT) Fair Value & Analysis

Technology · US · Market cap $30.0M

KH Katapult Holdings logo Katapult Holdings KPLT · US
Price$6.95
Fair Value$7.27
Upside+4.7%
Quality30/100
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Evidence: Medium Range $4.70 – $9.84

Fair value as of: Jul 18, 2026

From 13 valuation models · updated today

Share price +13.2% over the past month.

Price vs Fair Value (12 months)

$23.12 $5.75 Fair Value $7.27 Jul 2025 Jul 2026

12‑month range $5.75 – $23.12 · fair‑value band $4.70 – $9.84 · the $6.95 price screens below the $7.27 fair value. As of Jul 18, 2026.

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Analysis

Katapult Holdings (KPLT) currently trades at $6.95, while our model-based Fair Value estimate is $7.27, implying the stock looks roughly 4.7% fairly valued today. We read business quality at 30/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Katapult Holdings generated revenue of $299M at a net margin of 4.3%. Revenue grew 9.8% year over year. Net debt stands at $56.7M. The stock trades on a trailing P/E of 5.1. Fundamentals as of Jul 18, 2026

Our scenario range runs from $4.70 (bear case) to $9.84 (bull case); at $6.95, the current price sits within that range. The share trades about 71% below its 52-week high and 26% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -80% fair-value upside, at 5%, KPLT screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $299M
Revenue growth (YoY) +9.8%
Net margin 4.3%
Return on equity -341%
Free cash flow −$12.0M FY2025
P/E ratio 5.1
More key figures
Operating margin 17.1%
EPS (TTM) $1.24
EPS growth (YoY) -18.4%
Net debt $56.7M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 18, 2026. TTM = trailing twelve months.

About the company

Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable non-prime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in app marketplace. In addition, the company offers its platform through direct integration, waterfall integration, mobile app, and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Katapult Holdings reported revenue of $292M in FY2025 versus $303M in FY2021, a compound −0.9%/yr. Reported net income was $1.4M in FY2025, compounding −49.6%/yr from FY2021.

Revenue −0.9%/yr
FY21 $303M
FY22 $209M
FY23 $222M
FY24 $247M
FY25 $292M
Net income −49.6%/yr
FY21 $21.2M
FY22 −$40.5M
FY23 −$36.7M
FY24 −$25.9M
FY25 $1.4M

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Cite: Fair Value Calculator (2026). "Katapult Holdings Fair Value". https://www.fairvalue-calculator.com/stock/KPLT

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Frequently asked questions

Is Katapult Holdings (KPLT) undervalued?
As of Jul 18, 2026, our model estimates a fair value of $7.27 versus a price of $6.95, about +5% (fairly valued). Model-based estimate, not financial advice.
What is the fair value of KPLT?
Our model-based fair value for Katapult Holdings is $7.27 (as of Jul 18, 2026), built from audited fundamentals. The current price is $6.95.
What is the quality score of KPLT?
Katapult Holdings has a Quality Score of 30/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Katapult Holdings (KPLT)?
Katapult Holdings reported trailing-twelve-month revenue of about $299M (latest available figure, as of Jul 18, 2026).
What is the net profit margin of KPLT?
The net profit margin of Katapult Holdings is about 4.3%, meaning it keeps roughly 4.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.