Katapult Holdings Inc (KPLT) Fair Value & Analysis
Technology · US · Market cap $30.0M · ISIN US4858591021
What is Katapult Holdings Inc really worth?
Katapult Holdings Inc
KPLT · US
Below-average quality, trading 26% below our fair value of $7.27.
Strengths
Risks
Fair value as of: Aug 13, 2026
From 12 valuation models · updated 18 days ago
Share price −15.2% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The large discount to fair value meets weak quality (38/100). That raises the risk this is a value trap rather than a bargain.
- A fairly wide model range ($4.70 to $9.84) leaves room in how you read the outcome.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range $5.16 – $363.00 · fair‑value band $4.70 – $9.84 · the $5.41 price screens below the $7.27 fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Katapult Holdings Inc (KPLT) currently trades at $5.41, while our model-based Fair Value estimate is $7.27, implying the stock looks roughly 25.6% undervalued today. The Quality Score stands at 38/100 (below-average quality), in the Technology sector. Bull case: the Multiples group reads highest at a median of $65.68 per share, and 9 of the 12 models we run sit above the $5.41 price. Bear case: the Earnings-Based group reads lowest at $4.67, and 3 of the 12 models stay below the price. Evidence for this calculation is medium.
Over the trailing twelve months, Katapult Holdings Inc generated revenue of $299M at a net margin of 4.3%. Revenue grew 9.8% year over year. Net debt stands at $56.7M. The stock trades on a trailing P/E of 4.4. Fundamentals as of Aug 13, 2026
Our scenario range runs from $4.70 (bear case) to $9.84 (bull case); at $5.41, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 78% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at −34% fair-value upside, at 34%, KPLT screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $0.8289 per share, which is 11.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 12 models by family
Widest divergence: DCF Models ($623.38) versus Earnings-Based ($4.67). Highest evidence: Owner Earnings (74).
Notify me when KPLT reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 34 · Market factors (momentum, volatility) 13
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable non-prime customers to purchase everyday durable goods.
Full company description
Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable non-prime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in app marketplace. In addition, the company offers its platform through direct integration, waterfall integration, mobile app, and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Katapult Holdings Inc reported revenue of $292M in FY2025 versus $303M in FY2021, a compound −0.9%/yr. Reported net income was $1.4M in FY2025, compounding −49.6%/yr from FY2021.
Watch KPLT: get an alert when its fair value changes →
Peer Group
Software - Infrastructure · 378 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $480.35 | $365.74 | −24% |
| Oracle Corporation ORCL | $151.94 | $117.84 | −22% |
| Fortinet, Inc FTNT | $166.00 | $61.46 | −63% |
| Synopsys, Inc SNPS | $442.61 | $101.19 | −77% |
| Block, Inc XYZ | A$111.01 | A$70.69 | −36% |
| CoreWeave, Inc CRWV | $105.26 | $71.79 | −32% |
| NetApp, Inc NTAP | $190.64 | $154.83 | −19% |
| Adyen N.V ADYEN | €1,080 | €707.53 | −34% |
| MongoDB, Inc MDB | $440.58 | $93.91 | −79% |
| Okta, Inc OKTA | $166.23 | $30.50 | −82% |
Compare Katapult Holdings Inc with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Technology stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Katapult Holdings Inc (KPLT) overvalued or undervalued?
What is the fair value of KPLT?
What is the quality score of KPLT?
What is the revenue of Katapult Holdings Inc (KPLT)?
What is the net profit margin of KPLT?
Watch Katapult Holdings Inc in the live analysis
One click puts Katapult Holdings Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.