Lider Faktoring A.S., a factoring company, (LIDFA) Fair Value & Analysis
Financial Services · TR · Market cap 2.8B TRY
Fair value as of: Aug 13, 2026
From 8 valuation models · updated today
Share price −4.7% over the past month.
Below-average quality, screening 100% undervalued on our models.
What matters now
- The large discount to fair value meets weak quality (42/100). That raises the risk this is a value trap rather than a bargain.
- The price is below even our cautious bear case (2.73 TRY). The market is more pessimistic than our downside scenario.
- A fairly wide model range (2.73 TRY to 6.53 TRY) leaves room in how you read the outcome.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range 0.2098 TRY – 3.66 TRY · fair‑value band 2.73 TRY – 6.53 TRY · the 2.61 TRY price screens below the 5.22 TRY fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Lider Faktoring A.S., a factoring company, (LIDFA) currently trades at 2.61 TRY, while our model-based Fair Value estimate is 5.22 TRY, implying the stock looks roughly 100.0% undervalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Over the trailing twelve months, Lider Faktoring A.S., a factoring company, generated revenue of 5.1B TRY at a net margin of 20.3%. Revenue grew 35.4% year over year. It earns a return on equity of 39.0%. Net debt stands at 9.2B TRY. Fundamentals as of Aug 13, 2026
Our scenario range runs from 2.73 TRY (bear case) to 6.53 TRY (bull case); at 2.61 TRY, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 31% below its 52-week high and 49% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at 100%, LIDFA screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 8 models by family
Widest divergence: Earnings-Based (31.16 TRY) versus Dividend Discount (0.1300 TRY). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 53
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Lider Faktoring A.S., a factoring company, provides various financing solutions industrial and commercial companies in Turkey. It offers factoring and asset management services; and collection and financing services for tracking of receivables. Lider Faktoring A.S. was formerly known as Lider Faktoring Hizmetleri A.S.
Full company description
Lider Faktoring A.S., a factoring company, provides various financing solutions industrial and commercial companies in Turkey. It offers factoring and asset management services; and collection and financing services for tracking of receivables. Lider Faktoring A.S. was formerly known as Lider Faktoring Hizmetleri A.S. and changed its name to Lider Faktoring A.S. in July 2013. The company was incorporated in 1992 and is headquartered in Istanbul, Turkey.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Lider Faktoring A.S., a factoring company, reported revenue of 2.1B TRY in FY2025 versus 120M TRY in FY2021, a compound +104.2%/yr. Reported net income was 969M TRY in FY2025, compounding +124.5%/yr from FY2021.
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Peer Group
Credit Services · 334 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Credit Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | $348.97 | $204.19 | -41% |
| Mastercard Incorporated MA | $537.70 | $221.87 | -59% |
| American Express Company AXP | $358.44 | $206.40 | -42% |
| Bajaj Finance Limited BAJFINANCE | ₹1,056 | ₹397.61 | -62% |
| Shriram Finance Limited SHRIRAMFIN | ₹1,024 | ₹553.83 | -46% |
| Cholamandalam Investment and Finance Company CHOLAFIN | ₹1,808 | ₹796.52 | -56% |
| Tata Capital Limited TATACAP | ₹360.60 | ₹229.85 | -36% |
| Power Finance Corporation PFC | ₹405.10 | ₹810.20 | +100% |
| Muthoot Finance Limited MUTHOOTFIN | ₹3,129 | ₹3,463 | +11% |
| Indian Railway Finance Corporation IRFC | ₹88.41 | ₹69.72 | -21% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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