Manappuram Finance Limited (MANAPPURAM) Fair Value & Analysis
Financial Services · IN · Market cap ₹303B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated today
Share price +5.2% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹242.33 – ₹325.12 · fair‑value band ₹104.14 – ₹173.57 · the ₹323.10 price screens above the ₹147.39 fair value. As of Jul 3, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Manappuram Finance Limited (MANAPPURAM) currently trades at ₹323.10, while our model-based Fair Value estimate is ₹147.39 — implying the stock looks roughly 54.4% overvalued today. We read business quality at 54/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Manappuram Finance Limited generated revenue of ₹41.8B at a net margin of 24.0%. Revenue grew 109.3% year over year. It earns a return on equity of 7.0%. Net debt stands at ₹517B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It offers loans, such as gold, doorstep gold, online gold, vehicle, business, digital personal, and corporate loans; financing products, including two-wheeler finance, and micro home finance. The company also provides foreign exchange money transfer, digital wallet, and other services, such as depository services, demat account, and pan card services. In addition, it offers financing services for construction equipment and farm equipment. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Manappuram Finance Limited reported revenue of ₹95.2B in FY2026 versus ₹60.5B in FY2022, a compound +12.0%/yr. Reported net income was ₹10.0B in FY2026, compounding −6.8%/yr from FY2022.
Is MANAPPURAM fairly valued? → Check now
Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €278.30 | €152.55 | -45% |
| Mastercard Incorporated M4I | €428.00 | €240.44 | -44% |
| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $177.63 | $125.08 | -30% |
| Bajaj Finance Limited BAJFINANCE | ₹968.30 | ₹720.78 | -26% |
| PayPal Holdings PYPL34 | R$11.10 | R$3.93 | -65% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Manappuram Finance Limited (MANAPPURAM) undervalued?
What is the fair value of MANAPPURAM?
What is the quality score of MANAPPURAM?
What is the revenue of Manappuram Finance Limited (MANAPPURAM)?
What is the net profit margin of MANAPPURAM?
Does Manappuram Finance Limited pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.