One MobiKwik Systems Limited (MOBIKWIK) Fair Value & Analysis
Technology · IN · Market cap ₹16.2B
Fair value as of: Jul 3, 2026
From 6 valuation models · updated today
Share price +4.3% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹155.07 – ₹325.29 · fair‑value band ₹242.79 – ₹352.40 · the ₹202.71 price screens below the ₹297.59 fair value. As of Jul 3, 2026.
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One MobiKwik Systems Limited (MOBIKWIK) currently trades at ₹202.71, while our model-based Fair Value estimate is ₹297.59 — implying the stock looks roughly 46.8% undervalued today. We read business quality at 35/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.
Over the trailing twelve months, One MobiKwik Systems Limited generated revenue of ₹11.2B at a net margin of -5.6%. Revenue grew 7.8% year over year. It earns a return on equity of -11.0%. The balance sheet holds a net cash position of ₹6.2B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments, and other services through wallet; and operates prepaid payment instruments, including wallet payment system. It also provides Pocket UPI to make UPI payments through MobiKwik Wallet without linking bank account; MobiKwik ZIP, a pay-later product with a 30-day interest free credit line; ZIP EMI, a personal loan for salaried and self-employed individuals; co-branded credit cards backed by fixed deposits; Lens, a personal financial management product using bank data; Xtra, a peer to peer lending product; fixed deposits with RBI-registered NBFCs and banks; and mutual funds and digital gold distribution services. In addition, the company offers personal finance management, which utilized account aggregator technology to provide …
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
One MobiKwik Systems Limited reported revenue of ₹11.5B in FY2026 versus ₹5.3B in FY2022, a compound +21.7%/yr. Reported net income was −₹621M in FY2026.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.