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Marqeta, Inc (MQ) Fair Value & Analysis

Technology · US · Market cap $1.6B

Price$3.83
Fair Value$5.84
Upside+52.5%
Quality95/100
Evidence: Medium Range $4.38 – $7.30

Fair value as of: Jun 24, 2026

Analysis

Marqeta, Inc (MQ) currently trades at $3.83, while our model-based Fair Value estimate is $5.84 — implying the stock looks roughly 52.5% undervalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

About the company

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense ma…

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Frequently asked questions

Is Marqeta, Inc (MQ) undervalued?
As of Jun 24, 2026, our model estimates a fair value of $5.84 versus a price of $3.83 — about +52% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MQ?
Our 21-model fair value for Marqeta, Inc is $5.84 (as of Jun 24, 2026), built from audited fundamentals. The current price is $3.83.
What is the quality score of MQ?
Marqeta, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.