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NewtekOne, Inc (NEWT) Fair Value & Analysis

Financial Services · US · Market cap $401M

Price$14.43
Fair Value$27.26
Upside+88.9%
Quality95/100
Evidence: High Range $20.44 – $34.07

Fair value as of: Jun 26, 2026

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Analysis

NewtekOne, Inc (NEWT) currently trades at $14.43, while our model-based Fair Value estimate is $27.26 — implying the stock looks roughly 88.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound…

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Frequently asked questions

Is NewtekOne, Inc (NEWT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $27.26 versus a price of $14.43 — about +89% (undervalued). Model-based estimate, not financial advice.
What is the fair value of NEWT?
Our 21-model fair value for NewtekOne, Inc is $27.26 (as of Jun 26, 2026), built from audited fundamentals. The current price is $14.43.
What is the quality score of NEWT?
NewtekOne, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.