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NLC India Limited (NLCINDIA) Fair Value & Analysis

Utilities · IN · Market cap ₹422B

NI NLC India Limited NLCINDIA · NSE
Price₹304.40
Fair Value₹273.47
Upside-10.2%
Quality45/100
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Expensive Growth
Highly profitable · 20.1% net margin
Moderate debt · negative free cash flow
1.22% dividend yield
Mixed vs. peers (6/13)
Moderate moat 61/100
Evidence: Medium Range ₹205.10 – ₹341.83 Share as image

Fair value as of: Jul 15, 2026

From 16 valuation models · updated 26 days ago

Share price +3.4% over the past month.

Below-average quality, and screening another 10% overvalued on our models.

What matters now

  • Our model range runs from ₹205.10 (bear) to ₹341.83 (bull), base ₹273.47. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 45/100 (below-average quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

₹370.90 ₹40.38 Fair Value ₹273.47 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range ₹40.38 – ₹370.90 · fair‑value band ₹205.10 – ₹341.83 · the ₹304.40 price screens above the ₹273.47 fair value. Dashed = 300-day average. As of Jul 15, 2026.

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Analysis

NLC India Limited (NLCINDIA) currently trades at ₹304.40, while our model-based Fair Value estimate is ₹273.47, implying the stock looks roughly 10.2% overvalued today. The Quality Score stands at 45/100 (below-average quality), in the Utilities sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, NLC India Limited generated revenue of ₹175B at a net margin of 20.1%. Revenue declined 0.3% year over year. It earns a return on equity of 16.0%. Net debt stands at ₹270B. Fundamentals as of Jul 15, 2026

Our scenario range runs from ₹205.10 (bear case) to ₹341.83 (bull case); at ₹304.40, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 22% below its 52-week high and 41% above its 52-week low, currently above its 200-day average. For context, the median of 10 Utilities peers we cover trades at -27% fair-value upside, at -10%, NLCINDIA screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income ₹175.27 ₹235.02 ₹874.29 76
ROIC Compounder ₹48.31 ₹85.07 ₹117.75 72
Gordon GGM ₹51.06 ₹111.48 ₹187.57 70
All 16 models by family
Earnings-Based
Graham-Dodd ₹172.73 ₹783.84 ₹1,075 54
Lynch FV ₹205.01 ₹292.87 ₹380.74 50
PEG = 1.0 ₹205.01 ₹292.87 ₹380.74 46
EPV ₹48.31 ₹85.07 ₹117.75 59
Dividend Discount
Gordon GGM ₹51.06 ₹111.48 ₹187.57 70
DDM Multi-Stage ₹51.06 ₹91.32 ₹116.18 61
Multiples
P/E Multiple ₹342.91 ₹457.22 ₹571.52 63
P/S Multiple ₹236.49 ₹315.32 ₹394.15 58
P/B Multiple ₹205.10 ₹273.47 ₹341.83 55
EV/EBIT ₹100.39 ₹187.20 ₹274.01 53
EV/EBITDA ₹142.24 ₹242.99 ₹343.75 54
EV/Revenue ₹50.62 ₹140.90 ₹231.18 43
Asset-Based
NCAV (Graham) ₹75.96 ₹101.79 ₹151.93 50
Economic Profit
Residual Income ₹175.27 ₹235.02 ₹874.29 76
ROIC Compounder ₹48.31 ₹85.07 ₹117.75 72
Growth Earnings
Growth-Adj P/E ₹305.15 ₹435.93 ₹566.71 68

Widest divergence: Growth Earnings (₹435.93) versus Economic Profit (₹85.07). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) ₹175B
Revenue growth (YoY) -0.3%
Net margin 20.1%
Return on equity 16.0%
Free cash flow −₹46.7B FY2026
P/E ratio 13.2
More key figures
Operating margin 28.3%
EPS (TTM) ₹25.41
Dividend yield 1.1%
EPS growth (YoY) -12.7%
Net debt ₹270B FY2026

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 45/100

Of which business quality 41 · Market factors (momentum, volatility) 64

Profitability 45
Margins and returns on capital today
Quality Growth 55
Are margins and returns improving?
Cashflow 24
Earnings quality: real cash, not paper profit
Fin. Strength 21
Balance sheet, leverage, solvency risk
Investment 36
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 58
Price trend over the last 3–12 months (market factor)
52W Momentum 60
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

NLC India Limited engages in the mining and power generation business in India. The company mines for lignite and coal; and generates power through lignite and coal, as well as through thermal, solar, and wind power plants.

Full company description

NLC India Limited engages in the mining and power generation business in India. The company mines for lignite and coal; and generates power through lignite and coal, as well as through thermal, solar, and wind power plants. It also operates open cast lignite mines with a mining capacity of 28.0 million tonnes per annum (MTPA) in Tamil Nadu and 30.10 MTPA in Rajasthan; and has total coal mining capacity of 20.00 MTPA. In addition, it provides consultancy services to the mining sector and firms in the solar power generation sector. Further, the company has a total installed thermal power generation capacity of 5,300 MW; and renewable energy generation capacity of 1,483.89 MW. It serves state distribution firms, commercial enterprises, and industrial consumers. The company was formerly known as Neyveli Lignite Corporation Limited and changed its name to NLC India Limited in April 2016. The company was incorporated in 1956 and is based in Cuddalore, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

NLC India Limited reported revenue of ₹175B in FY2026 versus ₹119B in FY2022, a compound +10.0%/yr. Reported net income was ₹35.2B in FY2026, compounding +34.0%/yr from FY2022.

Growth Quality 58/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹175B
Latest YoY
+14.4%
Avg. growth/yr (3Y)
+2.4%
Avg. growth/yr (5Y)
+12.2%
Avg. growth/yr (21Y)
+8.8%
Revenue +10.0%/yr
FY22 ₹119B
FY23 ₹163B
FY24 ₹130B
FY25 ₹153B
FY26 ₹175B
Net income +34.0%/yr
FY22 ₹10.9B
FY23 ₹14.0B
FY24 ₹18.5B
FY25 ₹26.2B
FY26 ₹35.2B

NLCINDIA screens 10% overvalued. Compare with NextEra Energy, Inc →

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Cite: Fair Value Calculator (2026). "NLC India Limited Fair Value". https://www.fairvalue-calculator.com/stock/NLCINDIA

Peer Group

Utilities - Regulated Electric · 154 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Below median
Fair Value upside −10% · Above median
Return on equity (TTM) 16% · Top 25%
Return on assets 3% · Above median
Net margin (TTM) 20% · Top 25%
Operating margin (TTM) 28% · Top 25%
Revenue growth -0% · Below median
Dividend yield (TTM) 1.2% · Below median
Debt / equity 1.09× · Higher than median

Valuation Multiples vs Utilities - Regulated Electric median · lower = cheaper

P/E (TTM) 12.4× · Cheaper than median
P/B 2.01× · Pricier than median
P/S (TTM) 2.42× · Pricier than median
EV/EBITDA 11.5× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 20 · sector 7
FUTURE 0 · sector 32
PAST 64 · sector 39
HEALTH 45 · sector 54
DIVIDEND 24 · sector 56

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Utilities - Regulated Electric stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
NextEra Energy, Inc NEE $88.80 $32.94 -63%
The Southern Company SO $95.61 $61.06 -36%
Duke Energy Corporation DUK $126.11 $97.11 -23%
National Grid plc NGG 61,175 ARS 44,377 ARS -27%
American Electric Power Company AEP $132.50 $79.33 -40%
Dominion Energy, Inc D $70.08 $46.92 -33%
NTPC Limited NTPC ₹341.85 ₹377.16 +10%
CEZ, a. s. CEZ 232.40 PLN 159.33 PLN -31%
Power Grid Corporation POWERGRID ₹283.55 ₹252.77 -11%
China National Nuclear Power Co 601985 ¥8.91 ¥7.69 -14%

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Frequently asked questions

Is NLC India Limited (NLCINDIA) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of ₹273.47 versus a price of ₹304.40, about −10% (overvalued).
What is the fair value of NLCINDIA?
Our model-based fair value for NLC India Limited is ₹273.47 (as of Jul 15, 2026), built from audited fundamentals. The current price is ₹304.40.
What is the quality score of NLCINDIA?
NLC India Limited has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of NLC India Limited (NLCINDIA)?
NLC India Limited reported trailing-twelve-month revenue of about ₹175B (latest available figure, as of Jul 15, 2026).
What is the net profit margin of NLCINDIA?
The net profit margin of NLC India Limited is about 20.1%, meaning it keeps roughly 20.1% of revenue as net income. Based on the latest reported figures.
Does NLC India Limited pay a dividend?
NLC India Limited currently shows a dividend yield of about 1.14% relative to its recent price (as of Jul 15, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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