Northern Arc Capital Limited (NORTHARC) Fair Value & Analysis
Financial Services · IN · Market cap ₹49.7B
Fair value as of: Jul 3, 2026
From 23 valuation models · updated today
Share price +4.8% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹208.84 – ₹313.73 · fair‑value band ₹214.27 – ₹628.12 · the ₹310.20 price screens below the ₹502.49 fair value. As of Jul 3, 2026.
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Northern Arc Capital Limited (NORTHARC) currently trades at ₹310.20, while our model-based Fair Value estimate is ₹502.49 — implying the stock looks roughly 62.0% undervalued today. We read business quality at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Northern Arc Capital Limited generated revenue of ₹13.8B at a net margin of 29.4%. Revenue grew 28.1% year over year. It earns a return on equity of 11.0%. Net debt stands at ₹118B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Northern Arc Capital Limited operates as a non-banking financial company in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers lending and allied services, such as advisory and syndication services; loans for personal, business, education, and mortgage purposes; MSME financing, MFI, consumer and vehicle finance, and housing and agriculture finance; rural financing; mid-market corporate lending, loans against property, and supply chain finance; and fund management services, including alternative investment funds and portfolio management services. It also provides debt products, such as term and working capital loans, non-convertible debentures, principal protected market linked debentures, commercial papers, external commercial borrowings, and sub-debt products; and credit-enhanced debt products, including guarantee-backed lending, single issuer partial credit enhanced, and pooled loan and bond …
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Northern Arc Capital Limited reported revenue of ₹27.0B in FY2026 versus ₹7.2B in FY2022, a compound +39.0%/yr. Reported net income was ₹4.1B in FY2026, compounding +22.2%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.