EN DE
Watch New Peoples Bankshares Inc for free: we tell you when fair value or trend changes.
Data-driven stock valuation

New Peoples Bankshares Inc (NWPP) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of New Peoples Bankshares Inc stock $3.45, price $5.00, that is 31.0% below the price, quality 60 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services US

NP New Peoples Bankshares Inc logo Broad data Nov 8, 2026

New Peoples Bankshares Inc

NWPP · US
Solid, but expensive

Our calculation puts a fair price 31% below what the stock costs today.

Quality 60/100
Healthy Growth (revenue 5y +9.1 %/yr in USD)
Highly profitable · 27.0% net margin (TTM)
1.8% dividend yield · Low payout
Ranks above peers (9/14)
Broad data
Costs just 9.4 times its yearly profit.
Wide moat 65/100 · thin data
Insiders bought $228,646 (6M) · sold $6,450
Fair value $3.45 · Overvalued
⚠ Thinly traded
Watch New Peoples Bankshares Inc for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$5.00 $1.10 Fair Value $3.45 Jul 2015 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.

How to read this chart

60‑month range $1.10 – $5.00 · fair‑value band $3.09 – $4.21 · the $5.00 price screens above the $3.45 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.

Follow New Peoples Bankshares in your weekly email

Every Wednesday you see whether New Peoples Bankshares is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

New Peoples Bankshares, Inc. operates as a financial holding company for New Peoples Bank, Inc. that provides general banking services to the individuals, small to medium-sized businesses, and professional community in the United States.

Show moreShow less

It offers demand deposit, interest-bearing demand deposit, savings deposit, checking money market, health savings, and individual retirement deposit accounts, as well as certificates of deposit.

It also provides short-term commercial, medium-term commercial, longer-term commercial, 1-4 family residential, personal, secured commercial, agriculture, personal, mortgage, home equity line of credit, unsecured commercial, working capital, business expansion, equipment and machinery, secured consumer, unsecured consumer, automobile, home improvement, education, and personal investment loans.

It provides investment services, which include fixed income products, variable annuities, mutual funds, indexed certificates of deposit, individual retirement accounts, long term care insurance, employee group benefit plans, college savings plans, financial planning, managed money accounts, and estate planning.

It offers safe deposit boxes, cashier's checks, cash management services, direct deposit of payroll and social security checks, and automatic drafts; automated teller machines (ATMs); debit and credit cards; electronic banking services, such as internet banking, telephone and mobile banking, remote deposit capture, merchant transaction processing, and wire transfer services; and operates walk-up tellers and drive-in windows.

It also offers treasury management and merchant services. The company was founded in 1997 and is headquartered in Honaker, Virginia.

Stock analysis

New Peoples Bankshares Inc (NWPP) currently trades at $5.00, while our model-based Fair Value estimate is $3.45, 31% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Multiples group reads highest at a median of $4.35 per share, and 1 of the 6 models we run sit above the $5.00 price.

Bear case: the Dividend Discount group reads lowest at $0.9000, and 5 of the 6 models stay below the price. Data coverage for this calculation is high.

Scenario range: $3.09 (bear) to $4.21 (bull), the price of $5.00 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 60/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

New Peoples Bankshares Inc reported revenue of $58.5M in FY2025 versus $39.3M in FY2021, a compound +10.5%/yr. Reported net income was $10.1M in FY2025, compounding +9.6%/yr from FY2021.

Key figures

Market cap $118M Micro · P/E ratio 9.4 · P/S ratio 2.61 · EPS (TTM) $0.5300 · Dividend yield 1.8% · Net margin 27.0% · Return on equity 15.1% · Return on assets (EBIT) 1.3% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 65 out of 100 (low confidence).

What moves the price

The share trades at its 52-week high and 62% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −31%, NWPP screens richer than that median.

Fair Value models

Bear $3.09 Fair Value $3.45 Bull $4.21
Price $5.00 · Downside -31.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.3773 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $3.09 $3.45 $4.21 76
Gordon GGM $0.6100 $0.9500 $1.27 68
DDM Multi-Stage $0.6100 $0.8500 $1.08 67
All 6 models by family
Dividend Discount
Gordon GGM $0.6100 $0.9500 $1.27 68
DDM Multi-Stage $0.6100 $0.8500 $1.08 67
Multiples
P/E Multiple $4.18 $5.58 $6.97 63
P/B Multiple $2.33 $3.11 $3.89 55
Asset-Based
NCAV (Graham) $1.76 $2.36 $3.52 54
Economic Profit
Residual Income $3.09 $3.45 $4.21 76

Open the full fair value analysis →

Quality Score breakdown

Overall quality 60/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 31
How much profit the company makes from its sales and capital
Quality Growth 59
Are margins and returns getting better?
Cashflow 75
Do the profits arrive as real cash?
Financial strength 28
Debt, balance sheet and risk of trouble
Investment 69
Does it invest with discipline instead of growing at any price?
Low Volatility 66
How calm the share price moves, does not count
Price momentum 74
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 100
Distance to the 52-week high, does not count
New shares 84
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 4 officers or directors bought shares worth $228,646, most recently on Sep 17, 2026. Over the same period, one person sold shares worth $6,450. Buying cluster

  • BuyBlaine Scott WhiteDirector, 10% owner6× since Dec 10, 2025: 129,674 shares, avg. $3.77$488,953Sep 17, 2026
  • BuyJohn D CoxDirector5× since Nov 26, 2025: 39,623 shares, avg. $4.15$164,589Sep 17, 2026
  • BuyBlaine Scott White IIDirector4,433 shares at $4.40$19,505Aug 7, 2026
  • BuyHarold L KeeneDirector, 10% owner4× since Nov 21, 2025: 83,574 shares, avg. $3.83$319,765Jun 15, 2026
  • SaleHarold L KeeneDirector, 10% owner1,500 shares at $4.30$6,450Jun 12, 2026

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 89/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+5.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.1%
Start year 2020 (pandemic). Over 10 years: +6.2% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.9%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+30.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+28.8%
Dividend (yield on the price)1.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.28.8% vs 26.4%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.11% → 23%
Pace: the 5-year rate starts in 2020 (pandemic)

NWPP screens overvalued: fair value 31% below the price. Compare with China Merchants Bank Co →

Compare New Peoples Bankshares Inc with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 996 stocks

Beats the industry median on 9/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 60 · Top 25%
Fair Value upside −31.0% · Below median
Profitability
Return on equity (12 months) 15.1% · Top 25%
Return on assets 1.1% · Above median
Net margin (12 months) 27.0% · Below median
Operating margin (12 months) 37.7% · Below median
Growth and dividend
Revenue growth (quarter YoY) 12.9% · Above median
Dividend yield (12 months) 1.8% · Below median
Balance sheet
Debt / equity 0.23× · Below median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 9.4× · Cheaper than median
P/B 1.42× · Pricier than median
P/S (12 months) 2.61× · Cheaper than median
Price / free cash flow (fiscal year) 10.3× · Cheaper than median
EV/EBITDA 4.1× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)65 · sector 47
PAST (return on equity)60 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)36 · sector 53

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs NWPP
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs NWPP
BNP Paribas SA BNP €91.93 €106.01 +15% vs NWPP
Intesa Sanpaolo S.p.A ISP €6.18 €4.49 −27% vs NWPP
State Bank of India SBIN ₹1,019 ₹736.65 −28% vs NWPP
UniCredit S.p.A UCG €76.80 €50.44 −34% vs NWPP
Mizuho Financial Group MFG $9.40 $5.89 −37% vs NWPP
DBS Group D05 69.72 SGD 40.39 SGD −42% vs NWPP
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs NWPP
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs NWPP

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

New Peoples Bankshares Inc: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "New Peoples Bankshares Inc Fair Value". https://www.fairvalue-calculator.com/stock/NWPP

Frequently asked questions

Is New Peoples Bankshares Inc (NWPP) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of $3.45 versus a price of $5.00, about 31% lower (overvalued).
What is the fair value of NWPP?
Our model-based fair value for New Peoples Bankshares Inc is $3.45 (as of Nov 8, 2026), built from audited fundamentals. The current price: $5.00.
What is the quality score of NWPP?
New Peoples Bankshares Inc has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for New Peoples Bankshares Inc (NWPP)?
Our model-based price target is the fair value of $3.45 (as of Nov 8, 2026) from 6 valuation models. Cautious scenario $3.09, optimistic scenario $4.21. It is a calculation from audited fundamentals, not an analyst target.
What is the New Peoples Bankshares Inc stock forecast for 2026?
Our models put fair value at $3.45, about 31% lower versus a price of $5.00 (overvalued). Cautious scenario $3.09, optimistic scenario $4.21. The calculation is refreshed regularly with new filings.
What is the revenue of New Peoples Bankshares Inc (NWPP)?
New Peoples Bankshares Inc reported trailing-twelve-month revenue of about $45.1M (latest available figure, as of Nov 8, 2026).
Does New Peoples Bankshares Inc pay a dividend?
New Peoples Bankshares Inc currently shows a dividend yield of 1.80% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of New Peoples Bankshares Inc (NWPP) and when is the ex-dividend date?
New Peoples Bankshares Inc pays a dividend of $0.09 per share a year, a dividend yield of 1.8%. The last ex-dividend date was Mar 16, 2026. A dividend has been paid every year since at least 2022. The payout ratio is 17.0% of earnings. Our assessment: Low payout. A low payout ratio: the dividend takes at most 60 % of earnings. Whether free cash flow covers it as well, we cannot see for this company.
What is the intrinsic value of New Peoples Bankshares Inc (NWPP)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For New Peoples Bankshares Inc it is $3.45 per share (as of Nov 8, 2026), against a price of $5.00. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is New Peoples Bankshares Inc stock overvalued or undervalued in 2026?
As of Nov 8, 2026, NWPP trades above its calculated fair value: price $5.00, fair value $3.45, a gap of about −31% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of NWPP?
No. The price is what the market pays today ($5.00); the fair value is what the company's own numbers justify ($3.45). For New Peoples Bankshares Inc the two are $1.55 per share apart. That gap is exactly why we show both numbers side by side.
How much is New Peoples Bankshares Inc worth?
The market values New Peoples Bankshares Inc at about $118M (market capitalisation, as of Nov 8, 2026). Per share that is $5.00; our models calculate a fair value of $3.45 per share.
What do the bullish and bearish scenarios say about NWPP?
Our models span a range for New Peoples Bankshares Inc: cautious scenario $3.09, base $3.45, optimistic $4.21 per share (as of Nov 8, 2026, price $5.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of NWPP?
New Peoples Bankshares Inc trades at a price-to-earnings ratio of 9.4 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $3.45 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2025), reported earnings, FY2016, FY2023 ex one-offs: 16.6. Other multiples: P/B 1.4, P/S 2.6, EV/EBITDA 4.1.
How solid is the balance sheet of New Peoples Bankshares Inc (NWPP)?
Balance-sheet figures for New Peoples Bankshares Inc (as of Nov 8, 2026): return on equity 15.1%, debt of 0.23 per unit of equity. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is NWPP from its 52-week high?
New Peoples Bankshares Inc trades at $5.00, at its 52-week high of $5.00 and 62% above the low of $3.08 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $3.45 is for.
Which stocks are comparable to New Peoples Bankshares Inc?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is New Peoples Bankshares Inc stock attractive at the current price?
The data as of Nov 8, 2026: price $5.00, calculated fair value $3.45 (−31%), Quality Score 60/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of NWPP calculated?
We run New Peoples Bankshares Inc through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of $3.45 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. New Peoples Bankshares Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of New Peoples Bankshares Inc (NWPP)?
The closing price on Nov 6, 2026 was $5.00. Our model-based fair value is $3.45, about 31% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with New Peoples Bankshares Inc right now?
The price sits above even our optimistic bull case ($4.21). The favourable scenario is already priced in. Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of New Peoples Bankshares Inc (NWPP) come from?
Earnings per share at New Peoples Bankshares Inc grew +22.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share +5.4 %, EBIT margin +19.9 %, tax rate −2.8 %, residual (interest, one-offs) +0.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of New Peoples Bankshares Inc

How large is the market capitalisation of New Peoples Bankshares Inc (NWPP)?
The market capitalisation of New Peoples Bankshares Inc is $118M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of New Peoples Bankshares Inc (NWPP)?
The price-to-sales ratio of New Peoples Bankshares Inc is 2.61 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of New Peoples Bankshares Inc (NWPP)?
Earnings per share at New Peoples Bankshares Inc are $0.5300 (price ÷ EPS = P/E 9.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of New Peoples Bankshares Inc (NWPP)?
The dividend yield of New Peoples Bankshares Inc is 1.8% (payout 17.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of New Peoples Bankshares Inc (NWPP)?
The net margin of New Peoples Bankshares Inc is 27.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of New Peoples Bankshares Inc (NWPP)?
The return on equity (ROE) of New Peoples Bankshares Inc is 15.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of New Peoples Bankshares Inc (NWPP)?
On an EBIT basis the return on assets of New Peoples Bankshares Inc is 1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of New Peoples Bankshares Inc (NWPP)?
The operating margin of New Peoples Bankshares Inc is 37.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at New Peoples Bankshares Inc (NWPP)?
Revenue at New Peoples Bankshares Inc is growing +12.9% versus a year earlier (3y avg +13.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at New Peoples Bankshares Inc (NWPP)?
Earnings per share at New Peoples Bankshares Inc are growing +36.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does New Peoples Bankshares Inc (NWPP) generate?
The free cash flow of New Peoples Bankshares Inc is $11.5M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does New Peoples Bankshares Inc (NWPP) hold?
New Peoples Bankshares Inc holds more cash than debt, $55.2M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch New Peoples Bankshares Inc in the live analysis

One click puts New Peoples Bankshares Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.