OBIC Co.Ltd (OBIIF) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of OBIC Co.Ltd $27.46, price $31.94, upside -14.0%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch OBIC Co.Ltd for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 28, 2026.
How to read this chart
60‑month range $21.11 – $38.82 · fair‑value band $17.93 – $33.55 · the $31.94 price screens above the $27.46 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 28, 2026.
Follow OBIC Co.Ltd in your weekly email
Every Wednesday you see whether OBIC Co.Ltd is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
OBIC Co.,Ltd., together with its subsidiaries, provides system integration, system support, office automation, and package software services in Japan.
Show more
OBIC Co.,Ltd., together with its subsidiaries, provides system integration, system support, office automation, and package software services in Japan. The company offers OBIC7 series ERP software which provide integrated administrative systems comprising personnel, payroll, working condition management, marketing, and production systems; and industry-specific application solutions that offers solutions tailored to the specific features of each business. It also provides system operation support and maintenance, and hardware maintenance; sells package software, and peripheral equipment and supplies; and engages in processing of printed materials. The company was incorporated in 1968 and is headquartered in Chuo, Japan.
Stock analysis
OBIC Co.Ltd (OBIIF) currently trades at $31.94, while our model-based Fair Value estimate is $27.46, 14.0% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Growth Earnings group reads highest at a median of $27.77 per share, and 2 of the 26 models we run sit above the $31.94 price.
Bear case: the Asset-Based group reads lowest at $5.12, and 24 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: $17.93 (bear) to $33.55 (bull), the price of $31.94 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
OBIC Co.Ltd reported revenue of ¥136B in FY2026 versus ¥89.5B in FY2022, a compound +11.0%/yr. Reported net income was ¥75.7B in FY2026, compounding +14.8%/yr from FY2022.
Key figures
Market cap $14.0B · P/E ratio 29.9 · P/S ratio 16.6 · EPS (TTM) $1.07 · Dividend yield 2.6% · Net margin 55.6% · Return on equity 15.8% · Return on assets (EBIT) 15.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 58 out of 100 (medium confidence).
What moves the price
The share trades about 6% below its 52-week high and 51% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −8% fair-value upside, at −14%, OBIIF screens richer than that median.
Fair Value models
Bear $17.93Fair Value $27.46Bull $33.55
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.91/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+12.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.2%
Start year 2021 (pandemic). Over 10 years: +8.8% a year
Revenue growth 21 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.4%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in JPY ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in JPY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−14.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−16.6%
Dividend (yield on the price)2.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−16.6% vs −4.0%, slowing
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.57% → 66%
Start year 2021 (pandemic)
⚠ Revenue per share shrinking 6.8%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far and about what analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+10.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.5%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in JPY, Japan: IMF forecast 2.1% a year to 2030, 1.3% from 2016 to 2025) that is about +8.6% a year for the price and +7.2% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (2 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 685 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score64 · Above median
Fair Value upside+8.6% · Above median
Profitability
Return on equity (TTM)15.8% · Top 25%
Return on assets9.9% · Top 25%
Net margin (TTM)55.6% · Top 25%
Operating margin (TTM)67.6% · Top 25%
Growth and dividend
Revenue growth11.4% · Above median
Dividend yield (TTM)2.6% · Above median
Valuation Multiplesvs Software - Application median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "OBIC Co.Ltd Fair Value". https://www.fairvalue-calculator.com/stock/OBIIF
Frequently asked questions
Is OBIC Co.Ltd (OBIIF) overvalued or undervalued?
As of Sep 28, 2026, our model estimates a fair value of $27.46 versus a price of $31.94, about −14% upside (overvalued).
What is the fair value of OBIIF?
Our model-based fair value for OBIC Co.Ltd is $27.46 (as of Sep 28, 2026), built from audited fundamentals. The current price: $31.94.
What is the quality score of OBIIF?
OBIC Co.Ltd has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for OBIC Co.Ltd (OBIIF)?
Our model-based price target is the fair value of $27.46 (as of Sep 28, 2026) from 26 valuation models. Cautious scenario $17.93, optimistic scenario $33.55. It is a calculation from audited fundamentals, not an analyst target.
What is the OBIC Co.Ltd stock forecast for 2026?
Our models put fair value at $27.46, about −14% upside versus a price of $31.94 (overvalued). Cautious scenario $17.93, optimistic scenario $33.55. The calculation is refreshed regularly with new filings.
What is the revenue of OBIC Co.Ltd (OBIIF)?
OBIC Co.Ltd reported trailing-twelve-month revenue of about ¥135B (latest available figure, as of Sep 28, 2026).
Does OBIC Co.Ltd pay a dividend?
OBIC Co.Ltd currently shows a dividend yield of about 2.63% relative to its recent price (as of Sep 28, 2026).
What growth is priced into OBIC Co.Ltd (OBIIF)?
For today's price to be fair in a discounted-cash-flow model, OBIC Co.Ltd would have to grow free cash flow by +10.9 % per year for five years (discount rate 8.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +10.2 % per year. As of Sep 28, 2026.
What discount rate (WACC) does the fair value of OBIIF use?
Our models discount OBIC Co.Ltd at 8.1 %: a base by market capitalisation (large), damped by beta 0.43, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For OBIC Co.Ltd that is +10.9 % per year a year over ten years, using the same discount rate (8.1 %) and the same formula as our fair value.
How much growth has OBIC Co.Ltd (OBIIF) delivered so far?
Over the past 5 years revenue at OBIC Co.Ltd grew +10.2 % a year. The price currently implies +10.9 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of OBIC Co.Ltd (OBIIF) growing?
The median revenue growth in the sector is +10.3 % a year. That is the yardstick for the growth priced into OBIC Co.Ltd (+10.9 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of OBIC Co.Ltd (OBIIF)?
The free-cash-flow yield on the price is 3.26 %: that much free cash flow OBIC Co.Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of OBIC Co.Ltd (OBIIF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For OBIC Co.Ltd it is $27.46 per share (as of Sep 28, 2026), against a price of $31.94. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is OBIC Co.Ltd stock overvalued or undervalued in 2026?
As of Sep 28, 2026, OBIIF trades above its calculated fair value: price $31.94, fair value $27.46, a gap of about −14% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of OBIIF?
No. The price is what the market pays today ($31.94); the fair value is what the company's own numbers justify ($27.46). For OBIC Co.Ltd the two are $4.48 per share apart. That gap is exactly why we show both numbers side by side.
How much is OBIC Co.Ltd worth?
The market values OBIC Co.Ltd at about $14.0B (market capitalisation, as of Sep 28, 2026). Per share that is $31.94; our models calculate a fair value of $27.46 per share.
What do the bullish and bearish scenarios say about OBIIF?
Our models span a range for OBIC Co.Ltd: cautious scenario $17.93, base $27.46, optimistic $33.55 per share (as of Sep 28, 2026, price $31.94). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of OBIIF?
OBIC Co.Ltd trades at a price-to-earnings ratio of 29.9 (as of Sep 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $27.46 is built from several models across several years. Other multiples: PEG 2.6, P/B 4.0, P/S 15.3, EV/EBITDA 20.3.
What is the PEG ratio of OBIIF?
The PEG ratio of OBIC Co.Ltd is 2.59 (P/E divided by earnings growth, as of Sep 28, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of OBIC Co.Ltd (OBIIF)?
Balance-sheet figures for OBIC Co.Ltd (as of Sep 28, 2026): return on equity 15.8%. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is OBIIF from its 52-week high?
OBIC Co.Ltd trades at $31.94, about 6% below its 52-week high of $34.11 and 51% above the low of $21.11 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $27.46 is for.
Which stocks are comparable to OBIC Co.Ltd?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is OBIC Co.Ltd stock attractive at the current price?
The data as of Sep 28, 2026: price $31.94, calculated fair value $27.46 (−14%), Quality Score 64/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of OBIIF calculated?
We run OBIC Co.Ltd through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $27.46, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. OBIC Co.Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of OBIC Co.Ltd (OBIIF)?
The closing price on Oct 2, 2026 was $31.94. Our model-based fair value is $27.46, about −14% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with OBIC Co.Ltd right now?
Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($17.93 to $33.55) leaves room in how you read the outcome.
Where does the earnings growth of OBIC Co.Ltd (OBIIF) come from?
Earnings per share at OBIC Co.Ltd grew −1.9 % a year from 2015 to 2026. Broken into its drivers: revenue per share −5.9 %, EBIT margin +3.4 %, tax rate +0.2 %, residual (interest, one-offs) +0.6 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of OBIC Co.Ltd
How large is the market capitalisation of OBIC Co.Ltd (OBIIF)?
The market capitalisation of OBIC Co.Ltd is $14.0B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of OBIC Co.Ltd (OBIIF)?
The price-to-sales ratio of OBIC Co.Ltd is 16.6 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of OBIC Co.Ltd (OBIIF)?
Earnings per share at OBIC Co.Ltd are $1.07 (price ÷ EPS = P/E 29.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of OBIC Co.Ltd (OBIIF)?
The dividend yield of OBIC Co.Ltd is 2.6% (payout 78.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of OBIC Co.Ltd (OBIIF)?
The net margin of OBIC Co.Ltd is 55.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of OBIC Co.Ltd (OBIIF)?
The return on equity (ROE) of OBIC Co.Ltd is 15.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of OBIC Co.Ltd (OBIIF)?
On an EBIT basis the return on assets of OBIC Co.Ltd is 15.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of OBIC Co.Ltd (OBIIF)?
The operating margin of OBIC Co.Ltd is 67.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at OBIC Co.Ltd (OBIIF)?
Revenue at OBIC Co.Ltd is growing +11.4% versus a year earlier (3y avg +10.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at OBIC Co.Ltd (OBIIF)?
Earnings per share at OBIC Co.Ltd are growing +20.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does OBIC Co.Ltd (OBIIF) hold?
OBIC Co.Ltd holds more cash than debt, ¥209B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch OBIC Co.Ltd in the live analysis
One click puts OBIC Co.Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Broad data
Sep 28, 2026