Paz Retail And Energy Ltd (PAZ) Fair Value & Analysis
Energy · Il · Market cap 8.7B ILS
Fair value as of: Jul 18, 2026
From 16 valuation models · updated 23 days ago
Fair value updated Jul 18, 2026, revised from 912.74 ILS to 567.10 ILS (−37.9%) since Jun 26, 2026. Share price +3.3% over the past month.
A solid business, but screening 30% overvalued on our models.
What matters now
- The model range is unusually wide (425.32 ILS to 1,222 ILS). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range 161.89 ILS – 811.12 ILS · fair‑value band 425.32 ILS – 1,222 ILS · the 807.20 ILS price screens above the 567.10 ILS fair value. Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Paz Retail And Energy Ltd (PAZ) currently trades at 807.20 ILS, while our model-based Fair Value estimate is 567.10 ILS, implying the stock looks roughly 29.7% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Energy sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Paz Retail And Energy Ltd generated revenue of 11.2B ILS at a net margin of 4.8%. Revenue declined 3.6% year over year. It earns a return on equity of 16.4%. Net debt stands at 4.0B ILS. Fundamentals as of Jul 18, 2026
Our scenario range runs from 425.32 ILS (bear case) to 1,222 ILS (bull case); at 807.20 ILS, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Energy peers we cover trades at -48% fair-value upside, at -30%, PAZ screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 16 models by family
Widest divergence: DCF Models (2,267 ILS) versus Asset-Based (211.09 ILS). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 75
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Paz Retail And Energy Ltd., together with its subsidiaries, refines, produces, stores, imports, markets, and sells petroleum and other products in Israel and internationally.
Full company description
Paz Retail And Energy Ltd., together with its subsidiaries, refines, produces, stores, imports, markets, and sells petroleum and other products in Israel and internationally. It sells fuels, oils, various automotive products and related services through refueling stations; operates Yellow convenience stores at gas stations as well as supermarkets; gas station leases to the parties; transports, markets, distributes and sells fuels and various products; maintenance of the complexes, infrastructure, and inventory management. The company is also involved in trading and direct marketing of fuel products to private, commercial, industrial, and institutional customers; and electronic fueling customers; as well as marketing fuels to the Palestinian Authority. In addition, it produces, markets, and exports sealing products and insulation for the construction industry and transportation infrastructure, as well as develops new products; refueling services to airlines through aviation services; markets and supplies jet fuel and aviation gasoline; and storage and distributes diesel and aviation gasoline. Further, the company produces, imports, markets, and exports oils for transportation and industry; automotive accessories; fuel additives; urea for transportation; industrial oils and lubricants raw materials; Detergents and cosmetics; Process products for the metal industry; Industrial cleaning agents; Dust repellents; Chemicals; and Solvents and flammable liquid. Additionally, it offers fuels and electric vehicle charging; gas and renewable energy activities; food retail; diesel refueling services to airlines; produces industrial and automotive oils; and energy for transportation, as well as engages in the real estate activities. The company was formerly known as Paz Oil Company Ltd. and changed its name to Paz Retail And Energy Ltd. in October 2024. Paz Retail And Energy Ltd. was founded in 1922 and is based in Yakum, Israel.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Paz Retail And Energy Ltd reported revenue of 11.1B ILS in FY2025 versus 7.7B ILS in FY2021, a compound +9.5%/yr. Reported net income was 578M ILS in FY2025, compounding +26.7%/yr from FY2021.
PAZ screens 30% overvalued. Compare with Reliance Industries Limited →
Peer Group
Oil & Gas Refining & Marketing · 114 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Oil & Gas Refining & Marketing median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 45/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Oil & Gas Refining & Marketing stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Reliance Industries Limited RELIANCE | ₹1,293 | ₹835.66 | -35% |
| Valero Energy Corporation VLO | $309.65 | $127.32 | -59% |
| Marathon Petroleum Corporation MPC | $283.74 | $135.80 | -52% |
| Phillips 66 PSX | $196.16 | $101.04 | -48% |
| Neste Oyj NESTE | €31.10 | €4.07 | -87% |
| Formosa Petrochemical Corporation 6505 | 81.30 TWD | 16.68 TWD | -79% |
| Indian Oil Corporation IOC | ₹138.96 | ₹417.35 | +200% |
| HF Sinclair Corporation DINO | $88.59 | $48.90 | -45% |
| Bharat Petroleum Corporation BPCL | ₹315.55 | ₹846.81 | +168% |
| SK Innovation Co 096770 | 121,400 KRW | 58,865 KRW | -52% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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