Peace & Living PCL (PEACE) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Peace & Living PCL stock THB 0.95, price THB 1.56, that is 39.1% below the price, quality 39 out of 100. Rating: strongly overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
57‑month range 1.42 THB – 5.18 THB · fair‑value band 0.5000 THB – 1.38 THB · the 1.56 THB price screens above the 0.9500 THB fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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Peace & Living Public Company Limited engages in the property development business in Thailand. It sells its projects under the CHER, CHERENE, CHEREA, and INNER PEACE brands. The company was incorporated in 1989 and is based in Bangkok, Thailand.
Stock analysis
Peace & Living PCL (PEACE) currently trades at 1.56 THB, while our model-based Fair Value estimate is 0.9500 THB, 39% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 4.69 THB per share, and 3 of the 6 models we run sit above the 1.56 THB price.
Bear case: the Dividend Discount group reads lowest at 0.8550 THB, and 3 of the 6 models stay below the price. Data coverage for this calculation is low.
Scenario range: 0.5000 THB (bear) to 1.38 THB (bull), the price of 1.56 THB sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 39/100 (below-average quality), in the Real Estate sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Peace & Living PCL reported revenue of 906M THB in FY2025 versus 1.2B THB in FY2021, a compound −6.1%/yr. Reported net income was 17.2M THB in FY2025, compounding −46.8%/yr from FY2021.
Key figures
Market cap 786M THB (≈ $23.5M) Micro · P/E ratio 15.6 · P/S ratio 0.66 · EPS (TTM) 0.1000 THB · Dividend yield 3.8% · Net margin 4.3% · Return on equity 2.3% · Return on assets (EBIT) 9.2% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 20% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 33% fair-value upside, at −39%, PEACE screens richer than that median.
Fair Value models
Bear0.5000 THBFair Value 0.9500 THBBull1.38 THB
Price 1.56 THB · Downside -39.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.0343 THB per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.27/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+6.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−20.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.9%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.2%
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What shareholders gained per year (last 5 years), in THB ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in THB: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−29.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−33.6%
Dividend (yield on the price)3.8%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.21% → 4%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 489 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score39 · Bottom 25%
Fair Value upside−38.7% · Bottom 25%
Profitability
Return on equity (12 months)2.3% · Below median
Return on assets0.5% · Below median
Net margin (12 months)4.3% · Below median
Operating margin (12 months)11.4% · Below median
Growth and dividend
Revenue growth (quarter YoY)108.7% · Top 25%
Dividend yield (12 months)3.8% · Above median
Balance sheet
Debt / equity0.30× · Below median
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
P/E (12 months)15.6× · Pricier than median
P/B0.35× · Cheapest 25%
P/S (12 months)0.66× · Cheapest 25%
EV/EBITDA16.5× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 68
FUTURE (revenue growth)100· sector 0
PAST (return on equity)9· sector 17
HEALTH (low debt)85· sector 83
DIVIDEND (yield)77· sector 61
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Peace & Living PCL Fair Value". https://www.fairvalue-calculator.com/stock/PEACE
Frequently asked questions
Is Peace & Living PCL (PEACE) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of 0.9500 THB versus a price of 1.56 THB, about 39% lower (overvalued).
What is the fair value of PEACE?
Our model-based fair value for Peace & Living PCL is 0.9500 THB (as of Nov 3, 2026), built from audited fundamentals. The current price: 1.56 THB.
What is the quality score of PEACE?
Peace & Living PCL has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Peace & Living PCL (PEACE)?
Our model-based price target is the fair value of 0.9500 THB (as of Nov 3, 2026) from 6 valuation models. Cautious scenario 0.5000 THB, optimistic scenario 1.38 THB. It is a calculation from audited fundamentals, not an analyst target.
What is the Peace & Living PCL stock forecast for 2026?
Our models put fair value at 0.9500 THB, about 39% lower versus a price of 1.56 THB (overvalued). Cautious scenario 0.5000 THB, optimistic scenario 1.38 THB. The calculation is refreshed regularly with new filings.
What is the revenue of Peace & Living PCL (PEACE)?
Peace & Living PCL reported trailing-twelve-month revenue of about 1.2B THB (latest available figure, as of Nov 3, 2026).
Does Peace & Living PCL pay a dividend?
Peace & Living PCL currently shows a dividend yield of 3.85% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of Peace & Living PCL (PEACE) and when is the ex-dividend date?
Peace & Living PCL pays a dividend of 0.06 THB per share a year, a dividend yield of 3.8%. The last ex-dividend date was Mar 12, 2026. A dividend has been paid every year since at least 2022. The payout ratio is 60.0% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Peace & Living PCL (PEACE)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Peace & Living PCL it is 0.9500 THB per share (as of Nov 3, 2026), against a price of 1.56 THB. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Peace & Living PCL stock overvalued or undervalued in 2026?
As of Nov 3, 2026, PEACE trades above its calculated fair value: price 1.56 THB, fair value 0.9500 THB, a gap of about −39% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PEACE?
No. The price is what the market pays today (1.56 THB); the fair value is what the company's own numbers justify (0.9500 THB). For Peace & Living PCL the two are 0.6100 THB per share apart. That gap is exactly why we show both numbers side by side.
How much is Peace & Living PCL worth?
The market values Peace & Living PCL at about 786M THB (market capitalisation, as of Nov 3, 2026). Per share that is 1.56 THB; our models calculate a fair value of 0.9500 THB per share.
What do the bullish and bearish scenarios say about PEACE?
Our models span a range for Peace & Living PCL: cautious scenario 0.5000 THB, base 0.9500 THB, optimistic 1.38 THB per share (as of Nov 3, 2026, price 1.56 THB). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PEACE?
Peace & Living PCL trades at a price-to-earnings ratio of 15.6 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.9500 THB is built from several models across several years. Other multiples: P/B 0.4, P/S 0.7, EV/EBITDA 16.5.
How solid is the balance sheet of Peace & Living PCL (PEACE)?
Balance-sheet figures for Peace & Living PCL (as of Nov 3, 2026): return on equity 2.3%, debt of 0.30 per unit of equity. They feed the Quality Score of 39/100, which measures business quality independently of the share price.
How far is PEACE from its 52-week high?
Peace & Living PCL trades at 1.56 THB, about 20% below its 52-week high of 1.95 THB and 10% above the low of 1.42 THB (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 0.9500 THB is for.
Which stocks are comparable to Peace & Living PCL?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, CK Asset Holdings, DLF Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Peace & Living PCL stock attractive at the current price?
The data as of Nov 3, 2026: price 1.56 THB, calculated fair value 0.9500 THB (−39%), Quality Score 39/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PEACE calculated?
We run Peace & Living PCL through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 0.9500 THB builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Peace & Living PCL itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Peace & Living PCL (PEACE)?
The closing price on Nov 9, 2026 was 1.56 THB. Our model-based fair value is 0.9500 THB, about 39% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Peace & Living PCL right now?
The price sits above even our optimistic bull case (1.38 THB). The favourable scenario is already priced in. Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide (0.5000 THB to 1.38 THB). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Key figures of Peace & Living PCL
How large is the market capitalisation of Peace & Living PCL (PEACE)?
The market capitalisation of Peace & Living PCL is 786M THB (≈ $23.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Peace & Living PCL (PEACE)?
The price-to-sales ratio of Peace & Living PCL is 0.66 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Peace & Living PCL (PEACE)?
Earnings per share at Peace & Living PCL are 0.1000 THB (price ÷ EPS = P/E 15.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Peace & Living PCL (PEACE)?
The dividend yield of Peace & Living PCL is 3.8% (payout 60.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Peace & Living PCL (PEACE)?
The net margin of Peace & Living PCL is 4.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Peace & Living PCL (PEACE)?
The return on equity (ROE) of Peace & Living PCL is 2.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Peace & Living PCL (PEACE)?
On an EBIT basis the return on assets of Peace & Living PCL is 9.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Peace & Living PCL (PEACE)?
The operating margin of Peace & Living PCL is 11.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Peace & Living PCL (PEACE)?
Revenue at Peace & Living PCL is growing +109% versus a year earlier (3y avg −20.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Peace & Living PCL (PEACE)?
Earnings per share at Peace & Living PCL are growing +99.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Peace & Living PCL (PEACE) generate?
The free cash flow of Peace & Living PCL is −215M THB (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Peace & Living PCL (PEACE) carry?
The net debt of Peace & Living PCL is 1.4B THB (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 3, 2026