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Parke Bancorp, Inc (PKBK) Fair Value & Analysis

Financial Services · US · Market cap $377M

PB Parke Bancorp, Inc logo Parke Bancorp, Inc PKBK · US
Price$34.40
Fair Value$41.86
Upside+21.7%
Quality66/100
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Healthy Growth
Highly profitable · 50.2% net margin
Low debt · generates free cash flow
2.29% dividend yield
Ranks above peers (11/15)
Moderate moat 61/100
Evidence: High Range $31.40 – $52.33 Share as image

Fair value as of: Jul 27, 2026

From 6 valuation models · updated 15 days ago

Share price +6.7% over the past month.

A solid business, screening 22% undervalued on our models.

What matters now

  • Solid quality (66/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

$34.44 $13.72 Fair Value $41.86 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $13.72 – $34.44 · fair‑value band $31.40 – $52.33 · the $34.40 price screens below the $41.86 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 27, 2026.

Full chart & analysis →

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Analysis

Parke Bancorp, Inc (PKBK) currently trades at $34.40, while our model-based Fair Value estimate is $41.86, implying the stock looks roughly 21.7% undervalued today. The Quality Score stands at 66/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Parke Bancorp, Inc generated revenue of $83.3M at a net margin of 50.2%. Revenue grew 35.3% year over year. It earns a return on equity of 13.1%. The balance sheet holds a net cash position of $13.5M. Fundamentals as of Jul 27, 2026

Our scenario range runs from $31.40 (bear case) to $52.33 (bull case); at $34.40, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 78% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 42% fair-value upside, at 22%, PKBK screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income $23.82 $26.63 $41.20 76
Gordon GGM $5.60 $10.09 $13.88 70
P/E Multiple $31.40 $41.86 $52.33 63
All 6 models by family
Dividend Discount
Gordon GGM $5.60 $10.09 $13.88 70
DDM Multi-Stage $5.60 $9.21 $10.77 61
Multiples
P/E Multiple $31.40 $41.86 $52.33 63
P/B Multiple $29.05 $38.73 $48.41 55
Asset-Based
NCAV (Graham) $13.83 $18.53 $27.66 50
Economic Profit
Residual Income $23.82 $26.63 $41.20 76

Widest divergence: Multiples ($38.73) versus Dividend Discount ($9.21). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) $83.3M
Revenue growth (YoY) +35.3%
Net margin 50.2%
Return on equity 13.1%
Free cash flow $38.9M FY2025
P/E ratio 9.1
More key figures
Operating margin 70.3%
EPS (TTM) $3.50
Dividend yield 2.3%
EPS growth (YoY) +52.3%
Net cash $13.5M FY2025

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 66/100

Of which business quality 61 · Market factors (momentum, volatility) 89

Profitability 37
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 82
Earnings quality: real cash, not paper profit
Fin. Strength 23
Balance sheet, leverage, solvency risk
Investment 82
Disciplined investing over empire-building
Low Volatility 93
Calm price path (market factor)
Momentum 79
Price trend over the last 3–12 months (market factor)
52W Momentum 100
Distance to the 52-week high (market factor)
Net Issuance 94
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses.

Full company description

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. Its accepts various deposit products, including checking, savings, money market, time, and other traditional deposit services, as well as individual retirement accounts and certificates of deposit. The company's loan portfolio consists of residential, commercial real estate, construction, commercial and industry, and consumer loans. It also offers debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Parke Bancorp, Inc reported revenue of $146M in FY2025 versus $90.9M in FY2021, a compound +12.6%/yr. Reported net income was $37.8M in FY2025, compounding −1.9%/yr from FY2021.

Growth Quality 92/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
$146M
Latest YoY
+12.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.5%
Avg. growth/yr (24Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+24.1%
Revenue +12.6%/yr
FY21 $90.9M
FY22 $95.9M
FY23 $119M
FY24 $129M
FY25 $146M
Net income −1.9%/yr
FY21 $40.8M
FY22 $41.8M
FY23 $28.5M
FY24 $27.5M
FY25 $37.8M
Character of growth · EPS growth decomposed (2014-2025) +8.5 % p.a.
Revenue per share +10.5 pp

of which total revenue +12.0 pp · buybacks/dilution −1.5 pp

EBIT margin −4.0 pp
Tax rate +1.7 pp
Residual (interest, one-offs) +0.3 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Parke Bancorp, Inc Fair Value". https://www.fairvalue-calculator.com/stock/PKBK

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Banks - Regional · 1083 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 66 · Top 25%
Fair Value upside +22% · Above median
Return on equity (TTM) 13% · Above median
Return on assets 2% · Top 25%
Net margin (TTM) 50% · Top 25%
Operating margin (TTM) 70% · Top 25%
Revenue growth 35% · Top 25%
Dividend yield (TTM) 2.3% · Below median
Debt / equity 0.04× · Lower than 75% of peers

Valuation Multiples vs Banks - Regional median · lower = cheaper

P/E (TTM) 9.1× · Cheaper than median
P/B 1.16× · Pricier than median
P/S (TTM) 4.53× · Pricier than 75% of peers
P/FCF 9.7× · Pricier than median
EV/EBITDA 4.6× · Cheaper than 75% of peers
PEG 0.43× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 62 · sector 39
FUTURE 100 · sector 44
PAST 52 · sector 41
HEALTH 98 · sector 85
DIVIDEND 46 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).

Stock Price Fair Value vs Fair Value
PT Bank Central Asia Tbk BBCA 6,175 IDR 6,087 IDR -1%
KB Financial Group 105560 184,400 KRW 213,797 KRW +16%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,970 IDR 4,891 IDR +65%
PT Bank Mandiri (Persero) Tbk BMRI 4,310 IDR 7,841 IDR +82%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
Shinhan Financial Group 055550 107,900 KRW 137,259 KRW +27%
Hana Financial Group 086790 136,800 KRW 193,969 KRW +42%
Lloyds Banking Group LYG 4,138 ARS 8,275 ARS +100%
Banco de Chile, CHILE 193.10 CLP 152.55 CLP -21%
Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB 59,400 VND 84,201 VND +42%

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Frequently asked questions

Is Parke Bancorp, Inc (PKBK) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of $41.86 versus a price of $34.40, about +22% (undervalued).
What is the fair value of PKBK?
Our model-based fair value for Parke Bancorp, Inc is $41.86 (as of Jul 27, 2026), built from audited fundamentals. The current price is $34.40.
What is the quality score of PKBK?
Parke Bancorp, Inc has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Parke Bancorp, Inc (PKBK)?
Parke Bancorp, Inc reported trailing-twelve-month revenue of about $83.3M (latest available figure, as of Jul 27, 2026).
What is the net profit margin of PKBK?
The net profit margin of Parke Bancorp, Inc is about 50.2%, meaning it keeps roughly 50.2% of revenue as net income. Based on the latest reported figures.
Does Parke Bancorp, Inc pay a dividend?
Parke Bancorp, Inc currently shows a dividend yield of about 2.29% relative to its recent price (as of Jul 27, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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