Fairvalue-Calculator Fairvalue-Calculator
EN DE

Pontiac Bancorp, Inc (PONT) Fair Value & Analysis

Financial Services · US · Market cap $151M

Price$729.85
Fair Value$960.04
Upside+31.5%
Quality95/100
Evidence: High Range $720.03 – $1,200

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Pontiac Bancorp, Inc (PONT) currently trades at $729.85, while our model-based Fair Value estimate is $960.04 — implying the stock looks roughly 31.5% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +77% PT Bank Central Asia Tbk (BBCA) +15% KB Financial Group (105560) +12% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +21%

Frequently asked questions

Is Pontiac Bancorp, Inc (PONT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $960.04 versus a price of $729.85 — about +32% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PONT?
Our 21-model fair value for Pontiac Bancorp, Inc is $960.04 (as of Jun 26, 2026), built from audited fundamentals. The current price is $729.85.
What is the quality score of PONT?
Pontiac Bancorp, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.