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Paz Oil Company (PZOL) Fair Value & Analysis

Energy · Il · Market cap 4.3B ILA

PO Paz Oil Company PZOL · TA
Price805.80 ILA
Fair Value698.34 ILA
Upside-13.3%
Quality52/100
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Weak Growth
Thin margins · 2.1% net margin
Moderate debt · generates free cash flow
12.63% dividend yield
Ranks above peers (9/14)
Narrow moat 44/100
Evidence: Medium Range 535.40 ILA – 842.10 ILA Share as image

Fair value as of: Jul 12, 2026

From 15 valuation models · updated 28 days ago

Fair value updated Jul 12, 2026, revised from 349.17 ILA to 698.34 ILA (+100.0%) since Jun 24, 2026. Share price +3.3% over the past month.

A solid business, but screening 13% overvalued on our models.

What matters now

  • Solid but not exceptional quality (52/100) and above fair value, neither a clear bargain nor a standout compounder.
  • Our model range runs from 535.40 ILA (bear) to 842.10 ILA (bull), base 698.34 ILA. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 52/100 (solid quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

817.16 ILA 182.20 ILA Fair Value 698.34 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 182.20 ILA – 817.16 ILA · fair‑value band 535.40 ILA – 842.10 ILA · the 805.80 ILA price screens above the 698.34 ILA fair value. Dashed = 300-day average. As of Jul 12, 2026.

Full chart & analysis →

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Analysis

Paz Oil Company (PZOL) currently trades at 805.80 ILA, while our model-based Fair Value estimate is 698.34 ILA, implying the stock looks roughly 13.3% overvalued today. The Quality Score stands at 52/100 (solid quality), in the Energy sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Paz Oil Company generated revenue of 12.7B ILA at a net margin of 2.1%. Revenue declined 4.5% year over year. It earns a return on equity of 16.3%. Net debt stands at 4.9B ILA. Fundamentals as of Jul 12, 2026

Our scenario range runs from 535.40 ILA (bear case) to 842.10 ILA (bull case); at 805.80 ILA, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Energy peers we cover trades at -48% fair-value upside, at -13%, PZOL screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 674.99 ILA 947.50 ILA 1,431 ILA 80
Rev-Margin DCF 408.33 ILA 645.16 ILA 950.95 ILA 74
ROIC Compounder 234.52 ILA 305.17 ILA 384.02 ILA 72
All 15 models by family
DCF Models
FCF DCF 643.17 ILA 923.55 ILA 1,467 ILA 38
5Y Revenue Exit 408.33 ILA 625.12 ILA 950.74 ILA 39
5Y EBITDA Exit 362.43 ILA 547.03 ILA 801.35 ILA 41
10Y Revenue Exit 482.74 ILA 675.74 ILA 885.94 ILA 36
10Y EBITDA Exit 468.22 ILA 626.03 ILA 793.35 ILA 37
Earnings-Based
EPV 234.52 ILA 304.16 ILA 364.24 ILA 59
Dividend Discount
Gordon GGM 49.35 ILA 57.71 ILA 67.06 ILA 70
DDM Multi-Stage 49.35 ILA 64.03 ILA 82.05 ILA 61
Multiples
EV/EBIT 207.21 ILA 345.12 ILA 483.03 ILA 53
EV/EBITDA 243.60 ILA 393.64 ILA 543.67 ILA 54
EV/Revenue 295.47 ILA 510.61 ILA 725.75 ILA 43
Asset-Based
NCAV (Graham) 148.49 ILA 198.98 ILA 296.98 ILA 50
Growth DCF
Growth DCF 674.99 ILA 947.50 ILA 1,431 ILA 80
Rev-Margin DCF 408.33 ILA 645.16 ILA 950.95 ILA 74
Economic Profit
ROIC Compounder 234.52 ILA 305.17 ILA 384.02 ILA 72

Widest divergence: Growth DCF (645.16 ILA) versus Dividend Discount (57.71 ILA). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 12.7B ILA
Revenue growth (YoY) -4.5%
Net margin 2.1%
Return on equity 16.3%
Free cash flow 954M ILA FY2023
P/E ratio 7.1
More key figures
Operating margin 11.2%
EPS (TTM) 56.41 ILA
Dividend yield 12.6%
EPS growth (YoY) +194%
Net debt 4.9B ILA FY2023

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 52/100

Of which business quality 48 · Market factors (momentum, volatility) 69

Profitability 34
Margins and returns on capital today
Quality Growth 45
Are margins and returns improving?
Cashflow 48
Earnings quality: real cash, not paper profit
Fin. Strength 31
Balance sheet, leverage, solvency risk
Investment 93
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 57
Price trend over the last 3–12 months (market factor)
52W Momentum 80
Distance to the 52-week high (market factor)
Net Issuance 64
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Paz Oil Company Ltd., together with its subsidiaries, refines, produces, stores, imports, markets, and sells petroleum and other products in Israel and internationally.

Full company description

Paz Oil Company Ltd., together with its subsidiaries, refines, produces, stores, imports, markets, and sells petroleum and other products in Israel and internationally. It engages in the transportation, marketing, distribution, and sale of fuels through refueling stations; food and convenience products through Yellow market stores; leasing of stores; and engineering, maintenance, and logistic services. The company is also involved in trading and direct marketing of fuel products to private, commercial, industrial, and institutional customers, as well as to vehicle fleets and the Palestinian Authority. In addition, it markets, distributes, and sells LPG for cooking, heating, and refueling vehicles; produces, markets, and exports sealing and insulation products to construction industry; manufactures and markets products for transportation infrastructure; develops, produces, imports/exports, and markets bitumen-based products and bituminous sheets; markets various sealing and coating liquids, and other products; distributes aviation fuels; and provides refueling services. Further, the company produces, imports, markets, and exports oils for transportation and industry, and automatic lubricating oils, as well as various solvents and raw materials for the perfume and detergent industry; offers process products for the agro industry; markets raw materials for the paint, printing, and construction industries; and produces and markets auxiliary products for cars, fuel additives, lubricating pastes, urea, and cleaning agents for industry, as well as combustible liquid for industry and heating, renewed oil, and recycled solvents. Additionally, it generates and sells photovoltaic electricity; imports crude oil; and offers procurement services. The company was formerly known as The Shell Company of Palestine and changed its name to Paz Oil Company Ltd. in 1960. Paz Oil Company Ltd. was founded in 1922 and is based in Yakum, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2019 – FY2023 · reported fiscal years

Paz Oil Company reported revenue of 13.3B ILA in FY2023 versus 12.7B ILA in FY2019, a compound +1.1%/yr. Reported net income was −5.0M ILA in FY2023.

Growth Quality 31/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2023)
13.3B ILS
Latest YoY
−6.2%
Avg. growth/yr (3Y)
+18.7%
Avg. growth/yr (5Y)
−1.2%
Avg. growth/yr (19Y)
+5.1%
Revenue +1.1%/yr
FY19 12.7B ILA
FY20 7.9B ILA
FY21 11.5B ILA
FY22 14.2B ILA
FY23 13.3B ILA
Net income
FY19 −262M ILA
FY20 −366M ILA
FY21 224M ILA
FY22 300M ILA
FY23 −5.0M ILA

PZOL screens 13% overvalued. Compare with Reliance Industries Limited →

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Cite: Fair Value Calculator (2026). "Paz Oil Company Fair Value". https://www.fairvalue-calculator.com/stock/PZOL

Peer Group

Oil & Gas Refining & Marketing · 114 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Below median
Fair Value upside −13% · Above median
Return on equity (TTM) 16% · Top 25%
Return on assets 4% · Above median
Net margin (TTM) 2% · Below median
Operating margin (TTM) 11% · Above median
Revenue growth -5% · Bottom 25%
Dividend yield (TTM) 12.6% · Top 25%
Debt / equity 1.04× · Higher than 75% of peers

Valuation Multiples vs Oil & Gas Refining & Marketing median · lower = cheaper

P/E (TTM) 7.1× · Cheaper than 75% of peers
P/B 0.44× · Cheaper than 75% of peers
P/S (TTM) 0.11× · Cheaper than 75% of peers
P/FCF 1.5× · Pricier than median
EV/EBITDA 3.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 16 · sector 15
FUTURE 0 · sector 15
PAST 65 · sector 32
HEALTH 48 · sector 80
DIVIDEND 100 · sector 50

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Oil & gas

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Oil & Gas Refining & Marketing stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Reliance Industries Limited RELIANCE ₹1,293 ₹835.66 -35%
Valero Energy Corporation VLO $309.65 $127.32 -59%
Marathon Petroleum Corporation MPC $283.74 $135.80 -52%
Phillips 66 PSX $196.16 $101.04 -48%
Neste Oyj NESTE €31.10 €4.07 -87%
Formosa Petrochemical Corporation 6505 81.30 TWD 16.68 TWD -79%
Indian Oil Corporation IOC ₹138.96 ₹417.35 +200%
HF Sinclair Corporation DINO $88.59 $48.90 -45%
Bharat Petroleum Corporation BPCL ₹315.55 ₹846.81 +168%
SK Innovation Co 096770 121,400 KRW 58,865 KRW -52%

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Frequently asked questions

Is Paz Oil Company (PZOL) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 698.34 ILA versus a price of 805.80 ILA, about −13% (overvalued).
What is the fair value of PZOL?
Our model-based fair value for Paz Oil Company is 698.34 ILA (as of Jul 12, 2026), built from audited fundamentals. The current price is 805.80 ILA.
What is the quality score of PZOL?
Paz Oil Company has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Paz Oil Company (PZOL)?
Paz Oil Company reported trailing-twelve-month revenue of about 12.7B ILS (latest available figure, as of Jul 12, 2026).
What is the net profit margin of PZOL?
The net profit margin of Paz Oil Company is about 2.1%, meaning it keeps roughly 2.1% of revenue as net income. Based on the latest reported figures.
Does Paz Oil Company pay a dividend?
Paz Oil Company currently shows a dividend yield of about 12.63% relative to its recent price (as of Jul 12, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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