Quality & Reliability A.B.E.E, (QUAL) Fair Value & Analysis
Technology · GR · Market cap €44.2M
Fair value as of: Jul 21, 2026
From 15 valuation models · updated 20 days ago
Fair value updated Jul 21, 2026, revised from €0.5000 to €0.3300 (−34.0%) since Jun 24, 2026. Share price −3.5% over the past month.
Below-average quality, and screening another 75% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (€0.4100). The favourable scenario is already priced in.
- Weak quality (35/100) and above fair value at the same time, the margin of safety is missing on both counts.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.
How to read this chart
60‑month range €0.2340 – €1.45 · fair‑value band €0.2500 – €0.4100 · the €1.31 price screens above the €0.3300 fair value. Dashed = 300-day average. As of Jul 21, 2026.
Analysis
Quality & Reliability A.B.E.E, (QUAL) currently trades at €1.31, while our model-based Fair Value estimate is €0.3300, implying the stock looks roughly 74.8% overvalued today. The Quality Score stands at 35/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, Quality & Reliability A.B.E.E, generated revenue of €21.0M at a net margin of 2.8%. Revenue grew 23.0% year over year. It earns a return on equity of 12.7%. Net debt stands at €2.3M. Fundamentals as of Jul 21, 2026
Our scenario range runs from €0.2500 (bear case) to €0.4100 (bull case); at €1.31, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 31% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at -75%, QUAL screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 15 models by family
Widest divergence: Growth Earnings (€0.7300) versus Asset-Based (€0.1100). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 34 · Market factors (momentum, volatility) 54
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Quality & Reliability A.B.E.E, together with its subsidiaries, delivers integrated information systems for large and mid-size enterprises in the public and private sector in Greece and internationally.
Full company description
Quality & Reliability A.B.E.E, together with its subsidiaries, delivers integrated information systems for large and mid-size enterprises in the public and private sector in Greece and internationally. It offers personnel and payroll, property, citizen records, social security, and road traffic police fine management software solutions, as well as e-procurement software and public financials solutions; and enterprise solutions in various areas, such as ERP systems, retail solutions, HR and payroll systems, document management, business intelligence and analytics, port management, e-business, and e-book platforms. The company also provides IT services including, design, software development, software quality assurance, testing, software deployment, documentation, software upgrades, and enhancements, as well as machine learning and system integration; research and development services for software technologies in the areas of e-books, machine learning, and artificial intelligence; and enterprise web portals, label e-commerce solutions, cross-platform mobile applications, and multi-platform e-book interactive educational authoring tools. Quality & Reliability A.B.E.E. was founded in 1992 and is headquartered in Marousi, Greece.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Quality & Reliability A.B.E.E, reported revenue of €21.0M in FY2025 versus €2.9M in FY2021, a compound +63.5%/yr. Reported net income was €584K in FY2025.
QUAL screens 75% overvalued. Compare with SAP SE →
Peer Group
Software - Application · 709 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Application median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAPS | C$12.69 | C$16.26 | +28% |
| Shopify Inc SHOP | C$173.23 | C$20.54 | -88% |
| Uber Technologies, Inc UBER | $72.67 | $51.11 | -30% |
| Salesforce, Inc CRM | $170.77 | $182.10 | +7% |
| ServiceNow, Inc NOW | $107.71 | $33.12 | -69% |
| Cadence Design Systems, Inc CDNS | $384.17 | $80.41 | -79% |
| Snowflake Inc SNOW | $271.87 | $34.04 | -87% |
| Adobe Inc ADBE | $230.61 | $379.48 | +65% |
| Automatic Data Processing, Inc ADP | $241.92 | $177.51 | -27% |
| Intuit Inc INTU | $291.09 | $258.69 | -11% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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