RBL Bank Limited (RBLBANK) Fair Value & Analysis
Financial Services · IN · Market cap ₹551B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated today
Share price +3.7% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹249.04 – ₹378.85 · fair‑value band ₹55.35 – ₹92.24 · the ₹361.10 price screens above the ₹73.80 fair value. As of Jul 3, 2026.
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RBL Bank Limited (RBLBANK) currently trades at ₹361.10, while our model-based Fair Value estimate is ₹73.80 — implying the stock looks roughly 79.6% overvalued today. We read business quality at 59/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, RBL Bank Limited generated revenue of ₹79.5B at a net margin of 9.1%. Revenue grew 40.8% year over year. It earns a return on equity of 3.4%. The balance sheet holds a net cash position of ₹62.7B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and …
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
RBL Bank Limited reported revenue of ₹185B in FY2026 versus ₹108B in FY2022, a compound +14.4%/yr. Reported net income was ₹8.8B in FY2026.
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Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹786.40 | ₹1,389 | +77% |
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
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| PT Bank Mandiri (Persero) Tbk BMRI | 4,120 IDR | 7,841 IDR | +90% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.