RFM Corp (RFM) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of RFM Corp PHP 7.77, price PHP 5.11, upside +52.1%, quality 69 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 2.21 PHP – 5.62 PHP · fair‑value band 5.60 PHP – 10.39 PHP · the 5.11 PHP price screens below the 7.77 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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RFM Corp (RFM) currently trades at 5.11 PHP, while our model-based Fair Value estimate is 7.77 PHP, implying the stock looks roughly 34.2% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 9.83 PHP per share, and 18 of the 26 models we run sit above the 5.11 PHP price.
Bear case: the Asset-Based group reads lowest at 3.26 PHP, and 8 of the 26 models stay below the price. Evidence for this calculation is low.
Scenario range: 5.60 PHP (bear) to 10.39 PHP (bull), the price of 5.11 PHP sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 69/100 (solid quality), in the Consumer Non-Cyclicals sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
RFM Corp reported revenue of 21.7B PHP in FY2024 versus 15.7B PHP in FY2020, a compound +8.5%/yr. Reported net income was 1.4B PHP in FY2024, compounding +2.6%/yr from FY2020.
Key figures
Market cap 17.2B PHP (≈ $274M) · P/E ratio 12.5 · P/S ratio 0.82 · EPS (TTM) 0.3686 PHP · Dividend yield 8.3% · Net margin 6.6% · Return on assets (EBIT) 7.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 31% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Non-Cyclicals peers we cover trades at −29% fair-value upside, at 52%, RFM screens cheaper than that median.
Fair Value models
Bear 5.60 PHPFair Value 7.77 PHPBull 10.39 PHP
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2024 figures (about 12 months old). Earnings retained since then (0.3686 PHP per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.66/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+5.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.2%
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.0%
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What shareholders gained per year (last 5 years), in PHP ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in PHP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+11.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+3.5%
Dividend (yield on the price)8.3%
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.11% → 8%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Food & Tobacco · 24 stocks
Beats the industry median on 8/8 measures
Overall it ranks above its industry peers.
Valuation
Quality Score69 · Top 25%
Fair Value upside+52% · Above median
Profitability
Return on assets0% · Above median
Net margin (TTM)7% · Above median
Operating margin (TTM)0% · Above median
Growth and dividend
Revenue growth0% · Above median
Dividend yield (TTM)8.3% · Top 25%
Valuation Multiplesvs Food & Tobacco median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "RFM Corp Fair Value". https://www.fairvalue-calculator.com/stock/RFM
Frequently asked questions
Is RFM Corp (RFM) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 7.77 PHP versus a price of 5.11 PHP, about +52% upside (undervalued).
What is the fair value of RFM?
Our model-based fair value for RFM Corp is 7.77 PHP (as of Sep 24, 2026), built from audited fundamentals. The current price: 5.11 PHP.
What is the quality score of RFM?
RFM Corp has a Quality Score of 69/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for RFM Corp (RFM)?
Our model-based price target is the fair value of 7.77 PHP (as of Sep 24, 2026) from 26 valuation models. Cautious scenario 5.60 PHP, optimistic scenario 10.39 PHP. It is a calculation from audited fundamentals, not an analyst target.
What is the RFM Corp stock forecast for 2026?
Our models put fair value at 7.77 PHP, about +52% upside versus a price of 5.11 PHP (undervalued). Cautious scenario 5.60 PHP, optimistic scenario 10.39 PHP. The calculation is refreshed regularly with new filings.
Does RFM Corp pay a dividend?
RFM Corp currently shows a dividend yield of about 8.31% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of RFM Corp (RFM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For RFM Corp it is 7.77 PHP per share (as of Sep 24, 2026), against a price of 5.11 PHP. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is RFM Corp stock overvalued or undervalued in 2026?
As of Sep 24, 2026, RFM trades below its calculated fair value: price 5.11 PHP, fair value 7.77 PHP, a gap of about +52% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RFM?
No. The price is what the market pays today (5.11 PHP); the fair value is what the company's own numbers justify (7.77 PHP). For RFM Corp the two are 2.66 PHP per share apart. That gap is exactly why we show both numbers side by side.
How much is RFM Corp worth?
The market values RFM Corp at about 17.2B PHP (market capitalisation, as of Sep 24, 2026). Per share that is 5.11 PHP; our models calculate a fair value of 7.77 PHP per share.
What do the bullish and bearish scenarios say about RFM?
Our models span a range for RFM Corp: cautious scenario 5.60 PHP, base 7.77 PHP, optimistic 10.39 PHP per share (as of Sep 24, 2026, price 5.11 PHP). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RFM?
RFM Corp trades at a price-to-earnings ratio of 12.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 7.77 PHP is built from several models across several years.
How far is RFM from its 52-week high?
RFM Corp trades at 5.11 PHP, about 9% below its 52-week high of 5.62 PHP and 31% above the low of 3.90 PHP (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 7.77 PHP is for.
Which stocks are comparable to RFM Corp?
From the same area (Consumer Non-Cyclicals) we also value FB, URC, MONDE, CNPF, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is RFM Corp stock attractive at the current price?
The data as of Sep 24, 2026: price 5.11 PHP, calculated fair value 7.77 PHP (+52%), Quality Score 69/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RFM calculated?
We run RFM Corp through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 7.77 PHP, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. RFM Corp currently trades 52 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of RFM Corp (RFM)?
The closing price on Sep 23, 2026 was 5.11 PHP. Our model-based fair value is 7.77 PHP, about +52% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with RFM Corp right now?
The price is below even our cautious bear case (5.60 PHP). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (69/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (5.60 PHP to 10.39 PHP) leaves room in how you read the outcome.
Key figures of RFM Corp
How large is the market capitalisation of RFM Corp (RFM)?
The market capitalisation of RFM Corp is 17.2B PHP (≈ $274M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of RFM Corp (RFM)?
The price-to-sales ratio of RFM Corp is 0.82 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of RFM Corp (RFM)?
Earnings per share at RFM Corp are 0.3686 PHP (price ÷ EPS = P/E 12.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of RFM Corp (RFM)?
The dividend yield of RFM Corp is 8.3% (payout 115%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of RFM Corp (RFM)?
The net margin of RFM Corp is 6.6% (fiscal year 2024). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of RFM Corp (RFM)?
On an EBIT basis the return on assets of RFM Corp is 7.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
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