Resona Holdings (RSNHF) Fair Value & Analysis
Financial Services · US · Market cap $30.4B
Resona Holdings
RSNHF · US
Strengths
Risks
Fair value as of: Aug 13, 2026
From 4 valuation models · updated 8 days ago
Fair value updated Aug 13, 2026, revised from $9.13 to $14.58 (+59.7%) since Jul 27, 2026. Share price +2.9% over the past month.
A solid business, currently priced close to our fair value.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits close to our fair value, market and models broadly agree here, little valuation tension.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range $2.29 – $15.61 · fair‑value band $10.93 – $18.22 · the $14.43 price screens below the $14.58 fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Resona Holdings (RSNHF) currently trades at $14.43, while our model-based Fair Value estimate is $14.58, implying the stock looks roughly 1.1% fairly valued today. The Quality Score stands at 66/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Resona Holdings generated revenue of $1.1T at a net margin of 23.0%. Revenue grew 15.1% year over year. It earns a return on equity of 9.2%. The balance sheet holds a net cash position of $6.6T. Fundamentals as of Aug 13, 2026
Our scenario range runs from $10.93 (bear case) to $18.22 (bull case); at $14.43, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 3% below its 52-week high and 70% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 46% fair-value upside, at 1%, RSNHF screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 4 models by family
Widest divergence: Multiples ($1,496) versus Asset-Based ($865.76). Highest evidence: P/E Multiple (63).
Notify me when RSNHF reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 68 · Market factors (momentum, volatility) 70
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates Individual, Corporate, and market segment.
Full company description
Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates Individual, Corporate, and market segment. It provides consulting services, that includes personal loan, asset management, and asset succession services to individuals; and corporate lending, asset management using trusts, real estate operations, corporate pensions, and business succession services to corporates. The company is also involved in financial market services, that includes short term lending, borrowing, purchase and sale of bonds, and derivatives trading. Resona Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Resona Holdings reported revenue of $1.2T in FY2026 versus $804B in FY2022, a compound +11.5%/yr. Reported net income was $259B in FY2026, compounding +23.8%/yr from FY2022.
of which total revenue +4.1 pp · buybacks/dilution +0.1 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
Watch RSNHF: get an alert when its fair value changes →
Peer Group
Banks - Regional · 1091 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Banks - Regional median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 6,350 IDR | 4,637 IDR | -27% |
| KB Financial Group 105560 | 168,100 KRW | 220,258 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 3,110 IDR | 3,792 IDR | +22% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,150 IDR | 6,067 IDR | +46% |
| Banco Bradesco S.A BBD | 5,120 ARS | 8,400 ARS | +64% |
| Shinhan Financial Group 055550 | 103,800 KRW | 146,032 KRW | +41% |
| Hana Financial Group 086790 | 127,900 KRW | 210,506 KRW | +65% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 59,500 VND | 45,959 VND | -23% |
| Woori Financial Group 316140 | 33,000 KRW | 60,758 KRW | +84% |
Compare Resona Holdings with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Discover undervalued stocks
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Resona Holdings (RSNHF) overvalued or undervalued?
What is the fair value of RSNHF?
What is the quality score of RSNHF?
What is the revenue of Resona Holdings (RSNHF)?
What is the net profit margin of RSNHF?
Does Resona Holdings pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Resona Holdings and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.