Fairvalue-Calculator Fairvalue-Calculator
EN DE

River Financial Corporation (RVRF) Fair Value & Analysis

Financial Services · US · Market cap $375M

Price$48.00
Fair Value$70.06
Upside+46.0%
Quality95/100
Evidence: High Range $52.54 – $87.57

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

River Financial Corporation (RVRF) currently trades at $48.00, while our model-based Fair Value estimate is $70.06 — implying the stock looks roughly 46.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; loan approval; and consumer loans that consist of loans to purchase automobiles and other consumer durable goods. In addition, the company provides investment brokerage; commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture servi…

Open the full interactive analysis →

Similar stocks

Frequently asked questions

Is River Financial Corporation (RVRF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $70.06 versus a price of $48.00 — about +46% (undervalued). Model-based estimate, not financial advice.
What is the fair value of RVRF?
Our 21-model fair value for River Financial Corporation is $70.06 (as of Jun 26, 2026), built from audited fundamentals. The current price is $48.00.
What is the quality score of RVRF?
River Financial Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.