EN DE

Ser Educacional Sa (SEER3) Fair Value & Analysis

Consumer Defensive · BR · Market cap R$1.5B (≈ $300M) · ISIN BRSEERACNOR5

What is Ser Educacional Sa really worth?

SE Ser Educacional Sa SEER3 · SA
PriceR$12.54
Fair ValueR$36.84
Upside+193.8%
Quality74/100

A solid business, trading 66% below our fair value of R$36.84.

Watch Ser Educacional Sa for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

Healthy Growth (revenue 5y +12.1 %/yr)
Solidly profitable · 10.9% net margin
Low debt · generates free cash flow
Ranks above peers (13/15)
Wide moat 66/100

For context

·3.83% dividend yield
Evidence: High Range R$22.85 – R$46.06

Fair value as of: Aug 23, 2026

From 26 valuation models · updated 10 days ago

Share price +3.3% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The rarer combination: high quality (74/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (R$22.85). The market is more pessimistic than our downside scenario.
  • A fairly wide model range (R$22.85 to R$46.06) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

R$17.81 R$2.64 Fair Value R$36.84 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 23, 2026.

How to read this chart

60‑month range R$2.64 – R$17.81 · fair‑value band R$22.85 – R$46.06 · the R$12.54 price screens below the R$36.84 fair value. Dashed = 300-day average. As of Aug 23, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Ser Educacional Sa (SEER3) currently trades at R$12.54, while our model-based Fair Value estimate is R$36.84, implying the stock looks roughly 66.0% undervalued today. The Quality Score stands at 74/100 (solid quality), in the Consumer Defensive sector. Bull case: the DCF Models group reads highest at a median of R$44.72 per share, and 23 of the 26 models we run sit above the R$12.54 price. Bear case: the Asset-Based group reads lowest at R$7.03, and 3 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Ser Educacional Sa generated revenue of R$2.3B at a net margin of 10.9%. Revenue grew 8.1% year over year. It earns a return on equity of 18.5%. Net debt stands at R$1.2B. Fundamentals as of Aug 23, 2026

Our scenario range runs from R$22.85 (bear case) to R$46.06 (bull case); at R$12.54, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 68% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 8% fair-value upside, at 194%, SEER3 screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly R$4.56 per share, which is 12.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF R$26.74 R$46.99 R$78.87 78
Growth DCF R$26.17 R$43.63 R$69.24 77
Owner Earnings R$31.66 R$55.44 R$92.88 74
All 26 models by family
DCF Models
FCF DCF R$26.74 R$46.99 R$78.87 78
Owner Earnings R$31.66 R$55.44 R$92.88 74
5Y Revenue Exit R$17.92 R$29.96 R$45.96 71
5Y EBITDA Exit R$37.80 R$71.72 R$115.11 73
5Y P/E Exit R$24.95 R$44.72 R$67.51 69
10Y Revenue Exit R$20.52 R$32.61 R$50.63 66
10Y EBITDA Exit R$33.10 R$60.88 R$104.50 66
10Y P/E Exit R$25.24 R$42.60 R$67.42 62
Earnings-Based
Graham-Dodd R$11.39 R$56.59 R$78.07 64
Lynch FV R$15.28 R$21.82 R$28.37 61
PEG = 1.0 R$15.28 R$21.82 R$28.37 57
EPV R$25.68 R$29.38 R$32.46 74
Dividend Discount
Gordon GGM R$1.19 R$2.14 R$2.95 68
DDM Multi-Stage R$1.19 R$1.96 R$2.29 67
Multiples
P/E Multiple R$27.63 R$36.84 R$46.06 63
P/S Multiple R$15.58 R$20.77 R$25.97 58
P/B Multiple R$21.35 R$28.47 R$35.59 55
EV/EBIT R$49.41 R$66.36 R$83.31 66
EV/EBITDA R$48.25 R$64.82 R$81.38 67
EV/Revenue R$13.10 R$19.34 R$25.57 53
Asset-Based
NCAV (Graham) R$5.24 R$7.03 R$10.49 54
Growth DCF
Growth DCF R$26.17 R$43.63 R$69.24 77
Rev-Margin DCF R$17.92 R$29.90 R$45.73 71
Economic Profit
Residual Income R$10.08 R$13.07 R$35.53 67
ROIC Compounder R$28.89 R$37.12 R$46.85 72
Growth Earnings
Growth-Adj P/E R$24.00 R$34.29 R$44.58 67

Widest divergence: DCF Models (R$44.72) versus Dividend Discount (R$1.96). Highest evidence: FCF DCF (78).

Notify me when SEER3 reaches fair value

Put SEER3 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 1.7
P/S ratio 0.17 P/E × margin
EPS (TTM) R$7.28 price ÷ EPS = P/E 1.7
Dividend yield 3.8% payout 6.6%
Net margin 9.7% FY2025
Return on equity 18.5% TTM
More key figures
Profitability
Return on assets (EBIT) 6.5% avg 5y
Operating margin 23.3% TTM
Growth
Revenue (TTM) R$2.3B TTM
Revenue growth (YoY) +8.1% 3y avg +9.8%
EPS growth (YoY) +72.6%
Balance sheet & cash flow
Free cash flow R$332M FY2025
Net debt R$1.2B FY2025 · ≈ 3.6 yrs of FCF

Figures from reported company fundamentals · as of Aug 23, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 74/100

Of which business quality 69 · Market factors (momentum, volatility) 66

Profitability 54
Margins and returns on capital today
Quality Growth 87
Are margins and returns improving?
Cashflow 76
Earnings quality: real cash, not paper profit
Fin. Strength 43
Balance sheet, leverage, solvency risk
Investment 95
Disciplined investing over empire-building
Low Volatility 59
Calm price path (market factor)
Momentum 63
Price trend over the last 3–12 months (market factor)
52W Momentum 81
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Ser Educacional S.A., together with its subsidiaries, operates on-campus and distance-learning undergraduate, graduate, and professional training courses and other education-related areas in Brazil. It offers undergraduate, post graduate, on-campus and digital learning, and vocational courses.

Full company description

Ser Educacional S.A., together with its subsidiaries, operates on-campus and distance-learning undergraduate, graduate, and professional training courses and other education-related areas in Brazil. It offers undergraduate, post graduate, on-campus and digital learning, and vocational courses. The company operates under the UNINASSAU " Centro Universitário Maurício de Nassau, UNINABUCO " Centro Universitário Nabuco, UNG " Universidade Guarulhos, UNAMA " University of the Amazon, UNIVERITAS " Universus Veritas University Center, UNINORTE - Northern University Center, University Center for Biomedical Sciences of Cacoal "UNIFACIMED, UNIJUAZEIRO - Centro Universitário de Juazeiro do Norte, UNESC - Educational Society of Rondônia, UNIFASB - São Francisco de Barreiras University Center, UNI7 - 7 de Setembro University Center, CDMV - Center for the Development of Veterinary Medicine, FAEL University Center, UNINASSAU Colleges, UNINABUCO Colleges, and Joaquim Nabuco and Maurício de Nassau Technical Schools, GOKURSOS, BEDUKA, DELÍNEA, PROVA FÁCIL and Peixe 30, CDO, CDM, DOK, and PLANTÃO VETERINÁRIO brands. It is also involved in the investment business. The company was founded in 1993 and is headquartered in Recife, Brazil.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Ser Educacional Sa reported revenue of R$2.2B in FY2025 versus R$1.4B in FY2021, a compound +12.0%/yr. Reported net income was R$214M in FY2025, compounding +42.2%/yr from FY2021.

Growth Quality 96/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
R$2.2B
Latest YoY
+11.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.8%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.1%
Avg. revenue growth/yr (16Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.9%
Value creation/yr (5Y, in BRL) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in BRL: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+13.5% (9.7 + 3.8)
Revenue +12.0%/yr
FY21 R$1.4B
FY22 R$1.7B
FY23 R$1.8B
FY24 R$2.0B
FY25 R$2.2B
Net income +42.2%/yr
FY21 R$52.5M
FY22 −R$222M
FY23 −R$28.0M
FY24 −R$1.2M
FY25 R$214M

Watch SEER3: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Ser Educacional Sa Fair Value". https://www.fairvalue-calculator.com/stock/SEER3

Peer Group

Education & Training Services · 149 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 74 · Top 25%
Fair Value upside +194% · Top 25%
Return on equity (TTM) 18% · Top 25%
Return on assets 9% · Top 25%
Net margin (TTM) 11% · Above median
Operating margin (TTM) 23% · Top 25%
Revenue growth 8% · Above median
Dividend yield (TTM) 3.8% · Above median
Debt / equity 0.35× · Higher than median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/E (TTM) 1.7× · Cheaper than 75% of peers
P/B 0.22× · Cheaper than 75% of peers
P/S (TTM) 0.13× · Cheaper than 75% of peers
P/FCF 0.9× · Cheaper than median
EV/EBITDA 0.8× · Cheaper than 75% of peers
PEG 1.43× · Pricier than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 35
FUTURE41 · sector 25
PAST74 · sector 18
HEALTH83 · sector 95
DIVIDEND77 · sector 66

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Aug 23, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDU $57.72 $48.37 −16%
TAL Education Group TAL $11.69 $15.60 +33%
Laureate Education, Inc LAUR $38.36 $41.45 +8%
Physicswallah Limited PWL ₹119.46 ₹13.69 −89%
Grand Canyon Education, Inc LOPE $151.19 $152.01 +1%
Covista Inc CVSA $128.22 $135.45 +6%
Stride, Inc LRN $84.58 $139.45 +65%
Universal Technical Institute, Inc UTI $25.64 $20.98 −18%
Perdoceo Education Corporation PRDO $33.81 $40.65 +20%
Strategic Education, Inc STRA $85.31 $105.48 +24%

Compare Ser Educacional Sa with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Defensive stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Fama-French 3-Factor Model Calculator Run the Fama-French 3-factor model in seconds: expected return from the market, size and value factors - free, with formula, betas and an example. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is Ser Educacional Sa (SEER3) overvalued or undervalued?
As of Aug 23, 2026, our model estimates a fair value of R$36.84 versus a price of R$12.54, about +194% upside (undervalued).
What is the fair value of SEER3?
Our model-based fair value for Ser Educacional Sa is R$36.84 (as of Aug 23, 2026), built from audited fundamentals. The current price: R$12.54.
What is the quality score of SEER3?
Ser Educacional Sa has a Quality Score of 74/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Ser Educacional Sa (SEER3)?
Ser Educacional Sa reported trailing-twelve-month revenue of about R$2.3B (latest available figure, as of Aug 23, 2026).
What is the net profit margin of SEER3?
The net profit margin of Ser Educacional Sa is about 10.9%, meaning it keeps roughly 10.9% of revenue as net income. Based on the latest reported figures.
Does Ser Educacional Sa pay a dividend?
Ser Educacional Sa currently shows a dividend yield of about 3.83% relative to its recent price (as of Aug 23, 2026).
Free · no account needed

Watch Ser Educacional Sa in the live analysis

One click puts Ser Educacional Sa on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.