Seker Finansal Kiralama A.S. (SEKFK) Fair Value & Analysis
Financial Services · TR · Market cap 540M TRY
Fair value as of: Aug 1, 2026
From 25 valuation models · updated today
Share price −12.8% over the past month.
What matters now
- The price is below even our cautious bear case (7.38 TRY). The market is more pessimistic than our downside scenario.
- Solid quality (50/100) at a price below fair value, the discount is the argument here, not the business quality.
- A fairly wide model range (7.38 TRY to 15.27 TRY) leaves room in how you read the outcome.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (12 months)
12‑month range 4.31 TRY – 6.78 TRY · fair‑value band 7.38 TRY – 15.27 TRY · the 4.92 TRY price screens below the 9.84 TRY fair value. As of Aug 1, 2026.
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Seker Finansal Kiralama A.S. (SEKFK) currently trades at 4.92 TRY, while our model-based Fair Value estimate is 9.84 TRY, implying the stock looks roughly 100.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Seker Finansal Kiralama A.S. generated revenue of 624M TRY at a net margin of 35.0%. Revenue declined 14.3% year over year. It earns a return on equity of 24.6%. Net debt stands at 3.2B TRY. Fundamentals as of Aug 1, 2026
Our scenario range runs from 7.38 TRY (bear case) to 15.27 TRY (bull case); at 4.92 TRY, the current price sits below that range. The share trades about 29% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -21% fair-value upside, at 100%, SEKFK screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 1, 2026. TTM = trailing twelve months.
Quality Score breakdown
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Seker Finansal Kiralama A.S. provides equipment financing and leasing services. It offers leasing services for the purchase of production machinery, construction equipment and forklifts, logistics transportation and transportation equipment, commercial/passenger vehicles, agriculture equipment, medical devices, yachts and boats, real estate, and energy …
Full company description
Seker Finansal Kiralama A.S. provides equipment financing and leasing services. It offers leasing services for the purchase of production machinery, construction equipment and forklifts, logistics transportation and transportation equipment, commercial/passenger vehicles, agriculture equipment, medical devices, yachts and boats, real estate, and energy production and technology packages, as well as real estate comprising business premises, offices, factory buildings, lands, etc. The company also provides operational leasing, SME, women entrepreneurs, start-up, and sales lease back packages; and insurance services. Seker Finansal Kiralama A.S. was incorporated in 1997 and is headquartered in Istanbul, Turkey.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Seker Finansal Kiralama A.S. reported revenue of 1.5B TRY in FY2025 versus 114M TRY in FY2021, a compound +92.0%/yr. Reported net income was 197M TRY in FY2025, compounding +42.4%/yr from FY2021.
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Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Aug 1, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €287.50 | €226.82 | -21% |
| Mastercard Incorporated M4I | €428.00 | €240.44 | -44% |
| American Express Company AXPB34 | R$173.50 | R$21.95 | -87% |
| Capital One Financial Corporation COF | 3,151 MXN | 2,512 MXN | -20% |
| Bajaj Finance Limited BAJFINANCE | ₹884.10 | ₹604.72 | -32% |
| PayPal Holdings PYPL | 720.50 MXN | 1,441 MXN | +100% |
| Shriram Finance Limited SHRIRAMFIN | ₹993.35 | ₹438.00 | -56% |
| Cholamandalam Investment and Finance Company CHOLAFIN | ₹1,503 | ₹1,340 | -11% |
| Tata Capital Limited TATACAP | ₹321.30 | ₹125.28 | -61% |
| Power Finance Corporation PFC | ₹430.90 | ₹853.64 | +98% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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